As the cryptocurrency market moves deeper into utility-driven investing, long-term investors are paying closer attention to projects with strong infrastructure, real-world adoption, and measurable enterprise use cases. While XRP remains a major focus in discussions around institutional blockchain payments, many investors continue to ask which other digital assets could deliver strong returns if XRP were removed from the equation.

Crypto Kylo recently brought that conversation to the forefront by sharing a video clip on X featuring investor and market commentator Jake Claver. In the discussion, Claver revealed the three cryptocurrencies he would choose for the highest potential return on investment by 2030 if XRP did not exist. His selections focused heavily on practical utility rather than short-term market hype.

HASH Leads as Claver’s Hidden Gem

Claver placed HASH at the top of his list, calling it a sleeper project that most investors are overlooking. He explained that the token is currently available mainly on Figure Markets and Osmosis, which limits mainstream attention but may create significant upside if broader exchange listings arrive.

Jake Claver’s top 3 cryptos if $XRP didn’t exist pic.twitter.com/yhNC5YaYkq

— Crypto Kylo (@cryptokylonews) April 24, 2026

He compared HASH to his early investment in XDC and pointed to its real-world applications as the reason for his confidence. According to Claver, the network supports the tokenization of mortgage-backed securities, with approximately $1 billion to $1.5 billion processed on-chain each month. He also highlighted life insurance and other insurance products being tokenized on the same infrastructure, which strengthens the project’s long-term use case.

HBAR Secures the Second Spot

Claver ranked Hedera’s HBAR as his second choice, citing its strong enterprise foundation and long-term growth potential. He believes HBAR could play a major role in merchant services, Web3 applications, and what he described as the growing agentic economy.

Hedera has built a reputation for fast, low-cost transactions and enterprise-grade governance. Its structure appeals to institutions looking for scalable blockchain solutions, and Claver sees this practical adoption path as a major driver of future value.

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XLM Completes the Top Three

For his third pick, Claver selected Stellar’s XLM, pointing to its strength in peer-to-peer payments and consumer-facing financial services. He explained that XLM offers more visible retail interaction because users directly engage with payment systems and merchant services built on the network.

He compared this with XRP, which he described as primarily focused on backend institutional settlement. He argues XLM and HBAR may gain stronger real-world adoption since consumers use their ecosystems more directly.

Real Utility Drives Long-Term Value

Claver’s list reflects a broader investment philosophy that prioritizes utility over speculation. Instead of focusing on short-term meme coin rallies, he emphasized blockchain networks solving real financial problems through payments, asset tokenization, and enterprise infrastructure.

While aggressive price predictions remain speculative, the core message remains clear: projects with strong real-world adoption often hold the strongest long-term investment potential. For investors looking toward 2030, Claver’s top three picks offer a strong reminder that utility still matters most.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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A new Outset PR report reveals a striking disconnect between Latin America’s surging crypto adoption and the region’s faltering crypto media presence.

While unique crypto users grew 18.3% quarter-on-quarter (QoQ) in Q2 2025, traffic to crypto-native news outlets plummeted by 54%, exposing a widening divide between specialist and mainstream media.

The analysis, powered by SimilarWeb data, extends Outset PR’s ongoing series of regional media studies, following earlier reports on Europe and Q1’s inaugural LATAM benchmark.

Crypto-Native Publishers Suffer Steep Losses

Crypto-native outlets, defined as media dedicated exclusively to crypto, blockchain, and Web3, recorded a severe downturn. Total visits fell from 17.85 million in Q1 to just 8.19 million in Q2, marking a 54.1% decline.

The intra-quarter drop was equally sharp: April (3.35M), May (2.65M), and June (2.19M) — a 34.6% slide in just three months. Only 27.8% of these outlets showed growth, while 72.2% continued shrinking. The top-performing tier also thinned dramatically, from six standout outlets in Q1 to just one by Q2.

Mainstream Publishers Defy the Downtrend

Mainstream news organizations, by contrast, demonstrated resilience. Visits to general-interest outlets featuring crypto coverage rose from 243.8 million in Q1 to 263.2 million in Q2, an 8% increase.

