According to the post, XRP’s total supply remains permanently capped at 100 billion tokens. The message focused on one of XRP’s defining characteristics. It quickly gained attention from members of the XRP community who debated whether the fixed supply could eventually increase its value.

Steph Is Crypto wrote that there is “NO WAY to create more XRP because the code doesn’t exist,” adding that the supply is “100% fixed.” The statement reinforced a long-standing feature of XRP that differentiates it from assets with inflationary issuance models.

Unlike cryptocurrencies that continue adding new tokens through mining or staking rewards, XRP’s supply was created at launch. Supporters of XRP have often argued that this structure could become increasingly important if institutional or global adoption accelerates in the coming years.

David Schwartz: “NO WAY to create more $XRP because the code doesn’t exist.”

SUPPLY IS 100% FIXED. pic.twitter.com/uqUQXott3t

— STEPH IS CRYPTO (@Steph_iscrypto) May 16, 2026

Community Members Debate XRP’s Long-Term Potential

The tweet generated strong reactions from users who shared differing views on whether XRP’s fixed supply is beneficial to holders.

One user, identified as BrutallyHonest, criticized the original creation of the 100 billion XRP supply. The commenter argued that the large supply contributes to XRP’s lower unit price compared to assets with smaller circulating supplies.

Another user, Tye, presented a more optimistic outlook. The commenter suggested that increasing adoption and possible government-related use cases could eventually place significant pressure on XRP’s available supply. According to the post, the limited number of tokens could create stronger demand dynamics similar to what supporters have seen with Bitcoin over the years.

James Volz also responded by defending the existing supply structure. The user questioned why additional tokens would ever be necessary, given that 100 billion XRP already exists. The varying reactions reflected an ongoing debate within the XRP community regarding supply, valuation, and future utility.

Why XRP’s Fixed Supply Matters

The discussion surrounding XRP’s supply is important because scarcity often plays a major role in crypto market valuations. Bitcoin supporters have long pointed to its capped supply of 21 million coins as a major reason behind its long-term price growth. XRP supporters believe similar principles could eventually influence XRP if adoption increases substantially.

However, XRP differs from Bitcoin in one key area. While Bitcoin’s supply is much smaller, XRP was designed for high transaction volume and payment. Supporters argue that the larger supply allows XRP to support global-scale liquidity without the complexities of fractional ownership for institutions and payment providers.

The fixed supply model also means that no future inflation can dilute existing holders. In addition, a small amount of XRP is permanently destroyed during transactions as part of the network’s fee mechanism. Some XRP supporters believe this feature could gradually reduce the circulating supply, especially if transaction activity increases significantly.

XRP Holders Continue Watching Adoption Trends

The renewed attention on XRP’s supply comes at a time when investors remain focused on institutional adoption, regulatory developments, and utility-driven demand within the digital asset sector.

For XRP holders, Schwartz’s statement reinforces certainty around one major aspect of the asset: the total supply cannot be expanded. Many supporters believe that if demand continues growing while supply remains fixed, XRP’s market value could strengthen over the long term.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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The post featured an unusual image linked to the XRP Ledger, alongside a cryptic statement that prompted some users to speculate whether hidden price signals were embedded in it.

In the post shared by Crypto Dyl News, Schwartz wrote, “I’ll probably be forced to delete this, and people will say it’s AI,” before sharing an image that appeared to show an archaeological-style excavation scene centered around the XRP Ledger logo.

The image displayed a series of numbers vertically placed beside the XRP Ledger symbol, including 279, 214, 559, 456, 254, 559, 326, and 406.

Crypto Dyl News questioned whether those numbers could represent possible future XRP prices. The post specifically asked followers, “Could he be hinting at these prices for XRP!?!? What does this mean?” The commentary immediately fueled speculation among some members of the XRP community who attempted to interpret the meaning behind the image and the numerical sequence.

Former #Ripple CTO David Schwartz Posted This on X and Said “I’ll probably be forced to delete this and people will say it’s AI” $XRP ledger the numbers of 279, 214, 559, 456, 254, 559, 326, 406.

