XRP Price Archives - Times Tabloid

Major XRP and Crypto Warning: Expect Major Price Crash If This Happens

Tobi Loba — Tue, 04 Aug 2026 18:00:42 +0000

The crypto market has struggled throughout 2026, with conditions intensifying in June. Now, the vote on the CLARITY Act carries consequences that extend well beyond Washington. Bernstein has issued a warning: if the bill fails, a crypto selloff follows. The question is what happens after.

Bernstein’s Warning and the Market Outlook

Bernstein analysts laid out a clear scenario in a report covered by CoinDesk. A failed CLARITY Act vote triggers a market selloff. The current downturn, which has lasted for an extended period, would deepen. Bernstein projects the downturn ends in late Q3 or early Q4.

It argues that the SEC and CFTC would respond to a legislative failure by accelerating their own rulemaking. In that scenario, the selloff becomes a transitional period rather than a prolonged collapse.

Could the Damage Extend Further?

Senator Cynthia Lummis has been among the bill’s loudest advocates. Her warning carries a specific timeline. If the CLARITY Act fails to pass now, crypto regulation gets pushed to 2030.

The Senate leaves for August recess on August 7, and a new Congress will take over after the midterms, potentially resetting the process. Four additional years without legislative clarity puts sustained pressure on the market.

The SEC and CFTC as a Fallback

Bernstein’s case for a contained downturn rests heavily on regulatory intervention. Both agencies have already shown movement. They jointly classified 16 assets, including XRP, as commodities in March. SEC Chair Paul Atkins has since signaled a similar posture, stating the SEC is “ready, willing, and able to come out with rules” covering the same ground as the CLARITY Act.

Atkins made the agency’s preference clear. “Ultimately, statute is the way to future-proof something,” he said. A law is harder for future administrations to reverse than agency guidance. He also confirmed the fallback position. “If something should not happen in Congress, then we stand ready to provide that.”

That statement marks a significant shift. The SEC spent years pursuing enforcement actions against crypto firms. It now positions itself as a rulemaker prepared to act with or without Congress.

Two Paths for the Market

The CLARITY Act still sits on the Senate calendar. It has 51 confirmed votes and needs 9 Democratic votes to clear the 60-vote threshold. 7-10 Democrats have shown support, but floor time remains the obstacle.

If the vote happens and the bill passes, the market gets the legislative certainty it has spent years waiting for. If it fails, the Bernstein timeline takes over. A selloff hits, regulators accelerate their rulemaking, and the market works through that period by late Q3 or early Q4.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Analyst to XRP Traders: Window for This Cycle’s Biggest Move Is Closing. What’s Next?

Tobi Loba — Tue, 04 Aug 2026 16:00:26 +0000

XRP is approaching a key technical level on the monthly chart shared by crypto analyst EGRAG CRYPTO (@egragceypto). The chart shows a Diamond Pattern nearing a decision point, while the 33 EMA and 50 SMA are converging in the same area. The combination has placed the next major XRP move firmly in focus.

The analyst describes the setup as a potential turning point for the current cycle, with a confirmed breakout that could trigger significantly higher prices. The chart uses an inverted orientation, so the projected move appears visually downward even though the marked price levels represent upside targets.

The Diamond Is Closing

The latest XRP structure has developed over a lengthy period and now sits close to completion. XRP formed this Diamond pattern from trendlines within a long-term ascending channel and a smaller descending channel. The chart shows XRP heading toward a key decision point after an extended period of red candles.

The analyst wrote, “The Diamond is closing… and so is the window for this cycle’s biggest move.” The monthly timeframe also gives the setup significance. Rather than focusing on short-term price movements, the chart tracks XRP through several major market cycles.

33 EMA and 50 SMA Converge

The moving averages provide another key part of EGRAG’s analysis. The 33 EMA and 50 SMA are interacting with current price levels within the Diamond structure.

The chart compares this configuration with previous cycle bottoms. Those historical examples show bullish reactions after similar interactions between the moving averages during earlier major XRP structures.

The most recent of these was XRP’s 500% surge in late 2024. Their current convergence gives traders another major bullish technical reference alongside the Diamond itself.