Argentina led with 56% of mainstream crypto traffic, while Brazil accounted for 62% of crypto-native readership. Overall, total crypto-related traffic across LATAM climbed to 271.4 million visits, up slightly from 261.6 million in Q1, showing that while overall audience interest grew, attention shifted toward mainstream sources.

Breakout Publishers Show Bright Spots

Despite the broader decline, a few crypto-native outlets managed to buck the trend. Criptoinforme surged 79.8% (+29K visits), while Bitnoticias soared 133% (+6.4K visits). These outlets combined traffic momentum with sustained quarterly gains, marking them as emerging influencers. 

However, the report cautions that increased visits did not always translate into long-term audience engagement.

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— TimesTabloid (@TimesTabloid1) June 15, 2025

Traffic Sources and Platform Trends

Traffic composition was evenly split between direct and organic visits (≈44% each), while paid traffic remained negligible. X led social referrals with a commanding 42% share, followed by Facebook and YouTube. Notably, LinkedIn outperformed Instagram, reflecting a shift toward B2B-focused crypto readership across Latin America.

AI Disruption Reshapes Discovery

The most transformative trend identified was the growing role of AI-driven platforms such as ChatGPT and Perplexity in content discovery. As readers turned to AI tools for information, Google referral traffic declined sharply.

Mainstream media captured 3.7 million visits from AI sources in Q2, while crypto-native outlets drew just 79,000 — underscoring the deep structural disadvantage faced by specialized publishers in an AI-first media landscape.

Why This Report Matters

Outset PR’s Q2 2025 LATAM Crypto Media Traffic Review offers critical insights for PR professionals, marketers, analysts, and policy observers. It provides:

Media clarity: Which outlets gained or lost visibility?

Audience insight: How adoption growth contrasts with media exposure.

Platform trends: How AI and social networks are reshaping discovery.

Policy awareness: How Brazil and Argentina’s diverging regulations influence media behavior.

Together, these findings offer a data-driven map of one of crypto’s fastest-growing yet most volatile regions. The full report, complete with charts, detailed country breakdowns, and methodology, will be available exclusively on Outset PR’s official blog.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Egrag Crypto has sounded a sharp warning that could resonate across the financial and crypto markets. In a recent post on X, the analyst spotlighted a video shared by President Trump, featuring Representative Anna Paulina Luna, who revealed that a discharge petition is ready to force a House vote on banning congressional stock trading. 

Egrag interprets this as a decisive market signal — a moment when traders should consider liquidating positions to avoid turbulence.

The Political Backdrop

Representative Luna’s comments underscore a growing frustration in Washington. She declared that if House leadership does not schedule a floor vote, she and allies will activate the petition, which requires signatures from a majority of lawmakers to succeed. This tool, seldom used in Congress, strips leadership of control and demonstrates the seriousness of the push.

A groundswell of discontent fuels the push for a ban, as lawmakers’ stock trades spark whispers of blurred lines and compromised integrity. A bipartisan group of legislators has introduced bills that would require elected officials to place their assets in blind trusts or restrict them to diversified funds. With the petition ready, the issue is approaching a breaking point.

Remember it, when this happens sell everything this is the sign pic.twitter.com/SDRQDuv8ww

— EGRAG CRYPTO (@egragcrypto) September 9, 2025

Why It Matters

The perception of self-dealing among lawmakers has long eroded public confidence. High-profile cases have kept the controversy alive, especially trades made by households of influential members such as former Speaker Nancy Pelosi. Performance whispers secrets of an edge – reports reveal outsized returns, leaving skeptics to wonder if privileged whispers tilt the scales.

This pressure is not just about optics — it cuts to the credibility of democratic representation. As Luna and her colleagues argue, lawmakers cannot claim to act solely in the public’s interest while simultaneously benefiting from trades that may be influenced by privileged information. If the petition succeeds, it could mark the most significant ethics reform for Congress in decades.

Market Implications

Egrag Crypto views the discharge petition as a tipping point with far-reaching market consequences. A ban on congressional stock trading would signal that even the highest levels of government are willing to restrict speculative profit channels. For traders, this represents a high-volatility scenario that requires portfolio protection.

