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Circle Is Using DEX On XRP Ledger to Issue USDC. Here’s how

Solomon Odunayo — Wed, 03 Sep 2025 13:02:39 +0000

XRPL validator Vet recently highlighted a distinctive approach Circle has taken in issuing USDC on the XRP Ledger.

The validator stated that Circle is using a decentralized exchange (DEX) on the XRP Ledger to issue USDC, calling the process unique and worth exploring.

In an attached video, Vet provided an in-depth explanation of how this method works and how it differs from traditional token creation mechanisms on the XRP Ledger.

Traditional Token Creation on XRPL

Vet first outlined the standard way tokens are created on the XRP Ledger. He explained that two accounts are required: an issuer account and a minter account. The issuer initiates a payment to the minter, which results in the creation of new tokens.

For example, if the issuer sends a payment of 100 RL USD to the minter, the minter gains a balance of 100 RL USD, while the issuer’s account shows a debt of 100 RL USD. This simple and direct mechanism is the same method Ripple uses when issuing tokens, making it a straightforward process of payment-based token creation.

The Role of the Centre Consortium

Moving on to Circle’s model, VET explained that the process involves the Centre Consortium, an entity co-founded by Circle and Coinbase to oversee the issuance and governance of USDC.

This consortium is designed to manage requirements such as restricting minting rights to authorized members, adding or removing members, and setting limits on the amount of USDC to be minted by individual participants. These rules ensure that only vetted organizations within the consortium can issue USDC, while preventing unauthorized activity.

Dual Token System: USDC and USDC Allow

The consortium introduced a dual-token system involving two accounts on the XRP Ledger: one issuing USDC and another issuing USDC Allow. The distinction is significant. USDC Allow is restricted to consortium members and used for minting purposes, while USDC itself remains open to the wider public. VET noted that this dual system enables Circle to enforce membership rules while still keeping the stablecoin freely accessible to users outside the consortium.

Using the DEX for Minting

Unlike the traditional payment method, Circle employs the XRP Ledger’s decentralized exchange to facilitate token creation. The issuer creates a DEX offer that allows one USDC Allow to be exchanged for one USDC at a one-to-one ratio. When a consortium member issues 1,000 USDC Allow, they can then trade it on the DEX for 1,000 USDC.

This mechanism effectively transfers USDC to the consortium member, while the issuer account shows a corresponding liability. By structuring issuance through the DEX, Circle ensures that the minting process is transparent and entirely on-chain.

Transparency and Control

Vet emphasized that this approach offers both transparency and flexibility. USDC Allow ensures that only authorized members can participate in minting, while USDC remains unrestricted for general use.

The use of the decentralized exchange adds a layer of transparency, since all transactions and offers are verifiable on-chain. This method, though more complex than the traditional payment-based model, provides a system that aligns with Circle’s need for controlled issuance while preserving accessibility for the broader market.

In his explanation, Vet concluded that Circle’s decision to issue USDC via the XRP Ledger’s DEX is an innovative approach that balances governance requirements with the benefits of decentralization.

By leveraging the DEX, Circle ensures transparency in the minting process while maintaining strict controls through USDC Allow. This structure demonstrates how the XRP Ledger’s native functionalities can be used to build flexible and secure systems for stablecoin issuance.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Yes, Ripple Could Still Acquire Circle. Here’s the Latest

Zaccheaus Ogunjobi — Fri, 22 Aug 2025 15:05:33 +0000

Speculation is once again swirling about a possible Ripple acquisition of Circle, and recent developments suggest the door is far from closed. According to crypto analyst SMQKE on X, Circle’s decision to go public on the New York Stock Exchange (NYSE) has created the transparency needed for valuation alignment.

Earlier talks between Circle, Coinbase, and Ripple collapsed mainly over pricing, not strategic fit—a gap that public market price discovery may now bridge.

Why Pricing Stalled Earlier Ripple–Circle Talks

The biggest obstacle in earlier negotiations was cost. SMQKE notes that while Circle’s USDC stablecoin is a strategic asset for payment providers, suitors like Ripple and Coinbase balked at the valuation.

