Bank of America Archives - Times Tabloid https://timestabloid.com/tag/bank-of-america/ Latest Cryptocurrency and Tech News Tue, 09 Jun 2026 10:22:17 +0000 en-US hourly 1 https://wordpress.org/?v=7.0 https://timestabloid.com/wp-content/uploads/2021/08/cropped-Times-Tabloid-Favicon-32x32.png Bank of America Archives - Times Tabloid https://timestabloid.com/tag/bank-of-america/ 32 32 This Recent Bank of America’s Action Puts XRP in the Spotlight https://timestabloid.com/this-recent-bank-of-americas-action-puts-xrp-in-the-spotlight/ Tue, 09 Jun 2026 19:02:05 +0000 https://timestabloid.com/?p=105382 Bank of America is preparing to launch a cross-border real-time payments service. The bank will allow clients to send and receive funds instantly through SWIFT or its CashPro platform. For XRP watchers, the timing is significant. Bank of America is already a documented Ripple partner, and that relationship adds weight to what this new service […]

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]]> Bank of America is preparing to launch a cross-border real-time payments service. The bank will allow clients to send and receive funds instantly through SWIFT or its CashPro platform.

For XRP watchers, the timing is significant. Bank of America is already a documented Ripple partner, and that relationship adds weight to what this new service could mean for XRP’s role in global payments.

Crypto researcher SMQKE (@SMQKEDQG) highlighted the development. He pointed to Bank of America’s presence on Ripple’s partner list alongside more than 500 financial institutions, showing that this is not a distant or speculative relationship.

Hybrid Payment Models Are Already in Motion

The financial industry is not choosing between Ripple and SWIFT. It is using both. Analysis of the current payments landscape shows financial institutions increasingly adopting hybrid approaches, with some using Ripple’s payment system for specific high-volume corridors while maintaining SWIFT connectivity for universal reach.

This removes the either/or assumption many observers attach to these systems. Banks do not need to abandon SWIFT to integrate Ripple. RippleNet connects to existing banking infrastructure in a way that mirrors how banks currently operate within the SWIFT network. The Interledger Protocol connects existing bank ledgers rather than replacing them.

What Bank of America’s Service Means for XRP

Bank of America’s new service builds on infrastructure that Ripple’s technology can directly support. The bank’s CashPro platform already serves corporate clients managing large volumes of international transactions. Adding real-time cross-border capability to that platform opens a corridor in which XRP can function as a source of on-demand liquidity.

Ripple delivers settlements in 3 to 5 seconds at sub-0.1% transaction costs. Those figures matter in high-volume corridors where speed and cost determine competitive positioning. Bank of America operates one of the largest global payment networks. Its move into real-time cross-border payments places that entire network closer to Ripple’s XRP-powered rails.

Infrastructure Alignment Builds the Case

The documentation SMQKE compiled connects several points. Bank of America is building a real-time international payment infrastructure as an active Ripple partner. That alignment creates a direct pathway for XRP to operate within the bank’s core payment systems.

Companies that adopt modern payment rails gain advantages through improved cash flow management and reduced operational costs. Bank of America is now building exactly that kind of infrastructure.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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]]> Market Strategist Says XRP Is About To Shock Everyone. Here’s why https://timestabloid.com/market-strategist-says-xrp-is-about-to-shock-everyone-heres-why/ Sun, 24 May 2026 06:02:36 +0000 https://timestabloid.com/?p=104430 Something significant is happening in traditional finance. Bank of America has recommended that clients allocate up to 4% of their portfolios to cryptocurrency. That recommendation carries enormous weight because the bank manages assets across a client base holding trillions of dollars. A 4% allocation across that base translates to a potential capital injection into the […]

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]]> Something significant is happening in traditional finance. Bank of America has recommended that clients allocate up to 4% of their portfolios to cryptocurrency.

That recommendation carries enormous weight because the bank manages assets across a client base holding trillions of dollars. A 4% allocation across that base translates to a potential capital injection into the crypto market worth trillions of dollars.

Crypto Crusaders founder Levi Rietveld addressed the development in a recent video, calling it “incredible, incredible news.” He pointed out that when you factor in the combined holdings across all major U.S. banks, the scale becomes difficult to overstate.

