Is crypto's bull run leaving out the everyday investor? CryptoSensei weighs in on XRP and the wider market.

Institutions dominate current crypto activity. Retail engagement remains low, despite market movements.

Why the caution? Last year's market crash saw $20 billion in liquidated positions, scaring many retail investors.

When will retail return? Regulatory clarity & economic stimulus are key. XRP's big move depends on it. What's next?