Could he be hinting at these prices for $XRP !?!? What does this mean? pic.twitter.com/y6U5o0zN3P

— Crypto Dyl News (@cryptodylnews) May 16, 2026

The Original Context Behind the Image

While some users treated the post as a possible hidden message, additional context later emerged showing that Schwartz’s post was actually a response to a parody tweet. An X user identified as Sean pointed out that the image originated from a joke post published by the parody account VanderMeer Capital.

The parody account claimed that Ripple did not create XRP and jokingly suggested that the XRP Ledger had been excavated in Egypt in 1929 and later decoded by David Schwartz in 1977. The parody post went even further by calling XRP “ancient technology” that was “possibly left here by an alien race.”

Schwartz responded to that parody post by sharing the edited image and adding his humorous caption about people claiming it was generated by artificial intelligence. Sean’s clarification led many users to view the post as satire rather than a serious statement about XRP or future price targets.

XRP Community Continues Searching for Clues

Despite the humorous context, the XRP community analyzed the numbers displayed in the image. Some users attempted to connect the figures to potential XRP valuations, while others argued that the numbers likely had no financial meaning at all.

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This type of speculation is not unusual in the digital asset sector, particularly when well-known industry figures publish vague or unconventional posts online. Because Schwartz remains one of the most recognized voices associated with XRP and the XRP Ledger, even lighthearted comments often receive significant attention from traders and investors.

The exchange also showed how parody, memes, and speculation frequently overlap in the cryptocurrency industry. A joke post from a parody account eventually became widespread discussion about XRP price possibilities after Schwartz acknowledged it publicly.

Although no evidence suggests that the numbers in the image represent actual XRP targets, the interaction once again demonstrated how closely the XRP community follows statements and social media activity connected to David Schwartz and the XRP Ledger ecosystem.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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His statement reveals something most XRP holders may not fully appreciate. The XRP Ledger was not just built to be decentralized. It was deliberately engineered so that Ripple itself could never exert control over it.

CRAZY: David Schwartz says $XRP was intentionally designed so NOT EVEN Ripple could control or shut it down — even under U.S. court pressure. pic.twitter.com/3W8tOtHvep

— STEPH IS CRYPTO (@Steph_iscrypto) May 13, 2026

Ripple Made Itself Powerless on Purpose

Schwartz was direct about why. Ripple operates as a U.S. company. It has investors and must comply with court orders. Those realities create vulnerabilities that could, under the right circumstances, compromise a network on which millions of people rely.

Schwartz wrote, “Ripple, for example, has to honor US court orders. It cannot say no.” That single constraint shaped the entire design philosophy of XRPL. If Ripple retained control over the ledger, a court order could theoretically compel it to censor transactions, freeze funds, or worse. By removing that control entirely, Ripple also removed that risk.

Schwartz stated, “We designed it so that we could not own or control it because that was the only way to ensure that nobody could own or control it.”

Trust as a Design Principle

The reasoning goes further than legal protection. Schwartz acknowledged that trust matters, but he drew a clear line between people choosing to trust Ripple and people being forced to trust it.

He wrote, “People trusting me is all upside for me. I want as much of that as possible. So does Ripple. But people having to trust me or Ripple or anyone else to use XRPL is all downside for us.”

This distinction is significant. A network where trust is optional is fundamentally different from one where trust is a requirement. Schwartz and the team chose the former.

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What This Means for the Network

Schwartz also addressed the practical logic of limiting power. If Ripple could censor transactions or double-spend, exercising that power would destroy all confidence in the network. While Ripple is committed to XRP, the incentive to misuse that power would be strong and would never outweigh the damage it would cause.

He concluded that the best way to say no is to be unable to do the thing being asked. Steph Is Crypto brought renewed attention to this reasoning at a time when regulatory scrutiny of crypto companies remains high. While many people misunderstand Ripple’s role, the post serves as a reminder that XRP’s architecture was built with exactly these pressures in mind.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Schwartz has a history of keeping the community informed on security threats. This latest alert reflects a pattern that has grown increasingly serious in 2026.

Schwartz posted the warning on X. He stated there has been “a huge escalation lately in airdrop and giveaway scams targeting XRPL users.” He told followers that “any such posts you see are likely scams” and warned that “anyone claiming to be me on Instagram, Telegram, or almost anywhere else is likely a scammer.”

