XLM Holders Archives - Times Tabloid https://timestabloid.com/tag/xlm-holders/ Latest Cryptocurrency News and Blockchain Sat, 07 Nov 2026 05:32:45 +0000 en-US hourly 1 https://wordpress.org/?v=7.1.4 https://timestabloid.com/wp-content/uploads/2021/08/cropped-Times-Tabloid-Favicon-32x32.png XLM Holders Archives - Times Tabloid https://timestabloid.com/tag/xlm-holders/ 32 32 Pundit: XRP and XLM Holders, Do You Know How Big This Is? https://timestabloid.com/pundit-xrp-and-xlm-holders-do-you-know-how-big-this-is/ Sat, 07 Nov 2026 07:00:47 +0000 https://timestabloid.com/?p=114197 Franklin Templeton’s comparison of traditional fund processing costs with blockchain transactions highlights the potential financial benefits of tokenization. The asset manager calculated that processing 50,000 fund transactions cost approximately $75,000 through traditional systems, compared with just $1.13 on the Stellar blockchain. Crypto commentator X Finance Bull believes this difference demonstrates why financial institutions could increasingly […]

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]]> Franklin Templeton’s comparison of traditional fund processing costs with blockchain transactions highlights the potential financial benefits of tokenization.

The asset manager calculated that processing 50,000 fund transactions cost approximately $75,000 through traditional systems, compared with just $1.13 on the Stellar blockchain.

Crypto commentator X Finance Bull believes this difference demonstrates why financial institutions could increasingly adopt blockchain technology, creating long-term opportunities for XRP and XLM.

In a detailed tweet, X Finance Bull connected Franklin Templeton’s established operations on Stellar with its expanding tokenization activities on the XRP Ledger. He believes both networks could benefit as major financial institutions move investment products and transactions onto blockchain infrastructure.

Franklin Templeton Demonstrates Stellar’s Cost Advantage

X Finance Bull highlighted comments from Sandy Kaul, Franklin Templeton’s Head of Innovation, who discussed a comparison covering approximately six months of actual operations.

Traditional transfer-agency processing cost around $1.50 per transaction, while Stellar charged approximately $0.0000226 in blockchain fees.

The difference represents roughly 99.9985% lower transaction-processing costs. The commentator also highlighted Franklin Templeton’s BENJI product, which allows investors to access its Stellar-based money market fund with approximately $20. This compares with around $500 typically required to open an account in a conventional money market fund.

Franklin Templeton launched its Franklin OnChain U.S. Government Money Fund, known as FOBXX, on Stellar in April 2021. BENJI tokens represent shares in the regulated fund, which invests primarily in short-term U.S. government securities, cash, and eligible repurchase agreements.

X Finance Bull cited approximately $605 million in BENJI assets on Stellar as of October 6, 2026, alongside more than $211 million in peer-to-peer share transfers through March 31, 2026.

Institutional Tokenization Expands To XRP Ledger

The commentator also examined Franklin Templeton’s activities on XRPL. In September 2025, Franklin Templeton, DBS Bank, and Ripple announced a collaboration involving the sgBENJI money market fund, DBS Digital Exchange, and RLUSD.

The institutions planned to tokenize sgBENJI shares on XRPL, support trading between the fund shares and RLUSD, and explore lending arrangements using tokenized investments as collateral.

X Finance Bull highlighted October 24, 2026 reporting that Franklin Templeton had added approximately $150 million in sgBENJI shares to XRPL, bringing the reported total to around $200 million.

He believes these developments could create opportunities for institutional financing and increase demand for liquidity. He specifically sees potential for XRP to facilitate exchanges between tokenized financial products through XRPL’s decentralized exchange and auto-bridging functionality.

Aviva And DTCC Add To Institutional Developments

X Finance Bull also referenced Aviva Investors’ October 26 announcement of a tokenized share class for its Sterling Liquidity Fund on XRPL. The underlying fund held approximately £22 billion in assets, while Aviva’s two tokenized share classes had attracted more than £86 million.

He further highlighted DTCC’s collaboration with the Stellar Development Foundation. Announced in May 2026, the initiative aims to make eligible securities, including U.S. Treasuries, equities, and ETFs, available through Stellar during the first half of 2027.

