Crypto commentator Zach Rector says XRP is about to offer passive income, something holders have wanted for years. In a recent video, he laid out his case for why that shift is close.

Rector frames his comments around what he calls a larger XRP DeFi ecosystem build-out. He points to batch transactions as a core piece of that puzzle.

According to Rector, this feature lets developers get paid for building decentralized apps and tools on the XRP Ledger. “Batch is gonna be key for allowing our developers to monetize that,” he said.

It’s happening on XRP pic.twitter.com/OpuBkjZHyI

— Zach Rector (@ZachRector7) July 1, 2026

A Bigger Build-Out Behind the Scenes

He also outlines several other use cases tied to batch transactions. These include bundling actions like setting trust lines and swapping tokens together, monetizing tools and services, and enabling atomic peer-to-peer asset swaps. Rector presents these as functional building blocks, not just technical upgrades. Each one adds a new way for developers and users to interact with the ledger.

The Lending Protocol Takes Center Stage

The centerpiece of Rector’s argument is the XRP Ledger Lending Protocol. He says it’s set to launch soon and will create an on-chain credit market. Rector describes a two-sided system. On one side sit digital asset holders looking to earn yield. On the other side sit businesses that need fast, efficient access to capital.

Rector predicts strong growth for this market once it launches. He ties this prediction directly to XRP holders, telling viewers the ability to earn yield on their XRP will be realized.

Passive Income as the Core Pitch

Rector opens his video with a direct question for viewers: Are they ready to be their own bank? That question sets up his broader pitch. Passive income is no longer a distant possibility, but an outcome tied to specific, near-term developments on the XRP Ledger.

His comments connect three pieces into one narrative. Batch transactions give developers new monetization paths. Those paths support a growing ecosystem of tools and dApps. That ecosystem, in turn, feeds into the lending protocol, which gives holders a direct way to earn yield on their XRP.

What Comes Next?

Rector describes the lending protocol as something set to go live shortly, not a far-off concept. For XRP holders, his pitch shows that yield opportunities tied to the asset are moving from theory to function.

Whether the on-chain credit market grows the way Rector predicts remains to be seen. However, his comments give XRP holders a specific development to watch. Passive income on XRP is coming, and the infrastructure to support it is already taking shape.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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The post Something Big Is Coming for XRP DeFi. Here’s What to Watch appeared first on Times Tabloid.

The XRP Ledger’s Decentralized Finance (DeFi) landscape is beginning to take shape in a meaningful way. Doppler Finance announced that the total value locked (TVL) across XRPfi (XRP DeFi) has reached $30 million, marking a new phase of ecosystem utility for the digital asset.

The update drew a strong reaction from members of the community, many of whom have been anticipating the emergence of native DeFi use cases for years. In early 2025, Ripple shared a roadmap for institutional DeFi on the XRP Ledger (XRPL). This milestone shows significant growth and involvement in the XRPfi space.

Crypto Eri (@sentosumosaba), a popular figure in the community, also weighed in, acknowledging the significance of the milestone. Quoting a recent conversation with VivoPower’s executives, she remarked that “DeFi for XRP is going to be EXPLOSIVE,” suggesting that TVL would be a meaningful metric of demand.

According to her message, while not all token holders will participate in DeFi on the ledger directly, those hoping for long-term price appreciation have a shared interest in seeing DeFi traction grow. This aligns with a prevailing view among proponents of the asset that utility must scale alongside adoption to sustain real growth.

As @Vivo_Power told me in our interview, DeFi for XRP is going to be EXPLOSIVE. #XRP TVL (Total Value Locked) will be an indicator of its demand. You might not "XRPFi" -> but if you hold XRP, hoping for up & to the right price action … hope for massive TVL too. Congrats#30M https://t.co/jJ96W7fFYK

— Crypto Eri ~ Carpe Diem (@sentosumosaba) June 8, 2025

Crypto Eri’s post connects current on-chain activity with broader investor expectations, emphasizing TVL as a fundamental signal rather than just a numerical milestone.

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Rising Institutional DeFi Involvement

Some of the context behind Crypto Eri’s reference comes from a recent interview with Vivo Power executives Kevin Chin and Adam Traidman. Chin, co-founder of VivoPower, stated that his company is actively looking to support XRP-based DeFi projects, not merely as investors but by contributing to broader ecosystem development.

Traidman, a former Director at Coinbase and CEO of BRD, echoed this intent, indicating that Ripple’s move toward EVM compatibility will create new yield opportunities for XRP. Crypto Eri shared another clip from the interview where Traidman disclosed an XRP Treasury strategy that was launched with backing from Saudi royalty and a $121 million initial commitment.

He added that a portion of these funds, potentially up to $100 million, could be allocated to developers building XRPfi applications, depending on the opportunity pipeline.

These plans underline a growing institutional interest in XRP’s infrastructure layer, providing a backdrop to the rising TVL. After years of XRP being viewed primarily as a payment token, the growth of DeFi in the ecosystem reinforces the transition toward broader utility.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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The post VivoPower CEO: DeFi for XRP Is Going to be Explosive appeared first on Times Tabloid.