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— TimesTabloid (@TimesTabloid1) June 15, 2025

Political catalysts of this magnitude have the power to move markets abruptly. Headline-driven volatility is particularly dangerous for speculative assets such as small-cap equities and cryptocurrencies. 

Algo-driven armies march in lockstep, magnifying market tremors – then retail investors join the fray, stoking the volatility flames. In this environment, Egrag’s directive to “sell everything” reflects the need for swift and disciplined risk management rather than panic.

Watching the Next Steps

The key variable now is whether the discharge petition garners enough signatures. If market momentum increases, traders can anticipate a shift of capital toward safer investments. Portfolio managers will likely tighten stop-losses, reduce speculative exposure, and prepare hedges against volatility.

Final Takeaway

Egrag Crypto’s warning highlights how quickly politics can alter market dynamics. The looming petition is not merely a procedural tactic; it is a signal that change is imminent, and traders must be prepared. When politics disrupts the status quo, hesitation can be costly.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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In a provocative post on X, renowned trader Crypto Bitlord issued a bold call to the crypto community: “Sell all of your crypto for $XRP. Don’t even think about it. Auto-flip into Ripple and join the XRPArmy.” His statement underscores the growing momentum and belief that XRP is entering a once-in-a-decade breakout phase.

XRP Explodes to Multi-Year Highs

XRP has seen an extraordinary surge over the past week, climbing over 30% and reaching a recent high of $3.61, levels not seen since early 2018. At the time of writing, XRP is trading around $3.46, with daily volumes and open interest soaring across major exchanges. This bullish momentum has pushed its market capitalization beyond $190 billion, reaffirming XRP’s place as one of the top cryptocurrencies by market value.

This rally comes on the heels of heightened optimism in the broader crypto market, bolstered by legislative clarity in the U.S., especially following the passage of the GENIUS Act and the Digital Markets Clarity Act. These developments have eased regulatory uncertainty and provided a significant boost to XRP, which has long been at the center of legal battles with the U.S. Securities and Exchange Commission.

Sell all of your crypto for $XRP don’t even think about it auto flip into ripple and join the #XRPArmy

— Crypto Bitlord (@crypto_bitlord7) July 17, 2025

Institutional Demand and Whale Activity Fuel Momentum

Behind XRP’s parabolic rise lies a wave of institutional accumulation. On-chain data shows that whales have scooped up more than 2 billion XRP in just two weeks. Meanwhile, open interest in XRP futures has surged to nearly $10 billion, a level last seen during the peak of the 2021 bull market. Funding rates remain positive, indicating strong long positioning and growing investor confidence.

Prominent analysts like Peter Brandt have joined the bullish chorus, forecasting a potential 60% rally that could take XRP to $4.47 in the short term. Bitget’s research team sees even further upside, projecting a climb to $5 by the end of 2025, provided current momentum is sustained and institutional inflows continue.

Crypto Bitlord’s Sky-High Vision

Crypto Bitlord’s passionate support for XRP has become a rallying point for the XRP Army. He envisions a future where XRP breaks free from years of stagnation and enters “vertical price discovery,” a phase where price climbs rapidly without resistance. He has even floated targets as high as $2,500 and beyond, though these are widely considered speculative and extremely optimistic.

Still, his message captures the current sentiment among many XRP holders: that this is not just another pump, but the beginning of a transformative cycle for Ripple’s native asset.

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— TimesTabloid (@TimesTabloid1) July 15, 2023

Risk and Perspective

While XRP’s performance is undeniably impressive, analysts urge caution. The $3.80–$4.00 range is expected to act as significant resistance. Should profit-taking kick in, a temporary retracement is likely. Additionally, although the GENIUS Act and Ripple’s institutional expansion have improved sentiment, challenges remain from both market volatility and competition in the cross-border payment space.

Crypto Bitlord’s rallying cry to dump all other assets for XRP is a reflection of the confidence gripping XRP’s most fervent supporters. With legal clarity improving, whale accumulation intensifying, and technical momentum accelerating, XRP appears poised for further upside. However, as with all parabolic moves in crypto, investors should remain vigilant and consider both the promise and the inherent volatility that defines the market.

