This request was approved in late 2024 and proposes an implementation that references Ripple’s Interledger Protocol (ILP), a technology designed to enable seamless, cross-network payments. This approval could significantly benefit XRP in the coming months.

This development surfaced through a post on X by crypto researcher SMQKE (@SMQKEDQG), who published a short video highlighting the approved ISO change request. In a follow-up, he shared several images pointing to Ripple’s ILP as a key component for value transfer across otherwise incompatible networks.

Notably, the documentation proves that the Interledger Protocol is not a theoretical framework, but is already functioning and integrated with Ripple’s existing infrastructure.

A Confirmed Connection Between ILP, XRP, and SWIFT

The documentation attached to SMQKE’s post reinforces a crucial technical point: Ripple’s Interledger Protocol utilizes XRP in the process of value movement. This integration offers significant potential to modernize global remittance and settlement systems while embedding XRP into the architecture.

This functionality becomes especially relevant in the universal mode of ILP, where transactions can occur between untrusted connectors, bypassing the need for notaries by using XRP as a bridging asset.

Another excerpt specifies that the ILP system relies on the XRP Ledger (XRPL) for final settlement. The diagram outlines the payment flow, showing how connectors facilitate interim exchanges. All claims are ultimately recorded and redeemed on the XRPL.

SMQKE also attached a document from SBI Group, a long-time Ripple partner, which acknowledges Ripple’s hybrid technology that combines ILP and XRP Ledger. The slide explains that XRP can be used as a bridge currency in international transfers, eliminating the need for multiple local currencies while enhancing interoperability.

YES — RIPPLE’S INTERLEDGER PROTOCOL USES XRP TO MOVE VALUE ACROSS NETWORKS

Documented 4x. https://t.co/shLyD5rR2L pic.twitter.com/RJx3di7v63

— SMQKE (@SMQKEDQG) June 4, 2025

SWIFT Network Compatibility Marks a Turning Point

The significance of ISO 20022’s approval lies in the standard’s role as a global foundation for financial messaging, particularly within systems like SWIFT. With Ripple’s ILP now officially linked to a change request involving the ISO 20022 standard, it positions Ripple’s infrastructure as interoperable with the widely used messaging standard.

This approval is even more notable because SWIFT has confirmed full migration to the ISO 20022 standard by November. Ripple’s payment system is ISO 20022 compliant, and this integration of ILP into the system gives way for potential XRP adoption in SWIFT’s ecosystem.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

The post SWIFT Quietly Initiates This Ripple Approval. Here’s Why This is Good for XRP appeared first on Times Tabloid.

Cooper’s insights come at a time when the XRP community is abuzz with excitement about the AMM’s potential and the discussions surrounding its ability to reshape XRP’s tokenomics. Some have even speculated that the AMM could turn XRP into a stablecoin-like asset.

Read Also: Effect of the Delayed XRPL AMM Amendment On XRP Holdings Ignites Community Discussion

Tokenomics: Immutable and Stablecoin Not Needed

Addressing these concerns head-on, Cooper emphasized that the fundamentals of XRP’s tokenomics remain unchanged, making it highly improbable for the AMM to instigate any fundamental alterations. She further asserted that XRP’s established role as a utility token for gas and account reserves would remain intact and unaffected by the AMM.

Cooper’s stance aligns with recent statements from prominent crypto author Panos Mekras, who adamantly maintained that XRP’s tokenomics are immutable and that the AMM would not transform it into a stablecoin.

Instead, Mekras argued that the AMM would thrive on volatility, thus reinforcing XRP’s utility as a gas and reserve asset.

AMM Expected to Generate Heightened XRP Demand

While dismissing any notions of tokenomic changes, Cooper accentuated that the AMM is poised to significantly impact XRP by generating increased demand and bolstering its utility. She elucidated that as the AMM gains traction and adoption surges, the demand for XRP would naturally rise, ultimately driving its usage and value.

This surge in demand aligns perfectly with the AMM’s core functionality, which entails liquidity pools composed of asset pairs. As users engage in trades within these pools, they generate fees that are subsequently distributed to liquidity providers, effectively incentivizing the utilization of XRP.

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Read Also: Ripple CTO Schwartz’s Latest Perception On XRP Ledger (XRPL) AMM Feature

Community Apprehensions Surrounding AMM Implementation

The AMM, introduced through the XLS-30D Amendment, is currently integrated into the XRPL version rippled v1.12.0. However, achieving validator consensus for the amendment has proven to be a hurdle, causing concerns among community members.

Voting for the amendment is still underway, with the current consensus at 40%. To date, 14 validators, including Ripple and Bithomp, have voted in favor of the amendment, while 21 validators remain opposed.

Jasmine Cooper, Ripple’s Lead Product Manager, has highlighted the potential of the forthcoming AMM to revolutionize XRP’s utility and fuel heightened demand for the asset. Despite addressing concerns related to tokenomic changes, the implementation of the AMM remains contingent on validator consensus, with voting still ongoing.

The potential impact of the AMM on XRP and the broader XRPL ecosystem continues to captivate the community, leading to passionate discussions. As the development of the AMM progresses, its influence on XRP’s utility and market performance will be vigilantly monitored.

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The post Ripple Executive Confirms XRPL’s AMM Ability To Brace XRP Utility: Details appeared first on Times Tabloid.