What This Means for Crypto Markets

Rietveld believes this recommendation signals more than just a financial tip. When institutions like Bank of America issue guidance of this nature, they typically follow it with products that align with the recommendation. He expects major banking institutions to begin “more aggressively pitching their clients on crypto-related products.”

That means customers could soon gain easier access to cryptocurrencies directly through their banks. Assets like XRP, Bitcoin, and Ethereum stand to benefit directly from that increased access. More capital flowing through regulated banking channels into crypto significantly changes the demand picture.

The Regulatory Environment Supports the Shift

The timing of Bank of America’s recommendation matters. President Trump recently signed an executive order directing the U.S. government to update regulations to integrate crypto into traditional finance and payment systems. The CLARITY Act adds further legislative momentum to that direction.

Rietveld connected these developments explicitly. He sees the executive order and the CLARITY Act as the regulatory foundation that gives banks the confidence to move forward. The policy environment is actively removing barriers that previously kept institutions on the sidelines.

XRP’s Position

XRP sits at an interesting intersection of banking infrastructure and digital assets. Its design targets cross-border payments and institutional settlement. As banks move toward offering crypto products, XRP’s utility in payment systems makes it a natural candidate for institutional attention.

Notably, Bank of America is also partnered with Ripple. Rietveld stated plainly that trillions more dollars flowing through the crypto market means trillions flowing through XRP.

Bank of America’s recommendation, combined with a supportive regulatory push from the White House, puts the crypto industry in a position it has not occupied before. Institutional access is becoming standard, and XRP is positioned to benefit from that shift.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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]]> When Ripple President Drops Big Statement about XRP and Bank of America https://timestabloid.com/when-ripple-president-drops-big-statement-about-xrp-and-bank-of-america/ Thu, 21 May 2026 08:02:38 +0000 https://timestabloid.com/?p=104270 Crypto analyst Xaif Crypto has highlighted comments from Monica Long regarding XRP, digital asset adoption, and the changing stance of major financial institutions such as Bank of America. In a tweet on X, Xaif Crypto revisited remarks made by Long in which she described what she believes is a significant turning point for banks entering […]

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]]> Crypto analyst Xaif Crypto has highlighted comments from Monica Long regarding XRP, digital asset adoption, and the changing stance of major financial institutions such as Bank of America.

In a tweet on X, Xaif Crypto revisited remarks made by Long in which she described what she believes is a significant turning point for banks entering the crypto sector.

According to the post, Long said the “floodgates are going to open” this year as regulatory conditions in the United States become more favorable for digital asset companies and financial institutions. Xaif Crypto connected those remarks directly to XRP and the growing institutional interest in blockchain-based payment systems.

The comments came during a discussion in which Long spoke about recent developments surrounding banking regulations and the changing attitude among financial institutions toward digital assets. She pointed to the removal of SAB 121 as a major event that immediately shifted sentiment among banks.

Ripple President References Bank of America’s Position

In the video attached to the X post, Long recalled hearing statements from banking executives shortly after SAB 121 was rolled back. She specifically cited Bank of America, stating that the bank’s chief executive indicated the institution was “all in.”

Long also reminded listeners that Bank of America was one of Ripple’s early partners during the company’s earlier payment messaging initiatives. She explained that Ripple has maintained relationships with large banks for years, even during periods when regulatory uncertainty limited deeper involvement with blockchain technology and digital assets.

According to Long, financial institutions previously faced an environment in which the use of crypto-related technology was often viewed negatively or treated as risky by regulators. She suggested that this attitude discouraged banks from fully exploring blockchain payment solutions and digital asset services.

Her comments focused heavily on the dramatic change she has observed in recent months. Long stated that conversations with banks changed rapidly following the U.S. presidential election in November. She explained that discussions surrounding reserve banking partnerships, stablecoin operations, and payment infrastructure became noticeably more positive almost overnight.

Regulatory Shift Seen as Key Turning Point

The discussion around SAB 121 remains important because the rule has created significant accounting complications for banks interested in digital asset custody services. SAB 121 required institutions safeguarding crypto assets to record those holdings as liabilities on their balance sheets, a requirement many industry participants considered restrictive.

That policy officially ended in January 2025 when the U.S. Securities and Exchange Commission replaced it with SAB 122. The repeal removed a major obstacle for traditional financial institutions seeking involvement in digital assets, including custody and payment services tied to blockchain technology.