SCAM ALERT: There has been a huge escalation lately in airdrop and giveaway scams targetting XRPL users lately. Any such posts you see are likely scams.

Anyone claiming to be me on Instagram, Telegram, or almost anywhere else is likely a scammer.

Stay safe XRP fam.

— David 'JoelKatz' Schwartz (@JoelKatz) May 14, 2026

The Scam Landscape in 2026

Schwartz’s alert arrives against a backdrop of real financial damage already reported in 2026. Crypto analyst Pumpius publicly disclosed that he received an extortion threat demanding 1,000,000 XRP, valued at approximately $1.43 million.

He stated his team believed the threat was potentially credible and immediately strengthened security measures. Pumpius extended his warning beyond his own situation, urging other major XRP holders to reassess their security frameworks

Separately, multiple XRP holders reported wallet drains after interacting with fake accounts impersonating the Xaman wallet support team. The scam involved fraudsters mimicking official Xaman communication styles before escalating contact to phone calls.

Victims were persuaded to follow supposed support steps, including signing requests that were actually malicious prompts designed to extract recovery phrases and trigger unauthorized transactions.

Why Schwartz’s Warning Matters

Schwartz carries significant credibility within the XRP ecosystem. His warnings reach a large audience, and his consistency on security issues has made him a trusted voice. When he publicly flags a threat, the community pays attention.

Other prominent voices, including the official RippleX account, have alerted the community to fraudulent campaigns. In late 2025, RippleX warned about counterfeit livestreams and AI-generated deepfake videos of company executives.

These scams frequently appeared in reply threads of official accounts to appear legitimate. RippleX confirmed that no company representative will ever ask users to transfer funds or provide wallet credentials.

Schwartz’s alert specifically calls out Instagram and Telegram as platforms where impersonators are active. Users who receive messages from accounts claiming to be Schwartz on those platforms should treat them as fraudulent.

Staying Protected

The XRP Ledger remains technically secure. Every incident reported has exploited human behavior, not network vulnerabilities. Schwartz’s message reinforces what security experts have repeated. Investors must verify everything through official channels, never share recovery phrases, and treat unsolicited airdrop offers as threats.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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The video documents a talk he originally delivered at Stanford titled The Best Incentive is No Incentive. He also explains, in considerable detail, why the XRP Ledger was built the way it was.

If I had one wish, it would be that everyone in crypto would watch this video I made six years ago.https://t.co/7DXpGaddN5

— David 'JoelKatz' Schwartz (@JoelKatz) May 12, 2026

The Core Problem With Artificial Incentives

Schwartz opens by identifying what blockchains actually need: eventual consistency. Transactions must reach a point of finality. Without it, no system can be relied upon.

Most blockchains answer with incentives. Proof of work pays miners, and proof of stake compensates validators. Schwartz calls these participants “forced stakeholders.” They exist because the system’s design requires them, not because they have a genuine stake in its purpose. “Forced stakeholders extract value from the system and represent remaining friction,” he says.

The natural stakeholders are those who use the system for payments or value storage, and they fund these forced stakeholders. They want fees as low as possible. Forced stakeholders want fees as high as possible, and that tension never resolves.

The Cost Doesn’t Have to Be High

Schwartz argues that the underlying problem blockchains need to solve, ordering transactions to prevent double spends, does not require this level of expense. Everyone operating honestly is already aligned. “Natural stakeholders are aligned. They all want a system that works.”

The expensive apparatus of proof of work exists to solve a coordination problem that could be solved at far lower cost. “It’s expensive because it’s rewarded. It’s not rewarded because it’s expensive.”

What the XRP Ledger Does

This is where the argument connects directly to XRP. Schwartz describes decisions made in 2012, when the XRP Ledger was designed. The goal was to minimize the operational power any single participant could hold.

There are no block reorganizations, and no one selects which transactions enter a block. Valid transactions that meet fee requirements must be included.

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The ledger uses what Schwartz calls “stakeholder-chosen scarcity” instead of costly proof of work or proof of stake. The result is a system that offers low fees, fast confirmations, and genuine censorship resistance. By 2013, the XRP Ledger already had a built-in decentralized exchange, pathfinding across multiple assets, account management with key rotation, and more.