Whether XRP will truly ascend to the levels predicted by Bitlord remains to be seen. But for now, the XRP army marches forward with renewed conviction, and the markets are listening.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Federal Reserve Chair Jerome Powell is reportedly considering resignation, according to a breaking update from Watcher.Guru. The development, though unconfirmed, has sparked widespread attention across financial and political circles, particularly due to its potential impact on monetary policy, investor confidence, and the digital asset market, especially XRP.

Mounting Political Pressure and Renovation Controversy

The speculation follows increasing scrutiny over a $2.5 billion renovation of the Federal Reserve’s Washington, D.C. headquarters, an initiative many have labeled the “Palace of Versailles.” Critics, including members of Congress and President Donald Trump, accuse Powell of misleading lawmakers by downplaying the extravagant features of the project. The backlash has led to a formal investigation by the Office of Management and Budget.

On July 8, President Trump publicly called for Powell’s immediate resignation, blaming him for failing to guide interest rates responsibly and for mismanaging the renovation’s public disclosure. Adding fuel to the fire, Bill Pulte, director of Fannie Mae and Freddie Mac, posted on X: “I’m encouraged by reports that Jerome Powell is considering resigning… I think this will be the right decision for America, and the economy will boom.”

JUST IN: Federal Reserve Chair Jerome Powell reportedly considers resigning. pic.twitter.com/7ifnOo9SFP

— Watcher.Guru (@WatcherGuru) July 11, 2025

Uncertainty Around Succession and Market Reaction

Although Powell’s term runs through May 2026, internal sources cited by Watcher.Guru suggests that the Chair is under immense stress and may step down voluntarily. Despite the growing speculation, no official resignation has been announced, and White House insiders maintain that a transition is not currently in motion.

Names being floated as potential successors include Treasury Secretary Scott Bessent, former Fed Governor Kevin Warsh, and economist Kevin Hassett. However, any leadership change at the Fed, especially under pressure, could be seen as politically motivated and risk shaking investor confidence in the central bank’s independence.

Implications for Interest Rates and Crypto Liquidity

From a financial perspective, a Powell resignation could signal a pivotal shift in monetary policy. His departure might open the door for a more dovish Federal Reserve inclined toward cutting interest rates sooner than previously anticipated. Such a shift would inject additional liquidity into the financial system, traditionally a strong catalyst for risk assets, including cryptocurrencies.

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— TimesTabloid (@TimesTabloid1) July 15, 2023

For XRP, this potential liquidity boost could translate into increased upward momentum. Historically, XRP has performed well in low-rate, dollar-weakening environments. During a similar period of monetary softening in April 2025, XRP surged 4% in one week to $2.12.

What It Means for XRP and the Broader Crypto Market

If Powell exits and his successor pivots to a looser monetary stance, XRP and other cryptocurrencies could experience significant rallies driven by increased capital inflows. However, a chaotic or politically charged resignation could temporarily dampen market enthusiasm, especially if it introduces policy uncertainty.

As the report continues to gain traction, investors across traditional and digital markets are watching closely. Whether Powell stays or steps down, the narrative is already influencing expectations and could be setting the stage for a new phase in the crypto rally.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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A recent video shared by Crypto Eri ~ Carpe Diem has stirred sharp backlash in the crypto community, particularly among XRP holders, after U.S. Senator Elizabeth Warren reiterated her longstanding concerns about blockchain-based financial innovation. 

In the clip, Warren denounced recent legislative efforts that could allow companies to tokenize their shares and operate outside traditional regulatory frameworks, remarks that quickly drew ridicule and outrage online.

Warren Warns Against Tokenized Stocks Escaping SEC Oversight

In her comments, Warren sounded the alarm over provisions in the U.S. House’s recent crypto legislation, particularly the Financial Innovation and Technology for the 21st Century Act (FIT21), which she claims could permit major public companies like Meta or Tesla to bypass SEC regulations by moving their shares to blockchain platforms.

She's OVERElizabeth Warren's War on Crypto. She chains the US to the dinosaur financial system, while @RobinhoodApp's visionary founder@vladtenev rockets the world toward a TOKENIZED, unstoppable future!