Now, with Circle’s shares trading under ticker CRCL, both investors and potential acquirers have access to audited filings, quarterly performance data, and a clearer market-driven valuation. This visibility could set the stage for renewed M&A discussions, especially with Ripple.

Circle’s Financial Strains in the Spotlight

Circle’s IPO filings reveal why potential acquirers are cautious. Distribution costs and transaction-related expenses consume an estimated 60% of revenue, significantly compressing margins. This means Circle’s earnings are less about growth and more about interest rate fluctuations on its reserves.

When U.S. interest rates are high, Circle’s revenues improve thanks to stronger reserve yields. But when they fall, profitability shrinks sharply. For a buyer like Ripple, these economics raise important questions: Can Circle deliver sustainable margins, or will earnings remain at the mercy of central bank policy?

The Strategic Value for Ripple

Despite these challenges, the rationale for a Ripple buyout of Circle remains compelling. Ripple’s core strength lies in building institutional-grade blockchain solutions for cross-border payments and liquidity management. Owning Circle would give Ripple direct control over USDC, the second-largest stablecoin by market capitalization, instantly boosting Ripple’s On-Demand Liquidity (ODL) network.

Integrating USDC into RippleNet could make cross-border settlements faster, cheaper, and more efficient, strengthening Ripple’s competitive edge against both traditional financial institutions and blockchain rivals like Ethereum and Stellar.

Regulatory Optics Still Matter

Any Ripple M&A deal involving Circle would not only depend on valuation but also on regulatory clarity. Ripple continues to navigate its drawn-out legal battle with the U.S. Securities and Exchange Commission (SEC), while Circle is positioning itself as a model of compliance and transparency.

Bringing the two companies together could create a powerful alliance of infrastructure and liquidity, but Ripple must carefully consider the optics of a major acquisition while its regulatory story is still unfolding.

A Conditional but Plausible Deal

SMQKE is correct that Circle’s NYSE listing has provided a clearer foundation for renewed talks. But clarity does not guarantee execution. Ripple would need Circle to demonstrate stronger margin resilience, possibly by restructuring its costly distribution agreements.

For now, the likelihood of a Ripple–Circle acquisition depends on two factors: Circle’s ability to stabilize earnings and Ripple’s regulatory trajectory. If both align, a buyout could become one of the most transformative deals in the crypto payments sector.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Circle Launches USDC on XRP Ledger, Unlocking New Utility for XRP Ecosystem

Solomon Odunayo — Thu, 12 Jun 2025 14:25:29 +0000

In a highly anticipated and potentially market-changing development, Circle has officially announced the launch of USDC on the XRP Ledger (XRPL), expanding the stablecoin’s reach to one of the longest-running Layer-1 blockchains.

The move enables developers, institutions, and users to access USDC on the XRPL mainnet without the need for bridges or third-party wrappers, marking a key step toward deeper stablecoin utility across the ecosystem.

The XRP Ledger has steadily expanded its capabilities over the years, attracting a growing community of developers and institutions focused on building real-world financial applications.

The eyes of the crypto world are currently on the stablecoin market due to the Genius Act. This recent move by Circle has further expanded XRP’s reach into this sector of the market.

A Highly Anticipated Development

In early 2024, Panos Mekras, a popular figure in the XRP community, shared a response from Circle revealing that it had no plans to launch USDC on the XRP Ledger, although it was looking for ways to expand the reach of the stablecoin.

Mekras and many community members called on Ripple to step in and make it happen, and this development shows that Ripple listened to its community.

New Utility for the XRP Ledger

USDC is the second-largest and largest regulated stablecoin in the crypto market. Circle’s announcement revealed that it is now supported on XRPL via Circle Mint and Circle APIs. This offers streamlined access to USDC liquidity, leveraging XRPL’s high-speed, low-cost, and secure transaction environment.

The XRPL has been live since 2012 and has processed over 3.3 billion transactions to date. Its focus on efficient value exchange has attracted projects in sectors ranging from remittances to real-world asset tokenization. With native USDC support, developers can now build and deploy new use cases across payments, DeFi, and financial infrastructure directly on XRPL.