The Design Philosophy Behind XRP

The video is a structured argument about where blockchain design went wrong. Schwartz’s point is that high costs are not proof of security. “It doesn’t take millions of dollars and incentives” to resolve double-spends among honest participants. XRP was built on that premise.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Previous comments, like his recent statement that suggests that major financial players don’t believe XRP can hit $10,000 in 10 years, have drawn even more criticism.

The former Ripple CTO has addressed this directly. His post caught the attention of Abs Nassif, host of the Good Evening Crypto podcast, who brought the statement to his audience for discussion.

FORMER RIPPLE CTO DAVID SCHWARTZ —

“It's kind of sad that I don't feel comfortable sharing my optimism about $XRP (and even, to some extent, cryptocurrencies generally) because it could be perceived as self-serving or, worse, deliberate manipulation.” – @JoelKatz

Is This Why… pic.twitter.com/4cDzOhIKeB

— Good Evening Crypto (@AbsGEC) May 10, 2026

The Reason for a Lack of Optimism

Schwartz was candid about his position. “It’s kind of sad that I don’t feel comfortable sharing my optimism about XRP,” he wrote, noting his discomfort extends to cryptocurrencies generally. His concern is that public optimism from someone in his position risks being read as self-serving or, at worst, deliberate manipulation.

The statement is significant. Schwartz helped build XRP, and his technical involvement with Ripple and the XRP Ledger places him in a category few others occupy. His optimism, by his own admission, exists. He is choosing not to express it freely, citing the weight his words carry.

The XRP Army Reacts

Nassif posted the statement, asking his audience if this could be Schwartz’s reason for his public reservation about XRP. Reactions varied across the community, with several responses expressing support for Schwartz. One commenter urged him to speak freely, signaling that his community stands behind him.

Some pushed back on the idea that his silence should concern anyone. One person argued that everyone’s financial situation is different, that opinions carry emotional weight for those deeply invested. He suggested that individuals should evaluate the information independently rather than look to Schwartz for direction.

One response took a more skeptical view. The commenter noted that Schwartz does not usually communicate strong optimism publicly. This suggests that on that basis alone, XRP is unlikely to reach new highs. Another pointed out that Schwartz is simply being responsible. His words carry influence, and he knows it.

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— TimesTabloid (@TimesTabloid1) June 15, 2025

The Weight of Influence

Schwartz occupies an unusual position. He holds genuine technical authority over a project that millions of people have invested in financially and emotionally. One commenter agreed with his decision to stay quiet because he might get in trouble.

Alongside Ripple, the SEC sued Ripple CEO Brad Garlinghouse and executive Chris Larsen. Schwartz may have landed in a similar position if he were a strong public advocate.

His choice to stay measured reflects an awareness of his influence. Whether that restraint serves the community or frustrates it depends entirely on individual opinions.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Crypto influencer STEPH IS CRYPTO recently fueled that debate after sharing comments from Ripple CTO Emeritus David Schwartz, who strongly denied claims that he ever agreed to mislead XRP holders. The remarks quickly attracted attention because they addressed one of the community’s most persistent controversies involving Ripple’s messaging during XRP’s early growth years.

David Schwartz Pushes Back Against Allegations

In the resurfaced exchange, Schwartz firmly rejected suggestions that he operated under any agreement or non-disclosure arrangement designed to deceive XRP investors. Responding directly to the allegations, he stated, “No agreement. NEVER HAPPENED.”

CRAZY: David Schwartz denies ever agreeing to mislead $XRP holders.

“No agreement. NEVER HAPPENED” pic.twitter.com/w0vTTR5Vo7

— STEPH IS CRYPTO (@Steph_iscrypto) May 6, 2026

Steph shared the clip alongside renewed discussions about Schwartz’s 2017 comments regarding XRP’s price and liquidity dynamics. At the time, Schwartz explained that XRP could not remain extremely cheap if it were expected to efficiently support massive transaction volumes across global payment networks.

His argument focused on liquidity efficiency rather than speculative price predictions. Schwartz explained that a higher XRP valuation would reduce market impact during large transfers because institutions would need fewer tokens to move substantial amounts of value.