Why X Finance Bull Remains Bullish On XRP And XLM

X Finance Bull believes increasing institutional adoption could create long-term opportunities for both cryptocurrencies. He explained that XLM supports Stellar’s network operations through transaction fees and account reserves, while XRP supports XRPL through transaction fees, reserves, and its potential role as a bridge asset.

He also referenced McKinsey’s estimate that tokenized financial assets could reach $2 trillion by 2030 in its base-case scenario, with a bullish projection of $4 trillion.

Looking ahead, X Finance Bull expects greater institutional adoption of tokenized funds, collateral arrangements, and blockchain-based settlement.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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]]> Crypto Proponent Says XRP and XLM Holders Need to Watch This https://timestabloid.com/crypto-proponent-says-xrp-and-xlm-holders-need-to-watch-this/ Mon, 12 Oct 2026 10:00:41 +0000 https://timestabloid.com/?p=112974 Financial institutions and businesses have for years struggled with cross-border payments. Now, global efforts to fix the system have specific targets and deadlines attached to them. Analyst X Finance Bull sees existing infrastructure on the XRP Ledger and Stellar networks as a direct answer to those G20 goals, tweeting that both networks can make international […]

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]]> Financial institutions and businesses have for years struggled with cross-border payments. Now, global efforts to fix the system have specific targets and deadlines attached to them.

Analyst X Finance Bull sees existing infrastructure on the XRP Ledger and Stellar networks as a direct answer to those G20 goals, tweeting that both networks can make international transfers faster and cheaper.

G20 Gives Cross-Border Payments Greater Priority

A speaker featured in a SibosTV discussion described the problems that continue to affect international payments, including high costs, slow processing, limited access, and a lack of transparency. She explained that identifying the sources of these problems has been an important part of the work to improve cross-border transactions.

She also credited the G20 with giving the initiative greater political support. According to her, the G20’s involvement helped push the agenda forward and encouraged participating institutions to work toward measurable improvements.

Global Targets Set Deadlines For Payment Improvements

The Financial Stability Board has set hard deadlines. By the end of 2027, at least 75% of cross-border payments must reach recipients within one hour. Average retail payment costs must fall to no more than 1%.

The targets run through 2030, when the average global cost of sending a $200 remittance is expected to fall to 3% or less.

These goals give banks and payment providers a clear deadline to work toward, with an emphasis on making transfers faster, cheaper, and easier for people to access.

XRP Ledger And Stellar Already Support Payment Activity

X Finance Bull linked the FSB’s targets to the work already taking place on XRP Ledger and Stellar. Both networks offer fast, low-cost transactions, making them relevant to efforts to improve international payments. Several companies are already using technology connected to these networks.

Ripple and Bitso have expanded their relationship around enterprise stablecoin settlement in Latin America, including the US-Mexico payment corridor. Ripple’s published Bitso case study also identifies XRP as a settlement asset in supported payment activity.

In South Korea, Jeonbuk Bank became the first regional bank in the country to deploy Ripple Payments for cross-border remittances. Ripple has also secured regulatory status in the United Kingdom, Luxembourg and Australia.

Stellar has established its own presence in international payments. MoneyGram Ramps connects USDC on Stellar with cash-out services across more than 170 countries. In September 2026, BVNK also integrated Stellar into its global stablecoin payments platform, reporting approximately $39 billion in annualized processing volume.

Liquidity Could Become More Important

X Finance Bull’s broader point concerns the relationship between payment adoption and liquidity. As payment providers expand into more corridors, they may need additional liquidity to support transactions between different currencies. That demand could create more opportunities for assets used to facilitate transfers between payment systems.

X Finance Bull noted that XRP and XLM stand to benefit if their networks attract more payment activity and liquidity demand. Higher transaction volumes alone would not guarantee price gains, though. Adoption rates, liquidity requirements, and actual demand for each asset would all factor in.

Stellar’s path payments feature allows users to send one currency while recipients receive another, with the conversion handled within a single transaction. This capability could become increasingly relevant as stablecoins, tokenized deposits and other digital assets expand across payment networks.

