John Squire, a prominent crypto commentator, recently highlighted a significant shift for Ripple and XRP. He shared a video featuring Sal Gilbertie, CEO of Teucrium, discussing developments that could redefine Ripple’s role in global finance. The focus is on two pivotal factors: the Clarity Act and a potential Ripple banking license.
Clarity Act as a Milestone
Gilbertie emphasized the Clarity Act as a milestone for decentralized finance. He noted, “The transition of TradFi to DeFi will be defined and accelerated when that passes.” This legislation could create a regulatory environment that enables digital assets and DeFi platforms to integrate more fully with traditional financial systems.
Ripple, with its existing XRP holdings, stands to benefit directly from these changes. However, the Clarity Act is facing criticism from key players in the crypto industry. Coinbase has withdrawn its support, and others, such as Charles Hoskinson, have criticized Ripple CEO Brad Garlinghouse for supporting it.
🚨 BREAKING 🚨
As banks move to suppress stablecoin yields, a much larger shift is taking shape.
Ripple and $XRP are positioning to become a core pillar of global financial capital.
This goes well beyond the Clarity Act.
The system is moving. The play is already live. pic.twitter.com/RjGwgJe2tv— John Squire (@TheCryptoSquire) January 22, 2026
Potential Ripple Banking License
A more immediate development, according to Gilbertie, is the prospect of Ripple receiving a banking license. He stated, “If Ripple is granted a banking license, they become, with their current XRP holdings, quite possibly one of the top 50, maybe the top 30 well-capitalized banks.”
This status would significantly strengthen Ripple’s balance sheet and solidify its position in both conventional finance and crypto markets. The company has already received conditional approval, and many experts believe XRP could benefit significantly once Ripple obtains its license.
Impact on XRP and Capitalization
The combination of a regulatory framework through the Clarity Act and enhanced capitalization via a banking license would place Ripple in a unique position. It could emerge as a key participant in global finance, leveraging XRP to manage liquidity and capital efficiently. Gilbertie further noted that an increase in XRP’s price would amplify Ripple’s capital base, reinforcing its stability and market influence.
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Positioning Amid Traditional Banking Shifts
This perspective aligns with ongoing trends in the digital asset sector. As traditional banks move to limit yields on stablecoins, Ripple and XRP are positioned to fill gaps in global financial infrastructure. The strategic potential of XRP extends beyond trading or investment.
With regulatory clarity and institutional integration, XRP could become a central asset for financial operations and cross-border transactions. These elements position Ripple and XRP as foundational pillars of the evolving global economic system.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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