Xaif Crypto presented Long’s comments as further evidence that major financial institutions may now be preparing for broader participation in the crypto sector. The analyst’s post centered on the possibility that XRP-related infrastructure and Ripple’s banking relationships could benefit from this changing regulatory climate.

Long’s remarks also reflected Ripple’s long-standing focus on cross-border payments and partnerships with established financial institutions. Her statements suggested that banks that once moved cautiously around digital assets may now be more willing to support blockchain-based financial services and related technologies.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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]]> Confirmed: Ripple and Bank of America Are Indeed Partners https://timestabloid.com/confirmed-ripple-and-bank-of-america-are-indeed-partners/ Fri, 27 Feb 2026 14:05:25 +0000 https://timestabloid.com/?p=98427 Major shifts in global finance rarely arrive with dramatic announcements. They develop through strategic integrations, pilot programs, and enterprise collaborations that quietly modernize how money moves across borders. Over the past several years, one relationship has consistently drawn attention from both Wall Street observers and the digital asset community. A recent post by SMQKE on […]

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]]> Major shifts in global finance rarely arrive with dramatic announcements. They develop through strategic integrations, pilot programs, and enterprise collaborations that quietly modernize how money moves across borders. Over the past several years, one relationship has consistently drawn attention from both Wall Street observers and the digital asset community.

A recent post by SMQKE on X revisited documented evidence confirming a partnership between Ripple and Bank of America. The shared video compiles official materials, archived webpages, and partnership references dating back to 2023 that point to Bank of America’s engagement with RippleNet for cross-border payment innovation.

The Foundation: RippleNet and Enterprise Payments

Ripple built RippleNet to modernize international payments by replacing slow correspondent banking processes with real-time settlement infrastructure. The network enables financial institutions to reduce friction, improve transparency, and optimize liquidity management across jurisdictions.

Bank of America has publicly explored distributed ledger technology as part of its long-term digital transformation strategy. Its engagement with RippleNet aligns with broader industry trends, as global banks seek faster and more cost-efficient alternatives to legacy SWIFT-based systems. Ripple has consistently reported onboarding more than 300 financial institutions worldwide, reinforcing its enterprise-focused model.

Expanding Through Pilot Programs

By 2025, institutional commentary and internal pilot disclosures suggested that Bank of America deepened its collaboration with Ripple through controlled testing of internal transaction flows and global settlement rails. These pilots focused on evaluating efficiency gains, transaction speed improvements, and liquidity optimization.

Large financial institutions do not experiment lightly. They conduct structured pilots to assess regulatory compliance, operational stability, and scalability before expanding adoption. Bank of America’s continued engagement signals strategic evaluation rather than casual experimentation.

It remains important to clarify that partnerships with Ripple do not automatically mean full-scale XRP usage across all banking operations. Ripple offers modular solutions, including messaging layers, liquidity services, and blockchain settlement tools. Institutions adopt components that align with their regulatory frameworks and operational requirements.

Bridging Traditional Finance and Blockchain

Ripple positions the XRP Ledger as a high-performance blockchain capable of supporting cross-border liquidity, tokenized assets, and enterprise-grade settlement. As global finance evolves, interoperability between legacy banking systems and distributed ledger infrastructure becomes increasingly vital.

Bank of America’s involvement reflects a broader shift within the banking sector toward blockchain-enabled rails. Ripple’s model focuses on institutional integration rather than retail speculation, which distinguishes it from many crypto-native platforms.

The renewed attention surrounding this partnership underscores a documented and ongoing collaboration. While market narratives often amplify expectations, confirmed enterprise relationships such as this one demonstrate measured institutional alignment with blockchain technology.

In today’s financial landscape, sustained partnerships matter more than headlines. Ripple and Bank of America’s engagement reflects that steady evolution.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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]]> Bank of America Finally Discloses XRP Exposure https://timestabloid.com/bank-of-america-finally-discloses-xrp-exposure/ Thu, 05 Feb 2026 12:31:57 +0000 https://timestabloid.com/?p=96512 Crypto enthusiast SonOfaRichard has highlighted a recent Form 13F-HR filing that shows Bank of America’s exposure to XRP through an exchange-traded product. In a tweet accompanied by screenshots from the U.S. Securities and Exchange Commission database, he points to holdings in shares issued by Volatility Shares that are labeled as an XRP ETF. While the […]

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]]> Crypto enthusiast SonOfaRichard has highlighted a recent Form 13F-HR filing that shows Bank of America’s exposure to XRP through an exchange-traded product.