The G20’s targets extend through 2030, while XRP Ledger and Stellar already support payment-related activity. Their ability to attract more institutions, payment providers, and liquidity will help determine how much they contribute to the global effort to make cross-border payments faster, cheaper, and more accessible.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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]]> Crypto Pundit Says If You Are Holding XLM, Read This https://timestabloid.com/crypto-pundit-says-if-you-are-holding-xlm-read-this/ Sun, 11 Oct 2026 12:00:02 +0000 https://timestabloid.com/?p=112934 Stellar’s real-world asset ecosystem has crossed a threshold that few predicted just twelve months ago. On October 10, 2025, total RWA value distributed on the Stellar network sat at $895,744,932. By October 8, 2026, that figure had climbed to $4,015,300,556. That is a 4.4x increase in one year. Crypto commentator X Finance Bull shared those […]

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]]> Stellar’s real-world asset ecosystem has crossed a threshold that few predicted just twelve months ago. On October 10, 2025, total RWA value distributed on the Stellar network sat at $895,744,932. By October 8, 2026, that figure had climbed to $4,015,300,556. That is a 4.4x increase in one year.

Crypto commentator X Finance Bull shared those numbers with his audience on X and made his position clear: “I think $XLM is going to be explosive.”

What the Data Shows

The growth is visible in the asset composition. A year ago, BENJI dominated the Stellar RWA landscape at $543,686,102, with USDC contributing $240,788,162. Those figures have grown, but they now share the leaderboard with a far wider range of assets.

By October 2026, Spiko Amundi Overnight Swap Fund (EUR) leads at $1,299,078,382. Ondo U.S. Dollar Yield follows at $537,164,588. BENJI holds $531,188,431. VuMe Bond 2030 has entered the picture at $500,000,000. USDC sits at $367,765,226. Assets like SpaceX Bond (Cometum), YLDS, EUR CoinVertible, and multiple Rivool Agriculture Notes now appear on the ledger alongside established names.

The network is not just growing in total value. It is growing in the variety of assets being tokenized and distributed on-chain.

Community Reaction

X Finance Bull asked his audience directly: “Are you still bearish right now?” The responses showed a range of perspectives.

Patrick Patterson acknowledged holding a position but raised a concern about price performance. “Until there is an ETF,” he wrote, “the chances of a substantial run are mitigated exponentially.”

Sheetzy raised a question many retail investors share. “I honestly don’t understand if the RWA value has gone up, why doesn’t the price go up with these tokens,” he wrote.

It is a legitimate observation. RWA growth reflects institutional and enterprise adoption of the network as infrastructure. Token price is driven by different market dynamics, such as retail demand, liquidity, and speculation. The two do not always move together in the short term.

Critical Thinker took a more optimistic stance. “Anyone not investing in these opportunities will regret it,” he wrote. “There is still time to change your financial future.”

The Outlook

X Finance Bull did not stop at the current numbers. He suggested the trajectory points toward “tens of billions in RWAs next.” If the pace of the past year continues, that estimate does not look unreasonable.

Stellar has moved from a network with under $1B in tokenized real-world assets to one sitting above $4B in twelve months. The asset types are diversifying. The institutional names are multiplying.

Whether XLM price follows that growth remains the open question.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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]]> Pundit to XRP, XLM, and HBAR Holders: Watch This Deloitte Interview on Fintech TV https://timestabloid.com/pundit-to-xrp-xlm-and-hbar-holders-watch-this-deloitte-interview-on-fintech-tv/ Sun, 04 Oct 2026 14:00:49 +0000 https://timestabloid.com/?p=112599 Financial institutions could move closer to operating tokenized assets, stablecoins, and settlement systems around the clock as banks transition from blockchain experiments to production infrastructure. Crypto commentator X Finance Bull pointed to a Deloitte interview with Roy Ben-Hur, who described large U.S. banks moving toward full-scale blockchain capabilities after years of testing and pilot programs. […]

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]]> Financial institutions could move closer to operating tokenized assets, stablecoins, and settlement systems around the clock as banks transition from blockchain experiments to production infrastructure.

Crypto commentator X Finance Bull pointed to a Deloitte interview with Roy Ben-Hur, who described large U.S. banks moving toward full-scale blockchain capabilities after years of testing and pilot programs.

X Finance Bull said this transition could create a more relevant environment for XRP, XLM and HBAR. He described the three assets as utility-focused cryptocurrencies that have spent years developing infrastructure for financial applications. He connected their potential use cases to 24/7, year-round markets, tokenized deposits, stablecoins, repo markets and collateral optimization.

Ben-Hur said institutions now face the risk of moving too slowly as financial markets adopt these technologies. X Finance Bull emphasized that point and contrasted the current institutional environment with earlier periods when banks primarily tested blockchain through pilots and proof-of-concept projects.