Old XRP Debates Resurface

The controversy highlights how deeply historical comments still influence sentiment within the XRP community. Many investors interpreted Schwartz’s earlier statements as indirect confirmation that XRP would eventually reach dramatically higher prices. Others viewed the comments strictly as technical explanations tied to payment infrastructure and liquidity management.

Over the years, Schwartz has repeatedly clarified that Ripple prioritizes utility, adoption, and payment efficiency rather than promoting speculative price targets. He has also consistently criticized unrealistic XRP valuation claims circulating on social media.

Despite those clarifications, some community members continue questioning whether Ripple executives unintentionally fueled exaggerated expectations during XRP’s rise in earlier market cycles.

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Transparency Remains a Sensitive Topic

The latest debate underscores the unusual scrutiny Ripple executives face compared to leaders of many other crypto projects. Because Ripple executives have maintained a strong public presence for years, investors frequently revisit past interviews, conference appearances, and social media posts to reassess earlier statements.

Schwartz’s latest response appears aimed at ending accusations that Ripple insiders deliberately encouraged misleading narratives about XRP’s future value. Instead, he continues emphasizing that XRP’s primary purpose involves improving liquidity and facilitating efficient cross-border payments within financial systems.

The discussion also reflects broader tensions between utility-driven adoption and speculative investing across the cryptocurrency industry. Many retail investors focus heavily on future price appreciation, while blockchain companies often prioritize infrastructure development and enterprise use cases.

As XRP remains one of the crypto market’s most closely watched digital assets, debates surrounding transparency, investor expectations, and Ripple’s messaging strategy are unlikely to disappear anytime soon.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Crypto pundit BankXRP (@BankXRP) recently shared a table showing how much Schwartz’s holdings would have been worth if he had held his tokens. In 2012, those 26 million XRP carried a total value of $130,000. A year later, the figure rose to $390,000. By 2014, it reached $520,000.

However, the price fell sharply afterward. In both 2015 and 2016, the average XRP price was $0.006, making the total value $156,000.

David Schwartz Held 26 Million XRP – Here’s What It Was Worth Each Year From $130K to $59 Million and Back.

David once held 26 million XRP.
He sold a big portion when it was around $0.10 (worth about $2.6 million at the time).
Look at how much those same 26 million XRP would… https://t.co/I8rzdJ0vsm pic.twitter.com/dIdglbCow7

— 𝗕𝗮𝗻𝗸XRP (@BankXRP) May 5, 2026

The 2017 Surge Changed Everything

XRP’s average price hit $2.30 in 2017. At that level, Schwartz’s 26 million XRP carried a value of $59.8 million. That year marked the first time the position crossed into the tens of millions.

Many analysts are still hopeful that XRP can experience a similar surge to 2017. However, the market turned in 2018. The average price dropped to $0.34, pulling the value back down to $8.84 million. In 2019, it fell further to $0.19, with the total sitting at $4.94 million.

Schwartz Sold Near the Bottom

Schwartz sold a significant portion of his holdings when XRP traded around $0.10. At this price, his 26 million tokens would have been worth $2.6 million. The data make clear how early that exit came. In 2020, the average price recovered to $0.21, bringing the value back to $5.46 million. In 2021, XRP averaged $0.83, lifting the position to $21.58 million.

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XRP’s Recovery

The 2022 average settled at $0.33. This makes the value $8.58 million. In 2023, the price climbed to $0.61, raising the total to $15.86 million. Then, 2024 delivered another significant move as XRP rose by 500% at the end of the year. The average price reached $2.08, pushing the 26 million XRP to a $54.08 million value, nearly matching the 2017 peak.

In 2025, the average price was $1.84, with a total value of $47.84 million. In 2026, the average is $1.40, representing $36.4 million so far. Schwartz bought XRP at $0.006.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Responding to a question about risk, he clarified that the 26 million XRP he holds was not a gift. He traded Bitcoin for it. “That’s 26 million XRP that I traded bitcoin for,” he wrote.

That statement entirely reframes the nature of his position. This was not compensation from Ripple. He previously revealed that he bought XRP at $0.006. His statement shows it was a deliberate trade, not an allocation from Ripple like its other executives received.