In a tweet accompanied by screenshots from the U.S. Securities and Exchange Commission database, he points to holdings in shares issued by Volatility Shares that are labeled as an XRP ETF.

While the filing does not indicate direct ownership or custody of XRP, SonOfaRichard stresses that it confirms institutional exposure through regulated investment products.

The images attached to the tweet show an information table filed on February 3, 2026. Bank of America appears as the reporting institutional investment manager under a Form 13F-HR/A, which is used to disclose equity positions held by large asset managers.

Within the table, Volatility Shares Trust is listed with several digital asset-related products, including an entry explicitly labeled “XRP ETF,” alongside Ether and Solana ETF products.

What the Disclosure Represents

According to SonOfaRichard, the key point is not that Bank of America is holding XRP on its balance sheet, but that it has reported ownership of ETF shares that reference XRP exposure.

He describes this as “not custody,” but still a meaningful signal because it places XRP-related instruments within the same regulatory reporting structure used for traditional securities. He encourages readers to verify this directly by reviewing the SEC filing rather than relying on secondary commentary.

The screenshots show how the XRP ETF appears in the same list as other exchange-traded products, using standard identifiers and filing conventions.

SonOfaRichard argues that this matters because Form 13F disclosures are legal requirements, not marketing statements. They provide a record of what institutions are actually holding at the end of a reporting period.

Why Timing and Disclosure Matter

In his tweet, SonOfaRichard emphasizes that filings often reveal institutional behavior before it becomes obvious through price movement.

He refers to the underlying financial infrastructure, noting that disclosures and regulatory records often change first, while market pricing adjusts later. From his perspective, investors who follow these documents gain earlier insight into how large financial entities are positioning themselves.

He also contrasts the filing with years of criticism directed at the XRP Ledger, XRP, and Ripple by parts of the market. In his view, the appearance of XRP-linked products in filings from major institutions challenges those past narratives.

Rather than public endorsements, he sees these disclosures as evidence of quiet participation through compliant investment vehicles.

Encouraging Direct Review of the Records

SonOfaRichard closes his commentary by urging readers to “check the filings” themselves and to focus on official disclosures rather than hype.

His central argument is that the documented presence of XRP-related ETF shares in institutional reports shows how large financial firms are engaging with digital assets through regulated channels.

He presents the Bank of America filing as another data point that becomes meaningful when carefully examined and in sequence with other institutional disclosures.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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]]> Pundit: Bearish On XRP? Bank of America Is Running Tests With Ripple https://timestabloid.com/pundit-bearish-on-xrp-bank-of-america-is-running-tests-with-ripple/ Wed, 14 Jan 2026 11:31:17 +0000 https://timestabloid.com/?p=94913 Interest in real utility keeps growing around XRP, and recent commentary from X Finance Bull (@Xfinancebull) highlights why. He presented a clear message about what is taking shape. He stated that Bank of America is already running tests with Ripple technology, while the U.S. provides the regulatory environment that allows progress. He described XRP as […]

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]]> Interest in real utility keeps growing around XRP, and recent commentary from X Finance Bull (@Xfinancebull) highlights why.

He presented a clear message about what is taking shape. He stated that Bank of America is already running tests with Ripple technology, while the U.S. provides the regulatory environment that allows progress.

He described XRP as moving into a critical position within financial systems. He called the asset “core financial plumbing,” setting the context for how serious this development looks.

A Strong Message for the XRP Army

X Finance Bull’s post takes a direct approach. He points toward active testing and usage rather than discussion. He stresses real movement rather than theory. His statement says Bank of America runs tests with Ripple.

Ripple provides the technology. The U.S. supports legality. He challenges the idea that XRP remains part of simple online price conversations. He argues that investors should think in terms of positioning for real financial integration rather than simple speculation. This presents XRP in a confident light. It presents progress as something already in motion rather than something distant.

What the Image Shows and Why It Matters

The attached image supports his message with structure. Bank of America sits on one side as the symbol of large institutional involvement. The U.S. government appears as the authority figure that regulates and enables legal clarity. Ripple stands as the builder and maintainer of the technology, with XRP as the asset that supports that system.