XRP Connects to Tokenized Securities

X Finance Bull pointed to Brazil’s CSD BR as an example of the XRP Ledger entering a live financial environment. He cited the September 29 integration of more than BRL 22 trillion in registered assets, adding that CSD BR connected the public XRP Ledger to BTG Pactual investment-fund shares as an additional record and audit layer.

He emphasized that the integration allows existing regulated infrastructure to remain in place while the XRP Ledger supports additional functions. He identified transparency, asset mobility, settlement and programmability as potential areas where blockchain infrastructure could support traditional financial systems.

X Finance Bull also highlighted RLUSD and USDC as digital cash that can operate natively on the XRP Ledger alongside tokenized financial assets. He explained that this combination could create liquidity routes between different forms of digital value.

He placed particular importance on demand for institutional liquidity. In his view, professional market makers could maintain XRP inventory if financial markets increasingly use XRP to facilitate transactions between tokenized assets and digital currencies.

Stellar Expands Its Institutional Connections

X Finance Bull then turned to Stellar and its connection with U.S. securities infrastructure. He cited the Depository Trust Company’s plans to connect its Tokenization Service with the Stellar public blockchain, with tokenized DTC assets expected to reach the network during the first half of 2027.

He also referenced Franklin Templeton’s BENJI fund and Stellar’s wider network activity. X Finance Bull cited tokenized real-world assets, stablecoin payment volumes and institutional participants as evidence of financial activity already taking place across the ecosystem.

He said XLM supports Stellar through transaction fees, reserve requirements and payment routing. In his view, increased institutional use of Stellar could therefore increase economic activity taking place through the network.

Hedera Targets Institutional Collateral

For HBAR, X Finance Bull focused on collateral optimization. He cited work involving Lloyds Banking Group, Aberdeen Investments and Archax, where participants used tokenized money-market-fund units and tokenized UK government gilts as collateral for FX transactions.

X Finance Bull said that collateral use gives tokenized assets a direct role in financial markets. He also referenced Archax’s tokenized-asset environment, KAIO’s institutional fund infrastructure and Hedera’s participation in Project Acacia.

He said these developments show how financial institutions can use blockchain infrastructure for tokenized securities, stablecoin settlement, collateral management and programmable payments.

Utility Remains the Central Theme

X Finance Bull connected each network to a different part of the developing digital financial system. He linked XRP to liquidity between digital assets and currencies, XLM to regulated asset distribution and payments, and HBAR to institutional tokenization and collateral.

He explained that institutional adoption could drive demand for utility tokens without requiring widespread retail participation. Instead, he focused on financial institutions that need networks, digital cash, settlement systems, collateral, interoperability, and liquidity.

X Finance Bull concluded that Deloitte’s assessment makes it increasingly important to monitor real-world network usage.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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]]> Finance Expert Says You Need 10,000 XLM ASAP. Here’s why https://timestabloid.com/finance-expert-says-you-need-10000-xlm-asap-heres-why/ Tue, 15 Sep 2026 17:00:33 +0000 https://timestabloid.com/?p=111512 Financial expert Levi has urged crypto investors to consider accumulating at least 10,000 Stellar (XLM) tokens, presenting the target as a way to gain exposure as the regulatory environment for cryptocurrencies develops. His argument centers on the expected Senate vote on the CLARITY Act, Coinbase’s reported regulatory strategy, and Stellar’s growing focus on institutional tokenization. […]

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]]> Financial expert Levi has urged crypto investors to consider accumulating at least 10,000 Stellar (XLM) tokens, presenting the target as a way to gain exposure as the regulatory environment for cryptocurrencies develops. His argument centers on the expected Senate vote on the CLARITY Act, Coinbase’s reported regulatory strategy, and Stellar’s growing focus on institutional tokenization.

Levi Links XLM Target To Crypto Regulation

In a video attached to his tweet, Levi said, “I believe that everyone should be aiming to get at least 10,000 XLM.” He connected his recommendation to recent comments from Coinbase CEO Brian Armstrong regarding the CLARITY Act.

Levi said Armstrong had described the legislation as being on the “finish line,” with a major Senate vote expected the following week. He also cited Coinbase’s reported backup plan if the bill fails to pass, arguing that the push for clearer cryptocurrency regulation would continue regardless of the outcome.