Higher XRP Targets Come Into Focus

EGRAG CRYPTO states that “A confirmed breakout could ignite the next macro expansion.” The chart marks a series of higher XRP price levels, beginning with $1.50 and $2.20. It then extends toward $5, $11.50, $24.50, $60, $135, and a final target of $300.

They are not presented as guaranteed outcomes. Instead, they represent the successive price areas highlighted on his chart if the structure resolves with the anticipated expansion.

If XRP clears the Diamond structure, the higher projected levels become increasingly relevant. The convergence of the 33 EMA and 50 SMA adds another technical element to monitor. The analyst told investors to focus on structure rather than noise as the market awaits a decision.

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Pundit Says You’re Not buying a XRP Price, But 100,000 Payments. Here’s the Meaning

Tobi Loba — Tue, 04 Aug 2026 12:00:59 +0000

RippleXity recently cited the payment capabilities of the XRP Ledger, stating that the value of XRP extends beyond its market price. The decentralized news platform said purchasing one XRP can process up to 100,000 payments rather than simply owning a digital asset.

The platform explained that a single XRP, based on the XRP Ledger’s standard base transaction fee, can cover approximately 100,000 transactions. It added that every transaction fee is permanently burned, gradually reducing XRP’s circulating supply over time.

RippleXity also noted that XRP activates an account on the ledger permanently and that transactions settle within three to five seconds at any time of day without banking hours or settlement cutoffs.

Community Discusses Transaction Fee Calculation

The post generated responses from members of the XRP community, with one user, identified as B, offering a different calculation. The commenter stated that one XRP would instead support 76,923 transactions, leaving one drop remaining, based on a transaction fee of 13 drops.

From a mathematical standpoint, the calculation is correct. One XRP consists of 1,000,000 drops, and dividing that amount by 13 results in 76,923 complete transactions with one drop left over.

The technical assumption behind the calculation, however, differs from the XRP Ledger’s standard operation. Under normal network conditions, the baseline transaction fee is 10 drops rather than 13. At that fee level, one XRP can cover up to 100,000 standard transactions with no remaining drops.

Transaction fees on the XRP Ledger are also dynamic. The network increases fees during periods of heavier activity to discourage spam, and certain transaction types require more than the standard fee. As a result, 13 drops may apply in specific situations, but it is not the network’s default transaction cost.

Another factor is the account reserve requirement. New XRP Ledger accounts must maintain a minimum reserve to remain active, meaning a newly activated wallet cannot spend its entire one XRP balance on transaction fees. RippleXity’s statement nevertheless refers to the network’s standard base fee rather than the spendable balance of a new account.

Community Highlights Long-Term Payment Capacity

Another community member, known as $XRPARMY, added a broader perspective by comparing XRP’s transaction capacity with estimated lifetime payment activity. The user noted that if the average person lives to 75 years old and completes roughly 50,000 transactions during that time, one XRP could theoretically cover an individual’s lifetime payment activity under normal network conditions.

While community members examined the details of transaction fees, the conversation ultimately emphasized the network’s ability to process large volumes of low-cost payments with fast settlement and continuous availability.

Community Highlights Long-Term Payment Capacity

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Analyst Says $10+ XRP Price Is No Longer A Wild Target, But…

Solomon Odunayo — Tue, 04 Aug 2026 11:00:12 +0000

XRP Update, a crypto enthusiast on X, has shared a chart analysis suggesting that a move toward $10 is no longer an unrealistic target for XRP. The post presented a long-term XRP/USD chart and stated that “$10+ XRP is no longer a wild target; it’s a realistic possibility.”

The attached chart tracks XRP’s historical price movement and highlights a technical structure that the analyst believes could support a major upside move.

The analysis shows XRP trading around $1 while approaching a key area of support after an extended correction. The chart also marks potential Fibonacci extension targets above the current price range, including levels around $7.86 and $11.64.

According to the chart, XRP has been moving through a large consolidation pattern following its previous rally. The analyst identified the current price zone as important, with XRP testing a long-term trendline and support region. A successful breakout from the current structure could open the possibility of a move toward higher Fibonacci extension levels.