The payments market represents demand and value creation. The graphic suggests a complete ecosystem rather than a single corporate partnership. It highlights pilots, RippleNet usage, efficient cross-border payments, stablecoins like RLUSD for liquidity, and industry impact through large bank participation. This helps present XRP as a serious tool for settlement speed, low-cost movement, and operational reliability.

A Positive Direction for XRP

If Bank of America continues testing Ripple technology, it supports confidence in XRP’s utility. Large banking interest signals belief in blockchain solutions for real financial activity. Government involvement means structure, rules, and legitimacy. Demand from the payments market could mean a rapid growth in real-world usage.

These factors point toward strength, and X Finance Bull advised investors to position themselves. They point toward rising relevance. They also create conditions that can support price growth because utility, confidence, and adoption help drive stronger valuation environments.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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]]> Ripple (XRP) Is Working With Bank of America. Here’s the Proof https://timestabloid.com/ripple-xrp-is-working-with-bank-of-america-heres-the-proof/ Sat, 08 Nov 2025 09:02:06 +0000 https://timestabloid.com/?p=88998 Prominent crypto researcher SMQKE (@SMQKEDQG) recently shared a set of presentation materials emphasizing Ripple’s growing institutional reach and governance framework. In the post, SMQKE revealed that Ripple is working with Bank of America. He references slides that include Bank of America’s name among Ripple’s confirmed and historical partners. The images provide a detailed look at […]

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]]> Prominent crypto researcher SMQKE (@SMQKEDQG) recently shared a set of presentation materials emphasizing Ripple’s growing institutional reach and governance framework.

In the post, SMQKE revealed that Ripple is working with Bank of America. He references slides that include Bank of America’s name among Ripple’s confirmed and historical partners.

The images provide a detailed look at the company’s structured network and its collaboration with major financial institutions worldwide.

Visual Evidence of Ripple’s Model

The first image highlights Ripple’s network architecture, described as “A Network with Rules and Governance.” It outlines multiple operational layers, ranging from the Ripple API and liquidity to governance, rule sets, messaging, and settlement infrastructure.

Listed under “advisors” are Bank of America, Santander, MUFG, Standard Chartered, and Westpac, institutions that play visible roles in Ripple’s ecosystem. This graphic presents Ripple as a payment solutions provider with an organized XRP-powered framework guided by regulatory and institutional participation.

Global Banking Partnerships in Focus

Another slide displays a comprehensive roster of major banks and payment firms associated with Ripple’s technology. Names such as SCB, Santander, MUFG, UBS, BBVA, Axis Bank, and Bank of America appear alongside other regional financial leaders.

A specific case study highlights a collaboration between SCB Thailand and SBI Remit, which reduced transfer times between Japan and Thailand “from 2 business days to 2-5 seconds.” This example illustrates XRP’s capacity to facilitate faster cross-border transactions, and the advantages these banks enjoy through partnership with Ripple.

Evidence of XRP’s Use in Real-World Applications

A third image, titled “Recent Use Cases of Top Cryptocurrencies,” places XRP among leading digital assets like Bitcoin and Ethereum. The entry for XRP describes it as “a cross-border bridge currency” and notes that it is used by “hundreds of financial institutions, including American Express.”

The document also mentions Ripple’s partnerships with sustainability and development leaders, including the Bill and Melinda Gates Foundation, with goals tied to financial inclusion by 2030.

Ripple’s Expanding Ecosystem and Market Confidence

The fourth slide displays a newer snapshot of Ripple’s partner network, showing over “500+ partners and growing.” It includes logos from banks and payment companies such as Bank of America, CIMB, Kotak, Lulu Exchange, SBI Remit, and MoneyGram.

The presence of major institutions alongside emerging fintech players illustrates XRP’s growing role as a bridge between traditional banking and digital payments. The visual evidence suggests a maturing infrastructure that will integrate XRP into the operations of established financial systems.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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]]> XRP Army Reacts As Ripple President Reveals Bank of America CEO Statement https://timestabloid.com/xrp-army-reacts-as-ripple-president-reveals-bank-of-america-ceo-statement/ Mon, 13 Oct 2025 07:02:23 +0000 https://timestabloid.com/?p=86202 Ripple President Monica Long has indicated that a significant shift in institutional engagement with blockchain technology may be imminent. Speaking in an interview shared on X by Crypto influencer Xaif (@Xaif_Crypto), Long reflected on the changing attitudes of major financial institutions, describing what appears to be a decisive turn in sentiment after years of uncertainty. […]

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]]> Ripple President Monica Long has indicated that a significant shift in institutional engagement with blockchain technology may be imminent.