Impact on XRP and the Broader Ecosystem

Ripple recently attempted to acquire Circle for $5 billion, but the offer was turned down. The company pressed on, and recent reports suggest the offer has been increased to the $9 to $11 billion range, outbidding Coinbase. This massive launch suggests something positive might materialize from Ripple’s attempts to acquire the company.

Ripple is already making major progress in the stablecoin space with RLUSD, and this move represents a meaningful expansion of the ledger’s capabilities, positioning it as a more competitive platform for financial and enterprise-grade applications.

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Circle Makes Strong Statement on Ripple vs Coinbase Acquisition Rumor

Solomon Odunayo — Mon, 26 May 2025 21:22:45 +0000

Circle, the issuer of the stablecoin USDC, has reportedly denied recent rumors suggesting informal acquisition talks with either Ripple or Coinbase.

In a statement reported on X by Whale Insider, the company stated unequivocally, “Circle is not for sale. Our long-term goals remain unchanged.” This clarification comes amid a wave of speculation across crypto media and social platforms concerning Circle’s potential acquisition.

The statement was issued following circulating reports and social media commentary alleging that Ripple, in particular, may be exploring the acquisition of Circle.

Rumors Originating from Social Media Claims

The source of the rumors appears to originate from anonymous claims and unconfirmed reports cited by Del Crxpto and later mentioned in an article by Times Tabloid.

In his post, Del Crxpto stated that “Ripple may be structuring a potential acquisition deal with Circle using a dual-payment format consisting of cash and XRP.” He claimed these details were based on rumors circulating within industry circles and suggested that portions of the deal had been outlined in prior media coverage. However, no official documentation or corroboration has been provided to support those claims.

Circle Reaffirms Strategic Direction

Circle’s statement was unambiguous in dismissing these reports. The company emphasized that it remains focused on its existing roadmap, which includes expanding the utility and adoption of USDC across various platforms and regulatory jurisdictions.

The company’s rejection of any informal or otherwise discussion was issued without conditional language, indicating a firm stance on its current operational and strategic independence.

Industry Commentary and Speculative Reactions

The speculation surrounding Circle’s acquisition was further highlighted by user commentary on X. One such comment came from an X user named Alessandro, who remarked, “While Circle reiterates it’s not for sale, this level of speculation is often a signal that something larger is at play—especially as stablecoins increasingly sit at the intersection of DeFi, payments, and monetary policy.”

Lack of Response from Involved Parties

At the time of this report, neither Ripple nor Coinbase has issued a public response to the claims or Circle’s denial. It remains unclear whether any discussions, even speculative or informal, had occurred before Circle’s statement. However, Circle’s explicit rejection of the acquisition narrative provides a strong counter to unverified commentary that had gained traction in some parts of the crypto community.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Here’s Why Billions of Dollars Will Flood Into XRP if Ripple Successfully Takes Over Circle

Zaccheaus Ogunjobi — Mon, 26 May 2025 18:15:39 +0000

Excitement is brewing across the Ripple and XRP communities as fresh speculation surfaces about the possibility of Ripple acquiring Circle, one of the most prominent names in the stablecoin industry. Should these expectations materialize, analysts believe XRP could see significant long-term gains.

Analyst Weighs In on Ripple’s Strategic Potential

Adding perspective to the conversation, the well-known pseudonymous X account “Kate Young Ju” — linked to Ki Young Ju, the founder of blockchain analytics firm CryptoQuant — weighed in on the matter in a recent post.

“XRP gives off the impression of a team of seasoned capital market experts,” the account remarked. “Sure, it has its shortcomings, but you can’t ignore the precision in its market behavior.”

The commentary touched on the growing rumors about Ripple possibly pursuing an acquisition of Circle, framing such a move as a calculated step for Ripple as it sharpens its focus on payments and liquidity solutions.

A Game-Changing Deal on the Horizon?

Timestabloid recently reported that Circle has initiated informal discussions with Ripple and Coinbase, exploring the possibility of an acquisition. According to sources familiar with the matter, Circle is aiming for a sale valuation of no less than $5 billion — aligning closely with its anticipated valuation for its planned Initial Public Offering (IPO).