Go Go GO Vlad! pic.twitter.com/w2kOfhfuP0

— Crypto Eri ~ Carpe Diem (@sentosumosaba) July 10, 2025

“Under the House bill, a publicly traded company like Meta or Tesla could simply decide to put its stock on the blockchain and poof, it would escape all SEC regulation,” Warren warned. She further referenced an emerging trend of private company tokenization, noting, “We gave away around $1 million worth of OpenAI tokens, $500 thousand worth of SpaceX… We’d like to have thousands of private companies on the platform accessible to retail.”

Warren argued that these moves threaten investor protections, national security, and financial stability. “The risks to investors, our financial system, and our national security have also increased at the same time,” she added.

Robinhood CEO Vladimir Tenev Pushes Back

Responding to Warren’s criticisms, Robinhood CEO Vladimir Tenev defended the shift toward tokenized equity and decentralized finance. Tenev, whose firm has been working on blockchain-based trading infrastructure, acknowledged the regulatory tension but emphasized the need for innovation.

“That’s the trap of being at the frontier. There are entrenched interests that make it difficult to navigate… If stocks go on blockchains, what’s going to happen?” he said. “In my business, I employ thousands of people who rely on it being done this other way.”

Tenev’s comments reflect growing interest from fintech companies in tokenizing both public and private equity, potentially unlocking new efficiencies while reducing the role of traditional intermediaries.

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— TimesTabloid (@TimesTabloid1) July 15, 2023

XRP Community Erupts in Mockery

Elizabeth Warren’s remarks were met with overwhelming ridicule across crypto circles. Under Crypto Eri’s X post, the XRP Army and broader digital asset community responded with a wave of sarcasm, frustration, and scorn.

“Wish somebody would take her to the nursing home,” wrote one user, Skinnedwabbit, while Holo posted, “Everyone under the age of 50 thinks you’re a dinosaur, @ewarren—your analog brain has no place in the 21st century. Retire!”

The tone only intensified as users chimed in with contempt. “Nothing more than an old lady screaming at the sky. Pack it up, it’s over, Pocahontas!” said Chip from onthechain.io. Rob Smith added, “She’ll be screaming into the abyss. The old ways are dying,” echoing the broader crypto sentiment that traditional finance is becoming obsolete.

Others like John Ferguson and Justin Tomlin dismissed Warren’s comments as out-of-touch, calling her “a DINO” and accusing her of spreading “nonsense.” 

A Long History of Anti-Crypto Sentiment

Warren’s opposition to crypto is not new. In 2023, she publicly declared she was “building an anti-crypto army,” with support from both progressive Democrats and conservative lawmakers. Her campaign focused on addressing money laundering, fraud, and financial crime, using crypto as a central target. That stance, however, has increasingly isolated her from a growing wave of digital asset proponents and legislators pushing for clarity rather than suppression.

With the FIT21 bill and tokenization initiatives from companies like Robinhood gaining momentum, Warren’s regulatory warnings appear to many as relics of an outdated mindset. For the XRP Army, her latest remarks are just another sign that the old guard is desperately clinging to a system already being rewritten.

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In response to a prompt from fellow analyst Mark, macro strategist CrediBULL Crypto has unveiled his bold vision for how the current crypto bull market could unfold. Shared via X, his long-term chart outlines a projected path to the top of the cycle, highlighting a parabolic expansion phase that could define the coming years for digital assets.

Momentum Builds Across the Crypto Market

CrediBULL’s chart comes as the broader crypto market accelerates with renewed strength. As of report time, Bitcoin is trading at $118,500.16, having shattered previous all-time highs and cementing its leadership role in the bull cycle. The total crypto market cap has now reached approximately $3.5 trillion, underscoring strong capital inflows across the board.

