UnknowDLT, a prominent voice in the XRP community, recently declared on X that “Swift will integrate XRP. Read between the lines, they won’t tell you.”
He argued that SWIFT’s Chief Innovation Officer, Tom Zschach, is restricted from openly discussing XRP’s role due to confidentiality obligations.
“It’s clear that he’s under NDA. He knows exactly what XRP is and its magnitude, but he’s not allowed to talk about it,” UnknowDLT stated. The post also captioned a screenshot showing a potential settlement flow involving Corda, SWIFT gpi, and XRP as an example of cryptocurrencies.
For many in the XRP community, this serves as further support that XRP could become an integral part of SWIFT’s future settlement processes, or potentially take over the market.
This is Swift's CIO's response to my tweet. It's clear that he's under NDA. He knows exactly what XRP is and its magnitude, but he's not allowed to talk about it.
Swift will integrate XRP.
Read between the lines, they won't tell you. https://t.co/NjsAw13TpD pic.twitter.com/RiWVE5brBK— {x} (@unknowDLT) October 3, 2025
Context of the Exchange
The remarks came after a direct interaction between UnknowDLT and SWIFT’s CIO on X. In response to SWIFT’s latest collaboration with ConsenSys on Linea, UnknowDLT argued that such partnerships “do not move liquidity, only data.” He added that XRP is the asset capable of solving the liquidity problem and insisted, “Swift will integrate XRP, I have no doubt about that.”
Zschach expressed confusion in his reply, and UnknowDLT’s follow-up post argued that SWIFT’s executives recognize XRP’s importance but are unable to speak about it directly.
The Argument on Liquidity
The foundation of the XRP community’s perspective is that global cross-border payments require a liquidity solution, not just improvements in messaging or interoperability.
While SWIFT has engaged in blockchain initiatives through partnerships with firms like ConsenSys, these efforts, in the view of XRP supporters, do not resolve the liquidity challenge that slows and complicates international transfers.
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UnknowDLT’s statement that Linea and similar projects “do not move liquidity, only data” reflects this core belief. XRP is presented as the asset uniquely designed to bridge currencies and deliver real-time settlement with on-demand liquidity, something its advocates maintain is essential for SWIFT’s long-term modernization.
SWIFT’s Current Direction
SWIFT itself has emphasized innovation in areas such as tokenization, interoperability across ledgers, and enhancing its gpi service. SWIFT has made no official announcement regarding the integration of XRP. Nonetheless, the conviction within the XRP community remains firm.
UnknowDLT’s comments reflect the continued belief that XRP will ultimately be indispensable to the transformation of global settlements, regardless of the partnerships SWIFT pursues in the present.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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