The analyst highlighted that the rising appetite for stablecoins among institutional players — both within the crypto sphere and in traditional finance — could amplify interest in XRP if such a deal were finalized.

Institutional Investors Could Shift Toward XRP

With major investors eagerly watching the evolution of the stablecoin market, the analyst suggested that Ripple’s potential acquisition of Circle could reshape capital flows. Specifically, investors who were gearing up to back Circle’s IPO may instead divert attention — and funds — toward XRP as the broader ecosystem strengthens.

“There’s chatter going around that Ripple might be looking to acquire Circle,” the analyst shared. “I can’t confirm if it’s accurate, but if it happens, it would be a brilliant strategic play. With the immense institutional interest in the stablecoin sector, those eyeing Circle’s IPO might pivot to XRP investments instead. Just to clarify — this is an independent observation; I don’t hold any XRP, nor is this a sponsored post.”

What’s Next for XRP?

As speculation gains momentum, the Ripple community is keeping a close watch on any developments. A successful deal with Circle would not only bolster Ripple’s position in the stablecoin arena but could also pave the way for greater institutional involvement with XRP, further fueling its long-term growth narrative.

While these discussions remain unconfirmed, they signal the increasing convergence between traditional financial interests and the evolving crypto landscape, with XRP potentially standing at the center of the next wave of institutional engagement.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Fortune Releases Fresh Update On XRP-Rich Ripple and Coinbase’s Circle Acquisition

Zaccheaus Ogunjobi — Mon, 26 May 2025 07:14:26 +0000

In a development stirring waves across the crypto industry, as reported by Fortune, Circle Internet Financial—the firm behind the USDC stablecoin—filed formal paperwork in early April to advance toward a long-anticipated initial public offering (IPO). But despite this, insider chatter suggests the IPO may not materialize as planned.

According to four banking and private equity insiders who spoke anonymously due to the sensitive nature of the discussions, Circle has been informally exploring a potential sale to Coinbase Global, the leading U.S.-based cryptocurrency exchange, or Ripple, the crypto payments powerhouse.

Circle Targets a $5 Billion Valuation

Circle aims for a minimum $5 billion valuation, consistent with its goals for going public. One of the bankers familiar with the negotiations candidly remarked, “If Coinbase wanted to acquire them, Circle would agree in a heartbeat.” Another source added that the situation is fluid and subject to rapid change.

Despite these behind-the-scenes talks, Circle remains firmly committed to going public. The company formally filed its S-1 registration with the SEC in April, but details like the IPO’s terms and the launch of the investor roadshow are still pending. When reached for comment, Circle emphasized in an email to Fortune that “Circle is not for sale. Our long-term goals remain the same.” Meanwhile, both Coinbase and Ripple did not respond to requests for comment.

A Deepening Coinbase-Circle Relationship

The connection between Coinbase and Circle dates back to 2018 when they co-founded the Centre Consortium to issue USDC. That partnership formally concluded in 2023, with Coinbase acquiring an equity stake in Circle while Circle took full control over USDC’s governance. Notably, they continue to split the income generated from USDC reserves—a relationship heavily tilted in Coinbase’s favor.

According to Circle’s S-1 filing, the two firms equally divide residual revenue from the reserves backing USDC. However, Coinbase pockets 100% of the revenue when USDC is custodied directly on its platform, a trend that’s been on the rise, as reflected in Coinbase’s latest earnings reports. These reports show a noticeable boost in income derived from the USDC partnership, fueled partly by the expansion of the overall stablecoin market.

Beyond revenue sharing, the current agreement hands Coinbase significant influence over Circle’s operations. For example, Circle is barred from entering any new third-party deals that could affect Coinbase’s USDC revenue without prior approval. If Circle becomes insolvent, Coinbase would gain control over some of Circle’s intellectual property assets. For these reasons, many insiders view Coinbase as the most natural suitor for Circle, with one banking executive even joking, “It feels like they’re one company.”

Ripple’s Bid and Financial Firepower

Ripple, however, is no minor contender. Armed with a substantial war chest, Ripple reportedly offered between $4 billion and $5 billion to acquire Circle—a bid Circle ultimately declined, considering it undervalued the company. Bloomberg reported this in April and has since been independently verified by Fortune.