Ethereum (ETH) has reclaimed ground above $3,000, driven by sustained ETF demand and institutional interest. XRP, meanwhile, is gaining rapid traction, currently trading at $2.60 after a 6% rally, with price action now approaching a key resistance zone between $2.69 and $2.71. This level is widely viewed as a critical threshold that, if broken, could open the door to new macro highs.

https://t.co/ggo5mI28ag pic.twitter.com/rdVYCemZMA

— CrediBULL Crypto (@CredibleCrypto) July 11, 2025

Technically, XRP has confirmed a golden cross, with the 100-day moving average crossing above the 200-day, a historically bullish pattern. Bollinger Bands are expanding, signaling volatility expansion, and large holders have resumed accumulation, reinforcing confidence in a sustained move.

A Macro Blueprint: Wave 3 in Motion?

CrediBULL Crypto’s chart outlines what many technical analysts recognize as Elliott Wave 3, the most powerful leg of a bull cycle. His projection suggests the market has completed its multi-year consolidation and is now entering a phase of explosive growth. Though he avoids assigning specific targets, the structure implies potential moves toward $180,000–$200,000 for Bitcoin, five-digit levels for Ethereum, and double-digit valuations for altcoins like XRP.

His vision is not about short-term price action, but rather a multi-year expansion, the kind that historically reshapes investor expectations and market leadership across crypto.

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— TimesTabloid (@TimesTabloid1) July 15, 2023

Catalysts Fueling the Rally

Several fundamental factors are supporting this bullish outlook. The U.S. Federal Reserve is signaling possible interest rate cuts by Q4 2025, which could inject fresh liquidity into risk markets. Simultaneously, stablecoin supply is growing again, indicating that capital is flowing back into the system.

Crypto ETFs now hold more than $80 billion in assets under management, showing continued institutional appetite. In addition, the TOTAL3 index, which tracks the altcoin market excluding Bitcoin and Ethereum, has broken out of a multi-year downtrend, a key signal of an impending altcoin surge.

The Early Stages of Something Bigger

CrediBULL Crypto’s chart may be speculative, but it’s grounded in familiar historical patterns. With Bitcoin now at $118,500.16, Ethereum regaining momentum, and altcoins like XRP flashing major bullish signals, the ingredients for a full-scale crypto rally appear to be falling into place.

If current trends continue and macro conditions align, we may be witnessing the early stages of a market expansion that could surpass even the 2017 and 2021 bull runs, one that redefines what’s possible for digital assets in the years to come.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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In a pivotal regulatory update, the U.S. Securities and Exchange Commission (SEC) has issued new guidance detailing disclosure requirements for issuers of crypto asset exchange-traded products (ETPs). This move directly affects offerings linked to XRP, Bitcoin (BTC), Ethereum (ETH), and other digital assets. 

The announcement, made by the SEC’s Division of Corporation Finance on July 1, 2025, aims to strengthen investor protections and provide clarity around the application of existing securities laws to spot crypto ETFs.

The development was highlighted by XRP Chancellor on X, and it signals a major step toward integrating crypto more securely into traditional financial markets. As interest in spot crypto ETFs continues to surge, this guidance provides a clearer framework for how issuers must present information about these investment products to the public.

BREAKING:

SEC RELEASES NEW GUIDANCE FOR CRYPTO SPOT ETFs.

DISCLOSURE RULES CLARIFIED FOR ISSUERS OF $XRP, $BTC, $ETH & MORE! pic.twitter.com/hAjeKdwqX3

— XRP Chancellor (@xrpchancellor) July 2, 2025

New Standards for Crypto ETF Disclosures

According to the SEC, crypto ETPs, often structured as trusts holding digital assets directly, must comply with disclosure obligations under the Securities Act of 1933 and the Securities Exchange Act of 1934. Although these products are not registered under the Investment Company Act of 1940, they are still subject to anti-fraud provisions and the same core disclosure principles that apply to traditional securities.

Issuers must now provide detailed and asset-specific information on the front page of their prospectuses. This includes a summary of the investment objective, the type of crypto asset held, how it’s managed, and how its value may change over time. The SEC emphasizes that each crypto asset is unique, and disclosures must reflect the particular characteristics and risks of the underlying asset.

For example, issuers offering XRP-backed ETFs must identify any relevant legal risks, such as the historic SEC v. Ripple Labs litigation, and clearly explain XRP’s underlying blockchain technology, use case, and potential vulnerabilities. This level of specificity is also expected for Bitcoin, Ethereum, and any other digital asset included in a spot ETF.