Speaking in an interview shared on X by Crypto influencer Xaif (@Xaif_Crypto), Long reflected on the changing attitudes of major financial institutions, describing what appears to be a decisive turn in sentiment after years of uncertainty.

“It feels like the floodgates are going to open this year,” she said, referencing renewed interest from global banks that had previously held back due to regulatory hesitation.

According to Long, institutions such as Bank of America, one of Ripple’s early partners during its initial payment solution phase, are now showing a marked increase in enthusiasm for XRP adoption.

Changing Tone from Major Banks

Long described a notable shift in the approach of banking executives, particularly in the wake of recent U.S. regulatory and political developments. She recalled that in the past, many institutions were discouraged by what she described as a lack of clarity and, at times, hostility toward using digital assets like XRP. This, she noted, created a difficult environment for innovation and collaboration.

Her comments suggested that this period of hesitation is now giving way to renewed momentum. She stated, “You hear from CEOs like Bank of America saying, we’re all in,” revealing the return of institutional confidence to XRP and the broader crypto market, particularly among banks that have maintained relationships with Ripple.

Optimism and Policy Shifts

Long also linked the change in tone to the U.S. presidential election, noting that conversations with banks on partnerships in reserve banking and transaction services for Ripple’s stablecoin and payments operations have changed significantly.

She explained that the shift occurred “overnight” after the election narrative began influencing expectations about financial policy and regulatory direction. This optimism aligns with growing speculation within the digital asset space that 2025 is a turning point for institutional adoption.

Xaif, who shared the interview, remarked that once BlackRock announces its XRP exchange-traded fund (ETF), it could trigger a surge in institutional participation, an expectation widely echoed across the crypto community, though not confirmed by either company.

Renewed Confidence in Digital Assets

Long’s remarks suggest that Ripple sees a clear path forward for deeper collaboration between financial institutions and blockchain technology providers.

With longstanding partners reportedly re-engaging in discussions about payments and stablecoin infrastructure, XRP’s position as a bridge between traditional finance and blockchain-based systems appears to be strengthening.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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]]> Ex-Ripple Employee: “We Are Working Very Closely with Bank of America” https://timestabloid.com/ex-ripple-employee-we-are-working-very-closely-with-bank-of-america/ Sat, 13 Sep 2025 10:02:55 +0000 https://timestabloid.com/?p=83005 Ripple’s work with leading banks worldwide continues to reveal the scope of its ambitions. In a recently resurfaced video, Marcus Treacher, a former senior executive at Ripple, described how the company collaborated with major financial institutions to build its governance framework. Treacher stated that Ripple was “working very closely with Bank of America” and explained […]

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]]> Ripple’s work with leading banks worldwide continues to reveal the scope of its ambitions. In a recently resurfaced video, Marcus Treacher, a former senior executive at Ripple, described how the company collaborated with major financial institutions to build its governance framework.

Treacher stated that Ripple was “working very closely with Bank of America” and explained that this institution, along with Merrill Lynch, forms part of a select group of banks involved in shaping Ripple’s structure.

He identified seven major banks, including Bank of America, Merrill Lynch, CIBC Canada, Royal Bank of Canada, Bank of Tokyo-Mitsubishi, Santander Group, Standard Chartered, and Westpac Australia. According to Treacher, these banks were chosen to provide a “good global spread” of markets and perspectives.

Bank Partnerships and Ripple’s Strategy

Ripple’s focus on forging relationships with large financial players reflects a deliberate strategy to enhance XRP’s adoption. Reports from January revealed that Bank of America is ready for crypto payments, and a partnership with Ripple could place XRP at the heart of the Bank’s crypto-based systems.

By bringing together banks from North America, Europe, Asia, and Australia, Ripple has also sought input on operational needs across diverse regulatory and commercial environments. This multi-regional approach positions Ripple to offer technology that can be applied consistently and at scale, which is essential for cross-border payment solutions.