Ripple’s offer would likely combine XRP, the native cryptocurrency it developed, alongside cash. According to Ripple’s Q1 2025 XRP Markets Report, the firm holds about 4.56 billion XRP (valued at approximately $11.77 billion) and another 37.13 billion XRP ($95.7 billion) in escrow as of March 31.

However, Coinbase can wield a more diversified arsenal, with $8 billion in cash on its balance sheet as of its March 31 10Q filing. As a publicly traded company, Coinbase may raise additional capital through debt issuance or stock offerings. One banker familiar with the situation commented that although Ripple’s balance sheet is “pretty meaningful,” Coinbase’s position as a public company gives it an edge in the eyes of many investors.

When questioned about the possibility of acquiring Circle, Coinbase CEO Brian Armstrong told Bloomberg on May 14 that he remains enthusiastic about Circle’s success. While the IPO does not impact the companies’ existing commercial relationship, Armstrong acknowledged that future deals remain open-ended, though there was “nothing to announce today.” Armstrong highlighted Coinbase’s cautious M&A strategy, noting that while they have the financial resources, the real challenge is integrating acquired companies.

IPO Momentum and Broader Market Context

Interestingly, Coinbase has been basking in market success, particularly after news broke that it would join the S&P 500 on May 19. That announcement propelled Coinbase shares to surge over 25% last week, although the stock remains below its December 52-week high of $349.75. By Monday afternoon, Coinbase was trading around $265 per share, translating to a market capitalization of $56 billion.

Both Ripple and Coinbase have been actively expanding their footprints through acquisitions. Ripple announced a $1.25 billion acquisition of prime brokerage Hidden Road in April. Earlier this month, Coinbase sealed a $2.9 billion acquisition of Deribit, a derivatives trading platform. Additionally, Coinbase acquired the Iron Fish team in May and, earlier this year, purchased Spindle, a platform for on-chain advertising and attribution.

The broader IPO landscape, which has remained largely dormant since 2021, received a shot of optimism last week when eToro, the online trading platform, saw its shares leap nearly 29% on its first day of trading. The offering raised $620 million after pricing at $52 per share. This robust debut may bolster Circle’s confidence in pursuing its IPO, though one investor cautioned that the true measure of success lies in the longer-term aftermarket performance.

The evolving Circle saga encapsulates the delicate interplay of crypto giants jockeying for dominance in an industry where strategic partnerships, vast token reserves, and public market credibility intersect. Whether Circle ultimately proceeds with its IPO or opts for a high-stakes acquisition, the next chapters promise to reshape the stablecoin landscape—and potentially the broader crypto ecosystem.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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XRP Likely Price if Ripple Successfully Buys Circle

Zaccheaus Ogunjobi — Wed, 21 May 2025 19:22:58 +0000

As Ripple accelerates its expansion in 2025, reports of a possible acquisition of Circle, the issuer of the USDC stablecoin, have inspired interest, particularly concerning how this move could influence XRP’s market performance. With Circle currently managing over $61 billion in USDC, a successful takeover could significantly reshape Ripple’s position in the stablecoin landscape.

Ripple’s Acquisition Strategy

Ripple’s strategic focus this year has involved multiple acquisitions aimed at strengthening its infrastructure. After acquiring Hidden Road, a prime brokerage platform for digital assets, for $1.25 billion earlier this year, Ripple is now attempting to secure a much larger deal with Circle.

The company initially made an offer in the $4–$5 billion range in April, which Circle turned down. Around the same time, Circle submitted a filing with the U.S. Securities and Exchange Commission to go public under the ticker “CRCL” on the New York Stock Exchange, targeting a similar valuation.

More recently, however, Circle has entered preliminary discussions with both Ripple and Coinbase regarding new offers reportedly ranging between $6 billion and $11 billion. If Ripple succeeds, the acquisition would give it oversight over two major stablecoins: its own RLUSD and the market-leading USDC. This consolidation could elevate Ripple’s influence over digital dollar transactions within the crypto ecosystem.

Potential Implications for XRP

In light of this development, two AI platforms, ChatGPT and Grok, were asked to provide forecasts for XRP’s price should Ripple finalize the Circle acquisition.