That's 26 million XRP that I traded bitcoin for. But once XRP hit 10 cents, I had millions of dollars at risk. I very much did not like that at the time.

— David 'JoelKatz' Schwartz (@JoelKatz) May 4, 2026

David Schwartz’s Risk Aversion

Earlier in the same thread, the former CTO discussed his general approach to risk. He stated that he has been working to reduce his crypto exposure, moving most of his assets away from crypto. He cited Ripple stock as already providing enough risk in his view, describing everything else as what “should be fairly conservative.”

He also addressed his XRP holdings, stating that he would have owned more XRP and likely more crypto overall if he did not already have so much exposure through his Ripple equity.

His position is not one of disinterest in XRP, but shows a portfolio management decision made against a backdrop of significant concentrated risk. However, some interpreted his comments as not having faith in XRP.

Schwartz previously revealed that he sold XRP at $0.1, not believing it could rise to $0.25. Schwartz stated that once XRP reached $0.1, he had millions of dollars at risk and was clear that he did not enjoy that exposure.

A Pattern of Underestimating Upside Potential

The thread began with a reference to a well-known moment in crypto history. A community member highlighted the story of Schwartz selling ETH for $1.05. He responded, saying if he had believed there was a 1% chance of ETH reaching $2,368, he would not have sold at that price. He acknowledged uncertainty about whether the odds of that outcome were ever above 1% at the time.

This interaction also ties into Schwartz’s recent comments. He recently explained that if major financial players believed there was a 1% chance that XRP could hit $10,000 in 10 years, they would bid its price up to $20 now. Similarly, he did not believe ETH could reach current levels, and he sold his tokens early.

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The tweet highlights a personal account shared by Schwartz, where he reflected on selling Ethereum at an early stage, only to watch its price rise significantly afterward.

According to the post, Schwartz explained that he sold Ethereum at approximately $1.05 after observing repeated price movements between $0.70 and $1.00. He stated that he expected the asset to follow a familiar pattern, allowing him to re-enter at a lower price.

Instead, the price moved quickly upward, reaching $12 and eventually climbing to $2,000. Schwartz acknowledged that he believed $12 represented a peak at the time and saw no reason to buy back in, a decision he later regretted.

Crypto Dyl News used this example to suggest a possible parallel with XRP, raising the question of whether similar price movements could occur in the future.

DID FORMER @RIPPLE CTO JUST SUGGEST $12 & $2,000 $XRP

He said “To be completely fair to me, at least a small part of my reasoning is that it had bounced between $0.70 and $1.00 a few times, so I figured I'd sell the next time it hit $1 and maybe buy back in when it… pic.twitter.com/5deFA08Hjw

— Crypto Dyl News (@cryptodylnews) May 4, 2026

Video Commentary Expands on XRP Price Expectations

In the video attached to the post, the commentator presented the Ethereum example as a cautionary account for current XRP holders. He stated that XRP could reach levels such as $12 or even $2,000, referencing Schwartz’s experience as a case in which market expectations were significantly underestimated.

The speaker also addressed recent interpretations of Schwartz’s remarks about high XRP valuations. He noted that some individuals had misrepresented earlier statements, particularly regarding the feasibility of extreme price targets. According to the video, Schwartz’s position focused more on market behavior and investor conviction rather than making direct predictions.

The commentary emphasized that Schwartz’s Ethereum trade illustrated how quickly market conditions can change, especially when investors rely on short-term patterns.

The speaker argued that many traders attempt to time the market by selling during perceived peaks, expecting to re-enter at lower levels. However, he warned that this approach can fail if prices continue rising without significant pullbacks.

Focus on Long-Term Holding Versus Short-Term Trading

The video further presented a broader argument about investor behavior in the cryptocurrency market. The commentator suggested that a large portion of market participants may repeat the same pattern described in Schwartz’s Ethereum experience, particularly with XRP.

He stated that some holders may sell at incremental price increases, assuming a reversal will follow, only to miss extended upward movements.

He also pointed to the possibility that long-term holders and institutional participants could accumulate assets during such periods, potentially benefiting from sustained price growth.

Overall, the tweet and accompanying video center on a single premise: past market experiences, such as Schwartz’s Ethereum trade, are being used to interpret current XRP expectations.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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