The emphasis on collaboration also speaks volumes about Ripple’s long-standing effort to create not just software but an infrastructure layer for global payments. This dynamic is especially relevant as Ripple continues to promote the use of XRP. Involving prominent institutions at an early stage can increase confidence in the digital asset’s use as a bridge currency and cross-border settlement asset.

Global Spread Signals Long-Term Vision

Treacher’s comments reveal how Ripple viewed its network during a formative stage of its development. Involving banks such as Bank of America, Santander, and Standard Chartered has positioned Ripple itself as a technology partner capable of addressing the complexities of cross-border payments at a global scale.

This level of institutional engagement reflects a long-term vision to integrate blockchain-based solutions into mainstream finance, paving the way for broader adoption of both Ripple’s technology and XRP.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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]]> Researcher Proves American Express, Bank of America, and Santander Use XRP https://timestabloid.com/researcher-proves-american-express-bank-of-america-and-santander-use-xrp/ Sun, 27 Jul 2025 07:04:37 +0000 https://timestabloid.com/?p=75691 Crypto researcher SMQKE issued a direct rebuttal to a claim made by investor Fred Krueger regarding the real-world adoption of XRP. Krueger, in a brief post, asserted that “Not one actual human being is using XRP. Not one.” In response, SMQKE dismissed this statement as factually incorrect, posting, “’No one’ uses XRP… except for hundreds […]

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]]> Crypto researcher SMQKE issued a direct rebuttal to a claim made by investor Fred Krueger regarding the real-world adoption of XRP. Krueger, in a brief post, asserted that “Not one actual human being is using XRP. Not one.”

In response, SMQKE dismissed this statement as factually incorrect, posting, “’No one’ uses XRP… except for hundreds of financial institutions like American Express, Bank of America, and Santander. But don’t let facts get in the way of a good narrative.”

SMQKE’s reply was accompanied by a screenshot of a cryptocurrency adoption chart showing documented institutional use of XRP, distinguishing his position with publicly available data.

Reference to Documented Institutional Use

The image shared by SMQKE originated from a comparative overview of top cryptocurrencies and their recent use cases. It highlights XRP’s role as a bridge currency for cross-border payments and settlement within Ripple’s infrastructure.

The document states that hundreds of financial institutions, including American Express, Bank of America, and Santander, maintain partnerships with Ripple, leveraging XRP within their operations. It further notes that Ripple has collaborated with global sustainability leaders such as the Bill & Melinda Gates Foundation and has committed to achieving carbon net zero by 2030.

This counters Krueger’s claim by presenting a factual account of large-scale adoption by corporate and financial institutions. While the use of XRP by individual retail investors or consumers may vary, SMQKE’s emphasis was on institutional adoption, which is clearly outlined in the source material he provided.

Clarification of XRP’s Function in the Financial Ecosystem

The referenced document explains that XRP functions as a bridge currency to facilitate real-time gross settlement, currency exchange, and remittance flows. It is not described as a retail-oriented digital currency like Bitcoin or Ethereum, but is positioned as infrastructure supporting global financial activity behind the scenes.

This utility has made XRP attractive to banks and payment providers who require fast, low-cost, and scalable solutions for international transactions. The institutions named in the chart suggest that XRP’s relevance lies more in financial infrastructure than in individual consumer payment use.

Implications of the Response

SMQKE’s reply to Krueger serves to reaffirm XRP’s credibility within enterprise blockchain adoption. By presenting verifiable data, he rejects the notion that XRP is unused or irrelevant. His response focuses on the mismatch between the narrative pushed by some investors and the factual evidence of adoption by major financial institutions.

It also reflects a broader dynamic in the crypto sector where public perception often diverges from enterprise applications, particularly with utility-driven tokens like XRP that may not be as visible in consumer-facing environments but remain active in backend financial systems.

Krueger’s generalization that “not one actual human being is using XRP” appears to ignore this distinction. SMQKE’s counterposition centers the institutional framework in which XRP operates, distinguishing it from cryptocurrencies that are primarily retail-focused. He states that XRP’s strength lies in serving cross-border liquidity needs across banking infrastructure, not necessarily in direct consumer transactions.

By responding to Fred Krueger with documented examples of XRP adoption by major financial institutions, SMQKE reasserted the token’s practical application in enterprise settings. His remarks highlight the importance of distinguishing between consumer-facing crypto projects and those designed for financial infrastructure.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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