ChatGPT’s Base and Optimistic Scenarios

ChatGPT estimated that in a moderate scenario, assuming the acquisition closes within a $6–$8 billion range and integration proceeds smoothly, XRP could rise to between $3.50 and $4.50. The reasoning was that enhanced liquidity and network activity, driven by Ripple’s broader reach in stablecoin operations, would likely increase demand for XRP.

In a more favourable outlook, ChatGPT projected that XRP could climb as high as $6 to $10. This scenario assumes Ripple successfully merges USDC with Ripple Payments, achieves wider adoption of its services globally, and experiences increased transaction volumes. The model noted that these outcomes depend on market-wide bullish trends and seamless integration of both RLUSD and USDC.

Grok’s Assessment of the Market Impact

Similarly, Grok’s baseline forecast suggested XRP could appreciate to the $3.50–$4.50 range. It emphasized that while stablecoins do not directly determine XRP’s price, their successful integration into Ripple Payments could enhance XRP’s role as a settlement token, increasing its utility and relevance.

Grok’s best-case analysis placed XRP in the $6 to $8 range. This projection rests on several assumptions, one of which is that if Ripple successfully absorbs Circle, Ripple Payments scales up to handle trillions in cross-border transactions annually, and XRP continues to be used as a bridge currency. It also factored in the possibility of a broad market uptrend, including Bitcoin reaching $150,000.

Despite the positive projections, both AI systems noted that risks exist. Funding such a large transaction could strain Ripple’s financial resources and potentially require sales from its XRP reserves, which might impact price stability. In addition, unresolved regulatory issues, as well as competition from other potential buyers such as Coinbase, could complicate or delay the deal. Broader macroeconomic factors and shifts in investor sentiment will also play a crucial role in determining XRP’s future price movements.

Currently, the crypto community is closely watching developments between Ripple and Circle, recognizing that the outcome could have significant implications for XRP’s valuation and Ripple’s role in the global payments infrastructure.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Rumor: A Portion of Ripple-Circle Deal Will Be Paid in Cash and the Rest In XRP

Solomon Odunayo — Wed, 21 May 2025 16:36:58 +0000

Crypto analyst and commentator Del Crxpto has shared new claims on X (formerly Twitter) that Ripple may be structuring a potential acquisition deal with Circle using a dual-payment format consisting of cash and XRP.

In the post, Del Crxpto references what he describes as circulating rumors and mentions of related media reports, which allegedly outline that Ripple has made a multi-billion-dollar offer to acquire Circle. According to the tweet, a portion of the deal would be paid in cash, while the rest will be settled in XRP.

The suggestion that XRP could be used directly as a currency in the structuring of a large-scale acquisition deal has drawn attention from market observers. The potential use of XRP in a transaction of this magnitude would signify a notable moment in the asset’s utility beyond cross-border payments and liquidity provisioning.

The tweet does not cite a specific source or link to any formal publication or document. As of the time of writing, neither Ripple nor Circle has released a public statement confirming or denying any such acquisition plans or the transaction terms.

Speculation on Strategic Impact

While the details remain unverified, the implications of such a structure are being discussed in the community. One community member, LP, responded to the post by commenting on what the rumored transaction could mean in a regulatory and competitive context.

LP stated: “It is much smoother for Circle to sell, than be listed as security and have to deal with that BS and the SEC. So I applaud the news for both Circle and Ripple. If this is in fact real, Ripple will have the stablecoin market cornered. It’s then just a matter of your will to hold because the huge rise in XRP will be inevitable.”

The comment suggests that Circle may prefer an acquisition to navigating regulatory uncertainty, particularly surrounding potential securities classification. LP also highlighted the strategic positioning Ripple could gain within the stablecoin sector if such a deal were to proceed under the reported terms.

