Crypto researcher Ripple Bull Winkle (@RipBullWinkle) has drawn attention to Ripple’s latest move. Before markets could react, Ripple submitted a formal letter to the SEC Crypto Task Force dated January 9, 2026. The letter addressed the digital asset market structure and ongoing regulatory work in the U.S.
Ripple spoke from experience earned through years of direct engagement with U.S. regulators and courts. The letter addressed the digital asset market structure at a moment when Congress and regulators are refining definitions.
Ripple acknowledged pending legislation, including the CLARITY Act of 2025, and emphasized that SEC guidance will intersect with those efforts.
Good Morning
Before I can even have my coffee
Ripple sends a letter to the SEC Crypto Task Force pic.twitter.com/2V9EyNoEVO
— Ripple Bull Winkle | Crypto Researcher 🚀🚨 (@RipBullWinkle) January 12, 2026
Why Ripple Rejects Decentralization Tests
Ripple urged regulators to abandon decentralization as a legal standard. The company wrote that decentralization is “not a binary state” and warned that relying on it creates “intolerable uncertainty.” Instead, Ripple supported frameworks grounded in enforceable promises and contractual rights.
This position directly supports XRP. XRP trades actively on secondary markets without granting holders equity, revenue rights, or legal claims on Ripple. By separating the asset from any past transaction, Ripple reinforced the argument that XRP itself is not a security.
A Clear Line Between Promises and Assets
Ripple emphasized that securities law should regulate promises while they exist, not assets forever. The letter stated that “securities laws regulate enforceable rights, not shared economic interest.” Once a promise ends, the asset should trade freely.
This principle aligns with how XRP functions today. XRP holders rely on market dynamics, liquidity, and utility. They do not hold contractual claims against Ripple. That distinction strengthens XRP’s position in secondary markets and supports regulatory clarity.
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Secondary Markets and Capital Raising Boundaries
Ripple also addressed capital raising. It argued that privity between buyer and issuer defines when securities laws apply. In exchange trading, that relationship is absent. The company described blind bid and ask markets where buyers and sellers remain unknown to each other, and the issuer acts as one participant among many.
This is important for XRP, as the letter reinforced that secondary trading does not convert an asset into a security. It compared crypto markets to commodities and other mature markets where high volume does not trigger securities oversight.
Why XRP Benefits From Ripple’s Position
Ripple closed by endorsing fit-for-purpose disclosures and reaffirming engagement with regulators. The company relied on established law, court reasoning, and lived regulatory experience. For XRP, the message was simple. A regulatory model based on legal rights aligns with XRP, since XRP holders receive no enforceable claims against Ripple.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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