Ripple CLO Discusses Findings of ‘Largest-Ever Study of Crypto Holders in America’

A recent post by crypto investor Xaif highlighted the appearance of Stuart Alderoty, Chief Legal Officer at Ripple, on CNBC, where he discussed the findings of what he described as the largest study ever conducted on cryptocurrency holders in the United States.

The research, carried out by the National Crypto Advocacy Alliance (NCAA) in partnership with the Harris Poll, uncovered several notable findings that challenge commonly held assumptions about the crypto market.

Alderoty stated that the results show cryptocurrency is now solidly entering the mainstream, citing broad ownership across age, gender, income, and professional lines.

Widespread Ownership and Demographic Reach

According to Alderoty, the survey found that one in five American adults—approximately 55 million people—either own or use cryptocurrency. He emphasized that the demographic spread undermines the notion that digital assets are confined to a specific group. “Crypto doesn’t have a type,” Alderoty said during the interview. “Holders come from all walks of life, ages, genders, income levels, professions.”

Age and Gender Trends Defy Expectations

As Alderoty noted, one of the most unexpected findings was the age distribution among crypto holders. Contrary to the perception that crypto is dominated by young investors, more people over the age of 55 own cryptocurrency than those under the age of 25.

This data point signals a broader acceptance of digital assets among older generations. Alderoty also highlighted that nearly one-third of crypto holders are women, countering the idea that the space is exclusively dominated by men.

Occupational and Income Diversity Among Holders

The occupational breakdown of crypto holders also revealed surprising information. Alderoty mentioned that nearly as many individuals working in construction reported holding cryptocurrency as those in the technology sector. This suggests that crypto ownership is not confined to traditionally tech-savvy professions and penetrating industries not typically associated with digital finance.

In terms of income, Alderoty pointed out that crypto is not just attracting high-net-worth individuals. According to the study, 26% of households holding crypto earn less than $75,000 annually. This further supports the conclusion that digital assets appeal across various economic groups.

Survey Serves as Definitive Reference for Policy and Advocacy

Alderoty referred to these findings as affirming and surprising throughout the CNBC segment. While some results confirmed long-standing beliefs about growing crypto adoption, the comprehensive data provided by the study now gives advocates and policymakers a definitive reference point for discussions about the role of cryptocurrency in the American financial landscape. “Now we have a definitive survey, the largest ever of its kind in the U.S., that folks can now point to and rely on,” Alderoty concluded.

Industry Voices React to Study’s Impact

Reacting to the interview, X user Altcoin Insider remarked, “This study is a wake-up call. The sheer scale of crypto adoption in the U.S. shows it’s not just a niche anymore—it’s mainstream. Glad to see Alderoty bringing attention to what policymakers can’t afford to ignore.”

The NCAA’s research stands as a benchmark study, illustrating how cryptocurrency is now integrated across a wide segment of the American public. The findings presented by Alderoty underscore the growing relevance of crypto in financial discourse, regulatory frameworks, and national economic conversations.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

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