For Levi, this regulatory development provides a reason to examine XLM closely. He presented the asset as one of the cryptocurrencies that could benefit from a market increasingly shaped by clearer rules and greater institutional participation.

10,000 XLM Could Reach $50,000 At $5

Levi based his 10,000 XLM target partly on potential future valuations. With XLM trading at approximately $0.18 when he recorded the video, he estimated that acquiring 10,000 tokens would cost roughly $1,800.

He then outlined several hypothetical price outcomes. If XLM reaches $1, 10,000 tokens would be worth $10,000. At $2, the same holdings would be worth $20,000, while at $5, XLM would be worth $50,000.

These figures represent potential values based on different XLM prices, not guarantees of future performance. Levi used them to explain why he believes holding 10,000 XLM could become significant if the token rallies substantially.

XRP And XLM Positioned For Institutional Adoption

Levi also compared XLM with XRP, noting that both assets have connections to payments and financial infrastructure. He said both are positioning themselves for a crypto market with greater institutional involvement.

He pointed to Stellar’s increasing involvement in institutional tokenization, while describing XRP as heavily focused on cross-border payments and institutional financial infrastructure.

Levi concluded that the expected Senate vote could become an important development for the wider cryptocurrency market. He said XRP and XLM are two assets worth watching closely as the regulatory environment evolves.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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]]> Pundit: If You Hold XRP, XLM, or HBAR, Don’t Miss This Update https://timestabloid.com/pundit-if-you-hold-xrp-xlm-or-hbar-you-do-not-want-to-miss-this-update/ Sat, 12 Sep 2026 12:00:03 +0000 https://timestabloid.com/?p=111316 The Senate’s next move on the CLARITY Act could become an important moment for the U.S. digital asset market, particularly for assets that have already received recognition from federal regulators. Crypto commentator X Finance Bull has highlighted September 15, 2026, as a key date for the legislation and explained why XRP, XLM, and HBAR could […]

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]]> The Senate’s next move on the CLARITY Act could become an important moment for the U.S. digital asset market, particularly for assets that have already received recognition from federal regulators.

Crypto commentator X Finance Bull has highlighted September 15, 2026, as a key date for the legislation and explained why XRP, XLM, and HBAR could be among the assets most affected if the bill advances.

According to X Finance Bull’s tweet, the date marks when the Senate cloture motion on H.R. 3633, the Digital Asset Market Clarity Act, will ripen. The commentator stressed that this would not represent final passage of the legislation. Instead, it would be a procedural vote that could determine whether the Senate moves the bill forward.

September 15 Becomes a Key Date

X Finance Bull cited comments from Patrick Witt, Executive Director of the Presidential Council of Advisors for Digital Assets, who said the political window for passing the legislation is important.

The commentator noted that significant work has already gone into CLARITY and that the gap between Democrats and Republicans has narrowed. However, the November midterm elections could make it more difficult to pass major legislation if Congress does not act before then.

The bill has already made considerable progress. The House passed CLARITY in July 2025 by 294–134, while the Senate Banking Committee advanced its version in May 2026 by 15–9. The reviewed Senate text was later released in July, bringing the legislation to its current stage ahead of a potential floor vote.

Why XRP, XLM and HBAR Stand Out

X Finance Bull placed particular emphasis on XRP, XLM and HBAR because the SEC and CFTC identified all three as examples of digital commodities in March 2026.

The commentator said this changes the regulatory question surrounding the assets. Instead of waiting for Washington to determine their classification, the focus can shift toward establishing rules for the broader financial infrastructure surrounding digital commodities.

X Finance Bull also connected the CLARITY Act to XRP’s regulatory history. The commentator noted that the SEC’s case against Ripple began in 2020, followed by court decisions concerning XRP sales and the eventual dismissal of the appeals in August 2025. The post also referenced Senate language addressing digital-asset transactions covered by certain final federal court judgments.

Financial Institutions Could Gain Clearer Rules

According to X Finance Bull, CLARITY goes beyond simply determining whether particular digital assets qualify as commodities. The legislation addresses areas including digital-commodity exchanges, custody, banking activity, distributed-ledger recordkeeping, tokenized securities, self-custody and regulatory sandboxes.

The commentator placed particular importance on provisions concerning national banks and distributed-ledger technology. The Senate framework would allow national banks to use digital assets or distributed-ledger systems for activities, products and services they are otherwise legally authorized to provide.