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Investor Protection and Market Confidence

The SEC’s guidance also requires a discussion of risk factors that may impact the trust and the value of its crypto holdings. These include price volatility, regulatory uncertainty, cybersecurity risks, and possible weaknesses in the underlying blockchain network. Issuers must also disclose whether the trust anticipates selling crypto assets over time to cover operating expenses, which could reduce the value of the ETF shares.

This renewed focus on transparency aims to foster investor confidence and protect market integrity as crypto products become increasingly mainstream. The SEC reiterated that generic or boilerplate disclosures are not sufficient. Each ETF must offer tailored, fact-based information that reflects the realities of the specific crypto asset it tracks.

Implications for XRP and the Broader Market

This regulatory update is especially meaningful for XRP, which recently gained access to SEC-regulated investment vehicles after years of legal uncertainty. As XRP Chancellor noted, the new rules not only provide a path for wider adoption of XRP-based ETFs but also set a precedent for how the SEC may approach future crypto-linked investment products.

With this guidance, the SEC has laid the groundwork for safer, more transparent crypto investing, marking another key milestone in the evolving relationship between digital assets and Wall Street.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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In a stark video message shared on X, Levi of Crypto Crusaders delivered a sobering warning to holders of XRP and other cryptocurrencies. Citing a statement from U.S. Treasury Secretary Scott Bessent, Levi cautioned that the broader crypto market could face a brutal downturn if looming economic risks are not properly addressed.

“If you hold any XRP or any other cryptocurrency, I need you to see what I’m about to show you,” Levi began.

According to Levi, Secretary Bessent recently issued a dire assessment of the U.S. economy, warning that if the current debt ceiling impasse remains unresolved, the United States could face its worst financial crisis since the 2008 global meltdown. 

Levi described this as “the most shocking statement any Treasury Secretary has ever made,” emphasizing that the implications stretch far beyond traditional markets and could strike the heart of crypto investments.

URGENT WARNING FOR #XRP & CRYPTO HOLDERS! pic.twitter.com/UhVCrUWxAI

— Levi | Crypto Crusaders (@LeviRietveld) June 12, 2025

Risk-Off Sentiment Could Trigger Selloffs

The core of Levi’s warning is grounded in historical behavior during financial crises. As panic sets in and liquidity tightens, investors tend to abandon riskier asset classes, and crypto sits high on that list. Bitcoin may enjoy some hedge-like qualities in certain macro cycles, but Levi pointed out that altcoins, particularly low-cap and speculative tokens, are likely to face the brunt of the selloff.

“During times of financial crisis, people sell their riskier assets,” Levi explained. “If we don’t see the interest rate being lowered by the Federal Reserve before the end of this year, it’s very likely a lot of altcoins, especially the mid to low caps, will get decimated — similar to how they got decimated back in 2021.”

His reference to the 2021-2022 crypto crash is a sobering reminder of how quickly markets can unravel under economic stress. In that period, soaring inflation and tightening monetary policy led to a rapid collapse in token prices across the board. Levi’s forecast suggests that without decisive action from the Federal Reserve, the crypto market could be heading into a similarly turbulent phase.

Why Interest Rates Matter for Crypto

Levi’s concerns also highlight a crucial but often overlooked relationship between monetary policy and the health of the crypto market. When interest rates are high, capital becomes more expensive, borrowing slows, and risk appetite declines. 

Investors tend to favor safer, yield-bearing assets like government bonds over speculative plays like altcoins. Conversely, when interest rates are lowered, liquidity returns to the market, borrowing costs drop, and high-risk assets, including cryptocurrencies, often rally as a result.

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For XRP and other digital assets, lower interest rates could act as a tailwind, encouraging institutional investment and retail speculation alike. But with the Federal Reserve maintaining a cautious stance amid persistent inflationary pressures, the hoped-for pivot to rate cuts remains uncertain.

If rates remain elevated, the outcome could be catastrophic for certain segments of the crypto market.

A Call for Caution

While Levi did not issue a blanket call to sell, his message was clear: investors should be prepared. A potential convergence of economic instability, regulatory uncertainty, and hawkish central bank policy poses a serious threat to crypto valuations in the coming months.