Ripple entered the stablecoin market through RLUSD, its U.S. dollar-backed stablecoin, launched earlier in 2025. The rumored acquisition of USDC issuer Circle could considerably expand Ripple’s influence in the space. However, with no confirmation from either company involved, the status and validity of these claims remain unclear.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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Rumor: Ripple Has Already Acquired Circle (USDC) Behind the Scenes

Zaccheaus Ogunjobi — Tue, 20 May 2025 17:16:19 +0000

A bold new rumor has emerged within the crypto community, suggesting that Ripple, the San Francisco-based blockchain firm behind the XRP token, has already completed a behind-the-scenes acquisition of Circle, the issuer of the second-largest stablecoin by market cap, USDC. This speculation, shared by prominent XRP community figure JackTheRippler on X, has ignited widespread discussion across social media and industry circles.

While no official confirmation has surfaced from either Ripple or Circle, the rumor is stirring considerable curiosity, especially in light of Ripple’s well-documented ambitions to expand its footprint in the digital payments and stablecoin sectors. JackTheRippler’s post, which simply stated, “RUMORS: Ripple has already acquired CIRCLE $USDC behind the scenes! #XRP,” has gained significant traction, reflecting both the community’s enthusiasm and the high-stakes nature of such a potential deal.

Context Behind the Speculation

The rumor arrives at a time when Ripple has taken significant strategic steps in 2025 to deepen its presence in the stablecoin space. On December 17, 2024, Ripple launched its own U.S. dollar-backed stablecoin, RLUSD, following approval from the New York Department of Financial Services (NYDFS). RLUSD is fully backed by U.S. dollar deposits, U.S. government bonds, and cash equivalents, and is available on both the XRP Ledger and Ethereum blockchains. The stablecoin aims to provide real-world utility and transparency, positioning Ripple against major competitors like Tether and Circle.

Interestingly, this is not the first time Ripple has been linked to a possible Circle acquisition. In April 2024, reports surfaced that Ripple had offered between $4 billion and $5 billion to acquire Circle, with some rumors suggesting offers as high as $20 billion. However, Circle reportedly rejected these proposals. The rationale behind Ripple’s interest in Circle is clear: acquiring USDC would provide Ripple with a more regulatory-compliant, fiat-backed alternative to its XRP-led model, aligning with its aim to integrate blockchain into global finance.

Adding more intrigue to the situation is the growing interest from other major players in the crypto space. Most notably, Coinbase, a longstanding partner of Circle and co-founder of the USDC consortium, has recently signaled its interest in acquiring Circle outright. This move by Coinbase suggests an intensifying race among major blockchain companies to control strategic assets that can shape the next evolution of digital payments infrastructure.

Market Implications if True

If this rumor were to materialize, it would represent one of the most transformative events in the digital asset space to date. A Ripple-Circle acquisition would instantly position Ripple as a leading force in the stablecoin sector, dramatically expanding its reach beyond XRP and giving it control of USDC, a stablecoin trusted by banks, fintechs, and enterprises across the globe.

More importantly, Ripple’s vast network of financial institutions, partnerships with central banks, and ongoing initiatives in cross-border payments and liquidity management could significantly enhance USDC’s adoption. It would create new synergies between XRP and USDC in terms of settlement channels, liquidity pools, and on-chain utility.

Moreover, XRP could benefit from the increased market confidence and infrastructure improvements resulting from such a strategic merger. As XRP remains central to Ripple’s On-Demand Liquidity (ODL) services, closer alignment with USDC would strengthen Ripple’s proposition as a multi-asset bridge for global payments.

Grounds for Caution

Despite the excitement generated by the rumor, industry analysts are urging caution. Mergers and acquisitions of this magnitude typically involve extensive due diligence, regulatory oversight, and public disclosure. Given the high regulatory visibility both Ripple and Circle operate under, particularly in the United States, it is improbable that such a deal could be executed entirely in secrecy.

Furthermore, Circle is reportedly preparing for an initial public offering (IPO), a move that would typically require full transparency regarding any pending acquisitions or major organizational changes. Ripple, on the other hand, has spent years fending off litigation from the U.S. Securities and Exchange Commission (SEC) and is unlikely to jeopardize its legal positioning through undisclosed acquisitions.

Additionally, Coinbase’s recent maneuvering to possibly take over Circle complicates the rumor even further. If two industry giants are indeed vying for Circle, the outcome would likely come down to regulatory favorability, strategic fit, and valuation terms—none of which have been publicly addressed by the companies involved.