X Finance Bull believes this could matter for XRP, XLM and HBAR because each already has institutional infrastructure developing around its respective ecosystem.

For XRP, the post referenced Ripple’s payments, liquidity, RLUSD, custody, tokenization and institutional trading activities. For Stellar, it cited stablecoin activity, real-world assets and U.S. Bank’s recent pilot involving its USBDC stablecoin on the network. For Hedera, the commentator pointed to regulated tokenization, banking applications and institutional activity involving digital assets.

X Finance Bull ultimately presented September 15 as more than another congressional date. The commentator said the vote could indicate whether the United States is moving from classifying digital assets toward establishing a durable market structure for them.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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]]> Pundit: If You Hold XRP, XLM or HBAR, You Need to Do This Before September 15 https://timestabloid.com/pundit-if-you-hold-xrp-xlm-or-hbar-you-need-to-do-this-before-september-15/ Thu, 10 Sep 2026 07:00:12 +0000 https://timestabloid.com/?p=111178 Crypto commentator X Finance Bull has identified September 15 as a potentially important date for XRP, XLM and HBAR, urging investors to understand the CLARITY Act before the Senate’s next procedural test. In a tweet, the commentator shared a common regulatory position for the three digital assets and the growing institutional activity around their respective […]

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]]> Crypto commentator X Finance Bull has identified September 15 as a potentially important date for XRP, XLM and HBAR, urging investors to understand the CLARITY Act before the Senate’s next procedural test.

In a tweet, the commentator shared a common regulatory position for the three digital assets and the growing institutional activity around their respective networks.

Federal Digital Commodity Classification Highlighted

X Finance Bull said XRP, XLM and HBAR have a significant regulatory connection that investors may be overlooking. According to the post, the SEC and CFTC identified all three assets as examples of “digital commodities” in March 2026.

The commentator said this distinction matters because the three assets are not approaching the CLARITY Act while regulators determine their classification. Instead, he believes the agencies have already placed them in the commodity category, while Congress is now working on legislation that would establish the broader U.S. market structure for digital commodities.

He pointed to the House passage of the CLARITY Act by a 294–134 vote, including support from 78 Democrats, as well as the Senate Banking Committee’s 15–9 vote advancing its legislation. X Finance Bull identified September 15 at 2:15 p.m. ET as the next procedural test.

Institutional Activity Across XRP, XLM and HBAR

The post then examined the financial infrastructure developing around each network.

For XRP, X Finance Bull highlighted institutional payments, RLUSD, tokenized assets, custody infrastructure, and developing lending and collateral markets connected to the XRP Ledger.

He also referenced BNY’s involvement with RLUSD reserves and collaborations involving DBS, Franklin Templeton and Ripple around tokenized funds on the XRP Ledger. He further pointed to Aviva Investors’ work with Ripple and noted that XRP can serve as an auto-bridge between assets when it provides better liquidity.

The commentator also highlighted Stellar’s activity, citing more than $3 billion in real-world assets, over 10.7 million active accounts and $11.4 billion in stablecoin transfers during the second quarter. He referenced Franklin Templeton’s BENJI fund on Stellar, DTCC’s plans involving Stellar, and testing involving U.S. Bank, PwC, and the Stellar Development Foundation.

For Hedera, X Finance Bull cited more than 100 tokenized assets and over $300 million in tokenized value through Archax. He also referenced institutions including State Street, Fidelity International, Legal & General and Aberdeen, alongside tokenized collateral activity involving Lloyds Banking Group.

September 15 and October 27 Take Center Stage

X Finance Bull ultimately said the CLARITY Act could give banks clearer rules for activities involving payments, lending, custody and trading, as infrastructure is already being developed across the three networks.

He also pointed to October 27 and Ripple Swell, highlighting the presence or involvement of institutions such as Canary, DBS, State Street, PwC, Robinhood, BNY and Aviva.

The post concluded that September 15 could prove more significant for XRP, XLM and HBAR than the market currently expects.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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]]> XLM Rich List Has Changed. Here’s How Much You Need to Join Top 0.1% Holders https://timestabloid.com/xlm-rich-list-has-changed-heres-how-much-you-need-to-join-top-0-1-holders/ Fri, 28 Aug 2026 08:00:32 +0000 https://timestabloid.com/?p=110258 More than 10 million funded XLM accounts are now recorded on the network, according to crypto enthusiast DooriDoori, who shared updated figures showing how account balances compare across different percentage tiers. The data also highlights the XLM required to rank among the largest account holders, with 12,274 XLM enough to place an account in the […]

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]]> More than 10 million funded XLM accounts are now recorded on the network, according to crypto enthusiast DooriDoori, who shared updated figures showing how account balances compare across different percentage tiers.