Technical Analysis Points Toward Higher Targets

The chart shared by XRP Update focuses on XRP’s previous price cycles and projected extensions based on historical movements. The analysis highlights a previous accumulation phase that preceded a significant rally and compares it with XRP’s current market structure.

The chart shows a projected move that could take XRP toward $7.86 and $11.64. The analysis suggests that XRP would need to confirm a breakout from its current pattern before reaching these targets.

XRP remains below its previous all-time high, and reaching the $10 level would require a significant increase from its current price. Supporters of the projection point to XRP’s past market cycles, increasing institutional interest, and developments around blockchain adoption as factors that could influence future demand.

However, the prediction has received mixed reactions from the crypto community. Some users questioned whether XRP could reach such levels, with several commenters expressing skepticism about the possibility of a $10 valuation. One user stated that XRP would “never break $5,” while another criticized the long-term optimism surrounding the asset and questioned its future utility.

Other commenters took a more neutral approach, suggesting that the question is not necessarily whether XRP can reach the target but when such a move could occur. Some users also compared XRP’s recent performance with other cryptocurrencies, noting that several assets have delivered stronger short-term gains.

Market Participants Watch XRP’s Next Move

The discussion surrounding XRP’s potential price targets continues as traders monitor technical indicators, market conditions, and broader developments in the cryptocurrency sector. While XRP Update’s chart presents a bullish scenario based on historical patterns and technical projections, the $10 target remains dependent on future market conditions and sustained buying interest.

For XRP to approach the projected levels, the asset would need to overcome major resistance zones and maintain momentum after its current consolidation period. The analysis shared by XRP Update reflects the continued interest among XRP supporters in the possibility of a larger price expansion during the next major market cycle.

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Analyst Says the Price of XRP Is About to 100% vs Bitcoin. Here’s why

Tobi Loba — Tue, 04 Aug 2026 06:00:43 +0000

XRP is approaching an important level against Bitcoin after spending more than a year inside a large falling wedge. Crypto analyst CryptoBull (@CryptoBull2020) highlighted this setup, claiming that XRP could soon rise 100% against Bitcoin.

The weekly XRP/BTC chart shows two declining trendlines that gradually converge. The price has moved lower within this structure since late 2024, with repeated swings between resistance and support. The latest candles sit close to the wedge’s lower boundary.

That location gives the current price action particular significance. XRP/BTC is testing the area where buyers could begin pushing the pair higher.

The Falling Wedge

XRP entered this pattern following its 500% surge in late 2024 after the U.S. election. In the period that followed, the lower trendline provided strong support. Several previous declines approached this area before XRP/BTC recovered.

The current move has brought the price back to that same support zone. The stochastic RSI at the bottom of the chart also shows the indicator near the middle of its range after moving higher from a weaker reading.

A sustained rebound from the lower trendline would give the falling wedge setup room to develop. The next major objective would be the upper trendline, which currently sits above the price.

A Breakout Opens More Upside

The falling wedge becomes especially significant if XRP/BTC breaks above its upper resistance line. That would move the pair beyond the structure that has contained it for over 18 months. One analyst recently stated that XRP needs just one candle to erase 18 months of pain, and market participants are looking for that candle right now.

The XRP/BTC pair currently sits at 0.00001713 BTC. A 100% breakout would send it to 0.00003426 BTC, which currently translates to $2.15. However, the chart shows horizontal resistance close to XRP’s all-time high of $3.65, suggesting the breakout could extend further.

XRP’s Next Move Against Bitcoin

The setup now centers on whether XRP/BTC can hold the lower boundary before attempting a move higher. A successful rebound would keep the falling-wedge thesis in play.

The upper trendline then becomes the critical breakout level. Clearing it would provide technical confirmation that the pair has moved beyond the wedge and open the door to a 100% rise or more.

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Expert Shares Timeline for XRP Price Rally to New All-Time High

Solomon Odunayo — Mon, 03 Aug 2026 13:02:03 +0000

XRP could be approaching a significant turning point if a recent market projection shared by crypto enthusiast Floppy plays out as expected.