At present, the claim that Ripple has secretly acquired Circle and its flagship stablecoin, USDC, remains unverified and speculative. While the rumor aligns with Ripple’s growing interest in the stablecoin sector and reflects previous reports, there is no definitive proof that the acquisition has taken place. However, the conversation around Ripple, Circle, and even Coinbase points to an increasingly competitive environment where control over stablecoin infrastructure is a critical strategic objective.

Until Ripple, Circle, or Coinbase make official announcements, this story remains a powerful reflection of the intrigue, speculation, and strategic chess being played at the highest levels of the crypto industry. Whether this particular rumor proves true or not, one thing is certain: the race to dominate the stablecoin market is well underway, and Ripple is firmly in the conversation.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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The post Rumor: Ripple Has Already Acquired Circle (USDC) Behind the Scenes appeared first on Times Tabloid.

Bullish for XRP: Trader Decodes $589 In Ripple’s Circle Acquisition Bid

Solomon Odunayo — Tue, 20 May 2025 15:56:46 +0000

On X, well-known trader and XRP analyst Cobb (@Cobb_XRPL) posted a tweet linking Ripple’s reported efforts to acquire Circle Internet Financial to a longstanding symbolic number (589) within the XRP community.

Cobb’s tweet reads: “5 x 8 x 9 = 360. 360 = circle. Therefore Ripple Circle acquisition is 100% confirmed. Way too bullish for XRP.”

Cobb’s tweet references the numbers 5, 8, and 9—figures that, when multiplied, equal 360, the number of degrees in a full circle. By connecting the result to the word “circle,” Cobb implies a coded numerical confirmation of Ripple’s intention to acquire Circle, the issuer of the USDC stablecoin. He concludes the message by describing the development as extremely bullish for XRP.

While the tweet does not cite direct sources or internal information, Cobb’s use of numbers—especially the sequence 5-8-9—carries notable weight. The number “589” has become a symbolic and optimistic price projection among XRP holders.

It originated from an online meme involving a fictional chalkboard from The Simpsons that falsely portrayed the show as predicting XRP would reach $589. Although the episode never existed, the number means a lot to the XRP community, representing ambitious expectations and future breakthroughs.

Ripple’s Pursuit of Circle Aligns With Strategic Market Expansion

Reports from the crypto media, including Times Tabloid, indicate that Ripple has recently shown substantial interest in acquiring Circle Internet Financial. Circle is the company behind the USDC stablecoin, which currently holds a circulating supply of over $43 billion.

Ripple’s first reported offer of $5 billion was rejected. In response, Ripple allegedly raised its offer to $20 billion. This increase signals a strong commitment to securing a leading role in the stablecoin space, a market that continues to expand in regulatory focus and utility.

By acquiring Circle, Ripple would gain access to USDC’s infrastructure, regulatory positioning, and user base. It will also reduce competition for RLUSD adoption and growth. These assets are crucial to the adoption and success of RLUSD, Ripple’s stablecoin introduced in 2024.

Regulatory Concerns Remain a Barrier to Acquisition

Despite Ripple’s substantial offers, Circle’s executive team is reportedly cautious. A primary concern is that merging with Ripple, an entity that has spent years entangled in legal proceedings with the U.S. Securities and Exchange Commission, could expose Circle and USDC to unnecessary regulatory uncertainty.

Circle has worked to position itself as a compliant, transparent player in the stablecoin market, and its leadership appears wary of anything that could risk that perception.

This hesitancy does not appear to have deterred Ripple, whose increasing offers suggest that it views the acquisition as essential to its strategic objectives. Ripple has consistently positioned itself as a technology firm aimed at transforming global finance through blockchain infrastructure. Gaining control of a regulated stablecoin like USDC would be a logical step toward that goal.

Though Cobb presents his view confidently, it is ultimately a speculative interpretation rather than a disclosure of insider information. Nonetheless, it reflects a broader sentiment among XRP holders that Ripple’s recent actions signal a transformational moment.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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The post Bullish for XRP: Trader Decodes $589 In Ripple’s Circle Acquisition Bid appeared first on Times Tabloid.