Digital Asset Investor has highlighted Brad Garlinghouse’s presence at a Federal Reserve roundtable, suggesting it could have broader significance for Ripple and the digital asset sector.
In his post, he wrote: “Federal Reserve Roundtable: @bgarlinghouse was in attendance. FED Master Account coming. Lock In!”. The tweet draws attention to Garlinghouse’s involvement in the meeting and then links it directly to the question of Federal Reserve master account access, presenting it as an upcoming development.
Federal Reserve Roundtable: @bgarlinghouse was in attendance. FED Master Account coming. Lock In! 👀👀👀 pic.twitter.com/igeB93j4CY
— Digital Asset Investor (@digitalassetbuy) August 29, 2025
Hoskinson’s Account of the Meeting
The post was accompanied by a video from Cardano founder Charles Hoskinson, who described his own participation in the same roundtable. According to Hoskinson, two Federal Reserve governors were present alongside some industry representatives. He named Anatoly from Solana, Sergey from Chainlink, Ilya from Near, and Brad from XRP as part of the group.
Hoskinson said the discussions centered on the role of the Federal Reserve under the “Genius Act,” explaining that while the Fed has served as the payments regulator for more than a century, it has often been left outside certain digital asset developments that are instead overseen by other regulators such as the OCC and FDIC.
In his remarks, Hoskinson emphasized stablecoins as an area of focus, outlining how they exist in both the Web3 space and the traditional financial system. He noted that the digital market side already supports significant issuance and high transaction volume. However, he stressed that these assets only function because of their backing in the legacy system through holdings such as bank deposits or treasuries.
He went on to say that while the Genius Act has created a set of initial standards, rulemaking is still required to address practical questions.
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Among the issues he listed were whether entities could gain access to a Federal Reserve master account, how insurance frameworks would be applied, what custodial standards should look like, how audit oversight would be structured, and how privacy considerations could be extended to other assets such as bitcoin.
Digital Asset Investor’s Interpretation
Digital Asset Investor centered his tweet on one part of Hoskinson’s explanation—the subject of Federal Reserve master accounts. While Hoskinson framed this as an open area for future rulemaking, the tweet presents it as a certainty, stating that a master account is “coming.” For stablecoins and other tokenized assets, the availability of a master account could affect how liquidity, settlement, and custody are structured.
The post also connects this expectation directly with Garlinghouse’s attendance at the roundtable, suggesting that his involvement carries importance for Ripple and possibly for the broader digital asset industry.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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