The XRP Ledger continues to gain traction among leading financial institutions. Recent comments from Odelia Torteman, Director of Corporate Adoption at XRPL Commons, confirmed that companies such as Mastercard, BlackRock, and Franklin Templeton are exploring the protocol.
Crypto commentator CryptoSensei (@Crypt0Senseii) shared a video of Torteman discussing these developments. She highlighted the growing institutional confidence in XRP’s technology and its role within the financial sector.
⚠️ BREAKING NEWS #XRP:
According to Ripple director Odelia Torteman, major financial players including Mastercard, BlackRock, and Franklin Templeton have expressed interest in exploring the XRP Ledger. 👀 pic.twitter.com/kwlEAvMnFG
— CryptoSensei (@Crypt0Senseii) February 14, 2026
XRP Ledger as a Core Infrastructure
Torteman emphasized the functional importance of the XRP Ledger, noting that it operates as a decentralized layer-one protocol. She described XRP as the bridge currency for transactions and settlements on the ledger. She also highlighted that XRP is more than a store of value. It serves as a critical component within a wider ecosystem that supports numerous financial operations.
The ledger’s design supports multiple use cases, including cross-asset payments and transparent settlement processes. Torteman explained that the protocol was built to facilitate enterprise-grade solutions from the outset.
Its features include a pre-built automated market maker, a decentralized exchange, and mechanisms that assist with KYC compliance and trust lines. These capabilities position XRP as a practical tool for institutional adoption.
Institutional Engagement
The interviewer noted that representatives from top-tier financial firms have interacted with XRPL Commons to explore the ledger’s potential. He specifically cited visits from Visa, Mastercard, BlackRock, and Franklin Templeton. Torteman confirmed that these companies are showing genuine interest in the protocol’s enterprise functionality.
According to Torteman, the XRP Ledger was “designed from inception to support different use cases around cross-asset transparent payment.” She stressed that the ledger’s architecture aligns with the requirements of regulated financial services, providing a robust platform for future applications.
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Benefits for XRP Holders
For XRP holders, the increasing institutional interest signals growing utility for the token beyond speculative investment. Torteman described the ledger as “an extremely essential functional pillar within the wider XRP ecosystem.” Its integration into major financial systems could drive adoption and create new demand for XRP as a bridge currency.
The combination of built-in enterprise features and alignment with regulatory expectations enhances the appeal of XRP for institutional use. Torteman affirmed that the ledger was “built for the financial service,” reinforcing its focus on practical, operational utility rather than solely speculative value.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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