While the digital asset has remained under pressure during its extended correction, Floppy believes the current downtrend is nearing its conclusion and that XRP may soon begin moving toward fresh record highs.

In a post on X, Floppy shared a weekly XRP price chart outlining a projected path for the cryptocurrency over the coming months. The forecast suggests that XRP will complete its ongoing correction before October, after which the asset could reverse direction and begin a sustained upward trend that eventually leads to new all-time highs.

Descending Trendline Signals End of Correction

The chart attached to the post highlights XRP trading within a prolonged descending structure that has developed over several months. A downward-sloping resistance line connects successive lower highs, while a rising support trendline forms a narrowing wedge-like pattern as price approaches the apex.

According to Floppy’s projection, XRP may experience one final period of weakness while remaining inside the pattern before breaking above the descending resistance. The forecast indicates that this breakout could occur before October, marking the end of the correction phase.

From that point, the projected path shows XRP climbing steadily, pausing briefly during intermediate pullbacks before continuing higher. The illustration ultimately places XRP above its previous all-time high, with the projected move extending toward the $5 price region.

Although the chart represents a prediction rather than a confirmed outcome, it reflects Floppy’s expectation that the prolonged correction is entering its final stage and that a bullish reversal could follow in the months ahead.

Community Weighs Regulatory and Market Outlook

The post prompted responses from members of the XRP community, with several commenting on what could influence the projection.

BlueBull XRP suggested the prediction appears likely, provided the Clarity Act is successfully passed. The comment reflects the view held by some market participants that regulatory developments in the United States could play an important role in shaping investor sentiment and market performance.

Another community member, Moby FuzzyLove, expressed optimism while acknowledging the uncertainty surrounding the timing of any potential rally. The commenter noted the difficulty of believing in a long-term outlook without knowing exactly when the anticipated move might begin.

Meanwhile, CRYPTO & BIKE LIFE indicated continued confidence in XRP despite current market conditions, stating that accumulation remains their preferred strategy.

Floppy’s outlook adds to a growing number of market forecasts suggesting that XRP may be nearing the end of its corrective cycle. Whether the projected breakout develops before October remains uncertain, but the chart reflects expectations that the current consolidation could eventually give way to a move toward new record price levels.

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We Asked Google’s AI to Set XRP Price for August 31, Here’s What It Said

Solomon Odunayo — Mon, 03 Aug 2026 10:00:06 +0000

XRP has remained a closely watched instrument in the cryptocurrency market throughout 2026. Regulatory developments in the U.S., particularly the progress of federal digital asset legislation, have continued to influence price action and investor sentiment.

To see how much these developments will impact XRP, we asked Google’s Gemini AI for a price projection covering XRP through August 31, 2026.

Factors Behind the Forecast

Gemini focused on where XRP would realistically trade by month’s end, factoring in legislative developments, macroeconomic conditions, and technical signals. Its analysis centered on several key variables.

Chief among them was the CLARITY Act, a piece of federal legislation that has passed the House and cleared the Senate Banking Committee but has not yet received a Senate floor vote. With Congress entering its August recess without a scheduled vote, Gemini predicts limited potential for regulatory-driven price appreciation before September.

Bitcoin’s behavior was identified as an additional factor, with altcoins displaying strong directional correlation to its movements near the $63,000 level. XRP currently trades at $1.07, and the response provided a structured market analysis with three distinct price scenarios.

The Base Case

Gemini’s base case puts XRP in a range of $0.94 to $1.02 by August 31. This scenario assumes further CLARITY Act delays, Bitcoin sustains sideways movement, and no significant catalyst emerges to alter current market dynamics.

The Bullish Scenario

The bullish scenario projected a range of $1.15 to $1.28, contingent on an unexpected macroeconomic shift such as declining Treasury yields or a Bitcoin advance past $67,000, combined with early indications of legislative progress on the CLARITY Act. Under those conditions, Gemini suggested XRP could test resistance near $1.18 to $1.20.

The Bearish Scenario

The bearish scenario projected a decline to $0.85 to $0.90, which Gemini attributed to potential equity market stress driving Bitcoin below $62,000 and amplifying seasonal downward pressure on XRP. While this is bearish, analysts have projected that a move below $1 could be a precursor to the next breakout.

