Crypto analyst and investor Xaif, in a recent post, spoke on remarks from Ripple CEO Brad Garlinghouse that address ongoing misunderstandings about who controls XRP and how decisions are made within its ecosystem.
The focus of Xaif’s post is to provide clear, accessible explanations for readers who may still mix up Ripple, the company, with XRP, the open-source digital asset.
Brad Garlinghouse: XRP doesn’t have a CEO. Ripple doesn’t control XRP.
It’s open-source, decentralized, and the community decides.
Amendments have passed even when Ripple opposed them — that’s 80% validator approval, not company control.The XRP ecosystem is bigger than any one… https://t.co/lH4XwXj2ug pic.twitter.com/4aFqwNd4nn
— Xaif Crypto🇮🇳|🇺🇸 (@Xaif_Crypto) November 28, 2025
Garlinghouse Explains the Structure of the XRP Ecosystem
In the video referenced in the tweet, Garlinghouse sets out a straightforward message. Ripple is a private company, and like any company, it has a CEO; XRP does not.
He explains that many independent teams and developers contribute to the XRP ecosystem, and none of them operate under a centralized authority for the asset itself. According to him, when people assume XRP has a CEO, it shows a lack of understanding about how the network functions.
Garlinghouse stresses that XRP and the XRP Ledger are open-source and decentralized. Changes to the technology require approval from validators, not Ripple. He notes that amendments have been passed even when Ripple disagreed with them.
This, he says, demonstrates that control does not sit with the company but with the community. Any change to the XRP Ledger needs 80% validator approval, which ensures that decisions reflect broad support rather than a single entity’s preference.
Xaif Clarifies How XRP Escrow Actually Works
During the discussion, X user Rui Ferreira raised a question about the escrow that releases XRP each month. Xaif responded with a technical explanation aimed at preventing misunderstandings. He stated that Ripple does not control the escrow. Instead, the system runs automatically through cryptographic, time-locked code.
A fixed amount of XRP unlocks every month, and Ripple cannot speed it up, slow it down, or intervene manually. If part of the released supply is not used, it goes back into escrow with a new unlock date. Xaif described the process as predictable and transparent, governed entirely by code rather than human decision-making.
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Distinction Between Ripple and XRP
Another X user, Monica, added further context by noting that Ripple’s role is to develop software solutions. This is separate from the XRP Ledger, which is maintained by independent validators and shaped by community governance.
Her remarks align with the central point made by both Garlinghouse and Xaif: XRP operates independently of Ripple, and decisions about the ledger are made collectively, not by a single organization.
Through these comments, Xaif highlighted key facts about XRP’s decentralization, governance, and automated supply mechanisms, ensuring readers have a clearer understanding of how the ecosystem functions.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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