Crypto analyst Steph Is Crypto has drawn attention to a developing rumor circulating among content creators on X, suggesting that some users were allegedly offered payouts in XRP rather than U.S. dollars.
In a post labeled as a rumor, the analyst wrote that several creators are claiming they received or were offered XRP-based payments through X’s creator revenue sharing program, describing the development as “massive if true.”
The claim emerged alongside screenshots shared online that appear to show an email notification referencing an XRP-denominated deposit tied to X monetization. These images have circulated widely within crypto-focused communities, fueling speculation that the platform may be experimenting with digital asset payouts. However, no official confirmation has been provided by X, its executives, or any payment partners.
💥RUMOR:
SEVERAL CONTENT CREATORS ON X ARE CLAIMING THEY WERE OFFERED PAYOUTS IN $XRP INSTEAD OF USD.
MASSIVE IF TRUE! pic.twitter.com/lDJ30QNy4R
— STEPH IS CRYPTO (@Steph_iscrypto) February 3, 2026
What Is Confirmed About X Creator Payments
While the rumor itself remains unverified, there are confirmed developments that help explain why the topic has gained momentum. X recently implemented a significant increase in creator revenue sharing. Elon Musk publicly stated that payouts had been boosted, with multiple creators reporting that their earnings had doubled or tripled compared to previous periods.
Despite the increase in payout size, all confirmed payments continue to be processed in U.S. dollars through established financial infrastructure. X currently relies on Stripe and related banking services for creator monetization, and there has been no announcement indicating a shift away from fiat-based payouts.
How the XRP Narrative Emerged
The speculation appears to be linked to X’s broader payments ambitions. The platform has partnered with Cross River Bank as part of its development of the “X Money” initiative. Cross River has previously worked with Ripple-related payment technologies for cross-border settlement, leading some observers to conclude that XRP usage is coming.
However, this connection remains purely technical and indirect. There is no evidence that such backend relationships translate into token-based payouts for end users. Additionally, recent weeks have seen an increase in AI-generated videos and posts falsely depicting executives discussing crypto integrations, further complicating efforts to separate fact from fiction.
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Official Position and Lack of Evidence
X Chief Executive Officer Linda Yaccarino has previously stated that X Payments is focused on fiat currencies and peer-to-peer transfers. Even Dogecoin, which Elon Musk has openly supported in the past, has not been integrated into the creator payout system. No statements from X indicate that digital assets are currently being used for monetization payouts.
Crucially, no creator has publicly provided verifiable proof of an XRP payout. There are no confirmed transaction hashes on the XRP Ledger tied to X monetization, nor screenshots from official dashboards showing XRP as a payout option.
Current Status of the Claim
At present, the suggestion that X is paying creators in XRP remains an unverified rumor. While the platform’s expansion into payments continues to generate speculation, there is no documented evidence that creator revenue sharing has moved beyond USD-based settlement. Until direct confirmation or on-chain proof is provided, the claim should be treated with caution.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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