What’s Next for XRP?

Gemini summarized the current environment as a “holding pattern,” with the most realistic outcome being consolidation in the $0.94 to $1.02 range pending legislative activity. The bullish case also carries very limited upside potential, suggesting XRP won’t see any major upward activity in August.

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Pundit Explains How XRP Could Hit $100, Says XRP Doesn’t Care About Market Cap

Tobi Loba — Mon, 03 Aug 2026 09:00:46 +0000

As conversations surrounding XRP’s long-term value continue, crypto enthusiast Jenny has offered a perspective that focuses on the digital asset’s utility instead of its market capitalization.

She believes XRP’s ability to facilitate high-volume financial settlements is a more meaningful measure of its importance than its total market value. Her latest comments explain why she views traditional valuation models as inadequate for an asset built to move liquidity across financial networks.

Jenny presented a hypothetical scenario on X in which XRP reaches a price of $100 while maintaining a circulating supply of 50 billion tokens. Under those conditions, XRP’s market capitalization would stand at approximately $5 trillion. She stressed, however, that the figure would not reflect the full scale of value the network could process.

Repeated Use Could Expand XRP’s Settlement Capacity

Jenny explained that if every XRP token were used for settlement 1,000 times each day, the network could theoretically support as much as $5 quadrillion in daily transaction volume. In her view, a payment asset can process value far beyond its market capitalization because the same tokens can be reused continuously rather than remaining idle.

She described XRP as infrastructure for transferring liquidity instead of a store of value. From that perspective, network activity, transaction speed, and liquidity efficiency become far more significant than the asset’s market capitalization.

To illustrate her point, Jenny compared XRP with SWIFT, noting that the global financial messaging network has no market capitalization despite facilitating trillions of dollars in transactions every day. She used this comparison to suggest that financial infrastructure should not be evaluated solely through market value.

Utility Takes Priority Over Market Cap

Jenny also stated that XRP serves as a bridge for liquidity in an increasingly tokenized financial system. Because of that role, she believes adoption should be measured by network usage, liquidity speed, and transaction throughput rather than by market capitalization alone.

She added that if XRP eventually handles even a small portion of the global derivatives market, traditional market cap calculations would lose much of their relevance. Under such a scenario, the network’s settlement activity would provide a better indication of its value than its circulating market valuation.

Community Members Respond

Jenny’s comments drew different reactions from members of the XRP community. Pardeep Singh questioned the likelihood of XRP reaching a $5 trillion market capitalization, saying investors would already consider a price between $6 and $8 to be a major achievement.

Another commenter, Keith, focused on the comparison with SWIFT. He noted that SWIFT operates as a messaging network, which is why it does not have a market capitalization. Even so, he added that XRP represents a different type of financial technology and expressed the view that blockchain-based settlement systems could eventually replace older financial infrastructure.

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Developer to XRP Holders: Look At the Chart Below

Solomon Odunayo — Mon, 03 Aug 2026 07:00:18 +0000

Crypto analyst Bird has highlighted a recent post from Xrpl validator SugarSniper, who described XRP as undergoing one of the most structured corrections he has witnessed in more than two decades of trading.

The observation comes as XRP continues to trade within a descending channel, with several market participants watching both technical patterns and upcoming regulatory developments for potential direction.

Introducing the chart on X, Bird encouraged followers to focus on what he described as a recurring timing pattern in XRP’s historical price action. He suggested that while no outcome is guaranteed, the convergence of technical cycles and broader market developments deserves close attention.

SugarSniper Calls XRP’s Pullback “Controlled”

In the chart that accompanied the post, SugarSniper wrote, “This has to be one of the greatest ‘controlled’ corrections I have ever witnessed in my 25 years of trading. It is really amazing to behold. $XRP.”

The weekly XRP chart shows price trading inside a clearly defined downward channel following its previous rally. Several horizontal support and resistance levels are also marked, suggesting areas that XRP traders may monitor for future price reactions.