In Levi’s words, “There’s a reason this warning is coming now. We could be on the edge of something bigger than we’ve seen since 2008.”

As global markets hold their breath, crypto holders — particularly those invested in altcoins — would do well to stay informed, practice risk management, and monitor the economic landscape closely. In volatile times like these, even one policy decision or macro shift can reshape the future of digital finance overnight.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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A recent statement from Deutsche Bank has brought renewed optimism to the cryptocurrency sector, particularly for XRP. Highlighted in a detailed research report, Deutsche Bank confirmed what many in the space have long believed: clearer regulatory frameworks like MiCA will push up cryptocurrency prices. 

This validation comes at a critical moment, as the EU’s Markets in Crypto-Assets Regulation (MiCA) now moves from policy to full enforcement in 2025.

Deutsche Bank: Regulation Will Drive Prices Higher

In the research note authored by Marion Laboure, Ph.D., and Cassidy Ainsworth-Grace, Deutsche Bank made it clear that institutional adoption is set to accelerate thanks to improved regulatory clarity. The bank pointed to the EU’s MiCA framework as a transformative force, stating:

“A clearer regulatory framework should drive corporate adoption, pushing up prices.”

This sentiment was echoed by SMQKE, who spotlighted the research with the caption:

“Major Confirmation from Deutsche Bank.”

Major Confirmation from Deutsche Bank.

“Clearer regulatory frameworks like MICA WILL PUSH UP CRYPTOCURRENCY PRICES.”

Documented. https://t.co/UJzZdZhXKx pic.twitter.com/i3DFLulVxt

— SMQKE (@SMQKEDQG) June 5, 2025

The Deutsche Bank report was released after the U.S. SEC approved multiple Spot Bitcoin ETFs, a move that already boosted market sentiment. But it’s MiCA, the EU’s legal framework for crypto-assets, that Deutsche Bank sees as the longer-term catalyst for sustained institutional inflows and price appreciation.

MiCA: Now Fully Enforceable Across the EU

MiCA entered into force in June 2023, with its rules on stablecoins becoming applicable by June 2024, and its broader rules for crypto-asset issuers and service providers taking effect in December 2024. As of now, MiCA is fully operational across the European Economic Area.

MiCA introduces legal definitions and licensing requirements for Utility Tokens, Stablecoins (ARTs and EMTs), and Crypto-Asset Service Providers (CASPs).

Crucially, MiCA excludes DeFi, NFTs, and crypto conglomerates, focusing its scope on centralized actors and custodial services.

XRP Recognized as a Utility Token Under MiCA

One of MiCA’s most important clarifications is its classification of XRP as a utility token. This designation affirms that XRP is not a security, aligning with Ripple’s long-standing legal position and clearing a regulatory pathway for XRP’s use across Europe.

As a utility token, XRP falls squarely within MiCA’s oversight, which means issuers and service providers working with XRP now benefit from full legal certainty when operating in the EU. This gives XRP a strategic compliance advantage over many other digital assets.

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On the contrary, Bitcoin and Ethereum have been excluded from MiCA’s jurisdiction. The reason? Both lack a specific issuer, a core requirement for inclusion under the MiCA framework. As such, the EU will regulate BTC and ETH under other legacy financial laws or future regulatory efforts.

This exclusion puts XRP in a favorable position from a legal and compliance standpoint. As firms seek regulatory certainty, XRP offers a clearer path than Bitcoin or Ethereum in the European Union.

A Bullish Outlook for 2025 and Beyond

With MiCA fully active and Deutsche Bank’s endorsement now public, the message is unmistakable: clear regulation is good for crypto. XRP’s alignment with MiCA provides it with a robust foundation for adoption, particularly among European institutions looking for compliant blockchain solutions.

As Deutsche Bank concluded, the stage is now set for corporate integration, institutional participation, and ultimately, price growth driven by fundamentals, not speculation.

SMQKE’s statement captures it best: “Documented.” The groundwork has been laid, and the confirmation is now in black and white. 2025 may be the year regulatory clarity becomes crypto’s greatest asset.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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