The data also highlights the XLM required to rank among the largest account holders, with 12,274 XLM enough to place an account in the top 1% and 112,541 XLM to join the top 0.1%.

More Than 10 Million Funded Accounts

In a tweet, DooriDoori pointed to changes in the XLM rich list and stated that there are now more than 10 million funded XLM accounts. The post asked followers to consider where their holdings place them within the network.

According to the accompanying data, an account holding 1,400 XLM or more falls within approximately the top 4% of accounts. The threshold rises to 5,003 XLM for the top 2%, while holders with at least 12,274 XLM rank within the top 1%.

The figures rise sharply in the upper tiers. An account needs 112,541 XLM or more to enter the top 0.1%, according to the information shared by DooriDoori.

The attached image, attributed to Stellar Hubble and the Stellar Dashboard, shows approximately 10.874 million accounts on the network as of August 2026. It also states that 519,790 wallets hold at least 1,000 XLM, representing the top 4.78% of the network.

XLM Price Puts the Thresholds Into Perspective

With XLM currently trading at about $0.18, the balance requirements provide a straightforward reference for the value behind each ranking. At that price, 1,400 XLM is worth about $252, while 5,003 XLM is worth roughly $901. Holding 12,274 XLM would correspond to $2,209, while 112,541 XLM would be worth about $20,257.

These values can change as XLM’s market price moves. This means the dollar cost of reaching each balance threshold is not fixed.

DooriDoori’s post focuses on account distribution rather than making a direct price prediction for XLM. The figures rather show how balances are distributed across the network. It also shows holders how to compare their positions with other funded accounts.

Community Reacts to the Updated Figures

Several users responded to the post by focusing on the relatively low XLM balance required to reach the upper account rankings.

NRAP commented that those in the top 1% could become extremely wealthy, reflecting a view that current account rankings could become significant if XLM’s value increases in the future.

Jmoney took a different approach, saying that XLM is currently inexpensive to accumulate and that even a $20 purchase results in a large number of tokens. Another commenter, oDiminish, highlighted the approximately $260 required to hold 1,400 XLM at the current price, describing the amount needed to reach the top 4% as notable.

The updated figures therefore give XLM holders a current reference point for understanding where different balances stand within the network as the number of funded accounts continues to grow.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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The post XLM Rich List Has Changed. Here’s How Much You Need to Join Top 0.1% Holders appeared first on Times Tabloid.

]]> Expert States How Many XLM You Need to Get Rich https://timestabloid.com/expert-states-how-many-xlm-you-need-to-get-rich/ Sat, 01 Aug 2026 14:00:09 +0000 https://timestabloid.com/?p=108423 Finance expert Levi has outlined how many Stellar (XLM) tokens an investor would need to hold to reach a portfolio worth $1 million under different price scenarios, while emphasizing that each milestone depends on increasingly ambitious levels of network growth and adoption. In a fresh tweet, Levi shared a video explaining how XLM’s current price […]

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]]> Finance expert Levi has outlined how many Stellar (XLM) tokens an investor would need to hold to reach a portfolio worth $1 million under different price scenarios, while emphasizing that each milestone depends on increasingly ambitious levels of network growth and adoption.

In a fresh tweet, Levi shared a video explaining how XLM’s current price affects the number of tokens required to reach a seven-figure valuation. With XLM trading at around $0.18 at the time of his analysis, he suggested that the figures may surprise many investors who are evaluating the cryptocurrency’s long-term potential.

Levi explained that if XLM were to reach $1, an investor would need one million tokens to hold a portfolio valued at $1 million. He added that if the asset climbed to $3, that requirement would fall to approximately 333,000 tokens. For $5, the required holding would decline further to 200,000 tokens, while a $10 XLM would require ownership of just 100,000 tokens to reach the same portfolio value.

Price Targets Depend on Adoption and Market Growth

Levi stressed that each projected price level carries different expectations for Stellar’s future development and market position.