Rather than characterizing the decline as disorderly, SugarSniper explained that the correction has remained disciplined within its established structure. His comments imply that the orderly nature of the pullback could be significant from a technical analysis perspective, particularly if the pattern eventually resolves to the upside.

Bird Highlights a Recurring 52-Week Cycle

Expanding on SugarSniper’s chart, Bird pointed to what he believes is another important factor beyond the price pattern itself. He noted that previous positive XRP reactions occurred after remarkably similar periods of time.

“Look at the chart below,” Bird wrote.

“These marked positive XRP reactions have occurred after almost the exact same time cycle: 52 weeks. 53 weeks. Now we’re entering week 55.”

According to Bird, the timing alone does not guarantee another bullish move. However, he believes that historical cycles deserve attention when they begin aligning with other developments affecting the XRP market.

He also referenced the anticipated legislative developments surrounding the Clarity Act, noting that many observers expect the coming week to be significant. Bird further remarked that August has historically been viewed closely by many long-term XRP supporters.

Summing up his view, Bird stated, “No guarantees. But when time, structure and narrative start aligning like this… We should pay attention.”

Community Weighs Technical Pattern Against Broader Factors

Several market participants responded with their own interpretations of the chart.

User WoeWoeWoethere noted that XRP has historically declined by an average of 14% during U.S. midterm election years and questioned whether the current cycle would break that historical trend.

Technical analyst ChartNerd offered a more cautious assessment, suggesting XRP could revisit the lower boundary of the descending channel regardless of any progress on the Clarity Act before attempting a broader move.

Another commenter, A Reluctant Disciple, focused less on short-term price action and more on long-term fundamentals. The commenter argued that continued progress in technology, regulation, liquidity, and institutional adoption supports a constructive long-term outlook, adding that when market timing, technical structure, policy developments, and financial infrastructure begin aligning, investors have reason to monitor the market more closely.

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Standard Chartered Just Reiterated Their XRP Price Target for 2030

Tobi Loba — Mon, 03 Aug 2026 06:00:18 +0000

One of the world’s largest financial institutions has kept its long-term XRP forecast intact. Crypto commentator Xaif (@Xaif_Crypto) shared the update to his audience, highlighting that Standard Chartered has maintained a $28 target for XRP by 2030.

Standard Chartered’s Long-Term Forecasts

Standard Chartered maintains a $500,000 target for Bitcoin by 2030. Ethereum sits at $40,000. Solana lands at $2,000. XRP holds at $28. These figures come from a bank with over $800 billion in assets, which gives them a weight that forecasts from smaller firms rarely carry.

Earlier in the year, the bank trimmed some near-term numbers. However, its 2030 projections have stayed in place. The unchanged long-term targets signal continued institutional confidence in the asset class over a multi-year horizon.

A Notable Jump for XRP

XRP’s $28 target draws particular attention. The asset currently trades at approximately $1.06. Standard Chartered’s $28 target represents a potential gain of roughly 2,540% from that level. Standard Chartered arrived at this figure through its own research framework, and it has now reaffirmed it.

The bank’s revised 2026 XRP forecast has dropped to $2.80, down from an earlier $8 projection. But the 2030 number has not moved. Standard Chartered sees short-term pressure and long-term strength for XRP, anticipating major growth for the asset in the coming years.

Other Analysts Take Notice

Crypto analyst ChartNerd (@ChartNerdTA) responded to Standard Chartered’s forecast, highlighting his target of $27 by 2030. The figure aligns closely with the bank’s $28 target, and it is not the first time ChartNerd has made this call.

The analyst has previously identified $27 as an inevitable target for XRP. Standard Chartered’s reaffirmation places a major global bank in agreement with that position. Other community members weighed in with stronger opinions. One commenter called the $28 target unrealistic, suggesting that reaching such levels would require market manipulation.

What the Numbers Represent

A $28 XRP price by 2030 is not a fringe prediction anymore. It comes from a major global bank that has chosen to hold that figure even after revising other parts of its outlook. ChartNerd’s independent analysis lands within $1 of that same target.

Whether the community accepts or disputes the forecast, the convergence between institutional research and independent analysis gives the $28 figure a foundation that is increasingly difficult to overlook.

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