He noted that a move to $1 would already represent a new all-time high for XLM, as the cryptocurrency has never traded at that level. In his view, reaching that milestone would primarily require a strong bull market supported by the momentum that he believes the asset is already building.

Looking further ahead, Levi said a $3 XLM would imply a market capitalization of roughly $100 billion. He stated that such a valuation would require Stellar to establish itself alongside XRP as one of the leading digital asset networks in the industry.

He argued that a $5 price target would increase XLM’s market capitalization to approximately $170 billion, roughly twice XRP’s current valuation. Levi suggested that achieving that level would depend on Stellar’s reported DTCC tokenization initiative moving into full operation and generating meaningful transaction volume.

For the most ambitious scenario, Levi estimated that a $10 XLM would value the network at around $340 billion. He maintained that such a valuation would require Stellar to evolve into financial infrastructure that governments, institutions, and businesses rely on globally.

Long-Term Outlook for Stellar

Levi concluded that the lower price targets could be achieved during another favorable market cycle, while the higher valuations would depend on Stellar successfully delivering the technology and initiatives currently under development.

His comments present a framework for investors to compare potential portfolio outcomes at different XLM prices while highlighting that higher valuations would require substantial growth in adoption, utility, and institutional use rather than market appreciation alone.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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]]> Pundit Says Watch This Now If You Own Any XRP or XLM https://timestabloid.com/pundit-says-watch-this-now-if-you-own-any-xrp-or-xlm/ Sat, 01 Aug 2026 13:00:47 +0000 https://timestabloid.com/?p=108420 Investors often compare XRP and Stellar (XLM) because both cryptocurrencies target similar areas of the digital asset market, including cross-border payments and tokenized finance. While each project has built a strong reputation over the years, crypto commentator Crypto X AiMan believes one stands out as the stronger investment opportunity for 2026. In a recent video […]

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]]> Investors often compare XRP and Stellar (XLM) because both cryptocurrencies target similar areas of the digital asset market, including cross-border payments and tokenized finance.

While each project has built a strong reputation over the years, crypto commentator Crypto X AiMan believes one stands out as the stronger investment opportunity for 2026. In a recent video shared on X, he outlined why he considers XRP the better choice while maintaining a positive outlook on both assets.

The commentator opened by explaining that many investors are deciding whether to increase their exposure to XRP or XLM after seeing comparisons between the two cryptocurrencies.

He noted that both networks support use cases such as cross-border settlements, central bank digital currencies (CBDCs), tokenized real-world assets, custody solutions, and decentralized applications. He also said both projects continue to work with major financial institutions while expanding their ecosystems despite recent market conditions.

XRP’s Higher Growth Potential

Crypto X AiMan stated that he expects both XRP and XLM to reach new all-time highs during the next major market cycle. However, he stated that XRP offers greater upside based on market capitalization comparisons.

He explained that if XRP were to reach Bitcoin’s current market capitalization, its price could increase by approximately 18x, putting it near $20 per token. By comparison, he estimated that if XLM were to grow to XRP’s current market capitalization over the next few years, it could reach nearly $2 per coin, representing roughly a 10-fold increase.

Although he described both opportunities as attractive, he maintained that XRP provides the stronger potential return based on those projections. He added that this difference is one of the main reasons he remains more optimistic about XRP than XLM heading into 2026.

Historical Performance Supports the Preference

The commentator also pointed to historical performance to support his conclusion. He noted that XRP has appreciated roughly 18,340% since its launch, while XLM has gained approximately 6,395% over the same period. In his view, XRP has consistently delivered stronger long-term performance than Stellar.

He also highlighted that XRP achieved a new all-time high during the 2025 bull market, whereas XLM did not surpass its previous peak. He presented this as another factor investors should consider when comparing the two assets.

Despite favoring XRP, Crypto X AiMan repeatedly emphasized that he remains highly bullish on XLM. He described both cryptocurrencies as major holdings in his portfolio and encouraged investors to consider owning each rather than choosing only one. He suggested diversification could allow investors to benefit if one asset outperforms the other at different stages of the market cycle.

Even so, when asked which cryptocurrency he would choose if limited to a single investment in 2026, Crypto X AiMan’s answer remained clear. Based on historical performance, projected upside, and his overall outlook, he concluded that XRP is the stronger investment.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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The post Pundit Says Watch This Now If You Own Any XRP or XLM appeared first on Times Tabloid.

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