Global finance rarely changes overnight. Instead, it evolves quietly through policy frameworks, technical standards, and institutional alignment.
While markets often focus on short-term price movements, the deeper transformation of cross-border payments is unfolding behind closed doors, guided by global regulators seeking efficiency, transparency, and stability in a system that moves tens of trillions of dollars each year.
According to X Finance Bull, Ripple’s engagement with the G20 Financial Stability Board (FSB) should not be viewed as a speculative pitch or promotional exercise. Rather, it represented a strategic blueprint outlining how XRP and the XRP Ledger could function as core infrastructure within a reformed global payment system.
The distinction is important because the FSB is not a market participant but the primary body shaping international financial rules on behalf of the G20.
Remember Ripple’s $XRP proposal to the G20 Financial Stability Board? ‼️
It wasn’t a pitch. It was a blueprint.
Ripple positioned $XRP and the XRP Ledger as the core infrastructure for a reformed global payment system
One that moves tens of trillions every year.
Now, G20 is… https://t.co/byeqgPmxub pic.twitter.com/vQGFq7JO8l
— X Finance Bull (@Xfinancebull) December 23, 2025
The G20–FSB Push to Fix Cross-Border Payments
The G20 has long acknowledged that the global payments system is inefficient. High costs, slow settlement times, fragmented liquidity, and limited transparency continue to plague cross-border transfers.
Through the FSB, the G20 has established a roadmap aimed at improving speed, reducing costs, enhancing transparency, and strengthening interoperability across jurisdictions. These goals are not theoretical; they are now embedded in policy discussions and regulatory planning worldwide.
Ripple’s long-standing focus on real-time settlement and liquidity efficiency directly aligns with these objectives. XRP’s design allows value to move instantly without the need for pre-funded nostro accounts, addressing one of the core inefficiencies the FSB is seeking to eliminate.
XRP Ledger as Financial Infrastructure, Not a Product
A central theme emphasized by X Finance Bull is that Ripple positioned XRPL as infrastructure, not as a consumer-facing product. The XRP Ledger operates as a neutral, open, and highly scalable settlement layer capable of handling institutional volumes.
We are on X, follow us to connect with us :- @TimesTabloid1
— TimesTabloid (@TimesTabloid1) June 15, 2025
Its ability to process transactions in seconds at minimal cost makes it suitable for wholesale financial flows rather than niche use cases.
This positioning matters because the FSB’s mandate is infrastructure-focused. It is concerned with systems that can support global settlement reliably under regulatory oversight. XRP’s compatibility with emerging financial messaging standards and compliance frameworks places it structurally within that conversation.
Regulatory Alignment and Liquidity Repricing
As regulatory clarity improves and G20-aligned standards begin to take effect, liquidity is expected to migrate toward rails that meet those requirements efficiently. X Finance Bull argues that when this transition occurs, settlement volume will not enter XRP markets gradually. Instead, liquidity could shift rapidly as institutions adopt compliant, cost-effective infrastructure.
In such scenarios, markets do not reprice linearly. They revalue systems based on future utility, not past speculation. This is how structural repricing events occur, often before retail participants fully recognize the change.
A Question of Positioning, Not Prediction
Ripple’s interaction with the FSB highlights a broader reality: global financial reform is already underway. The question facing market participants is not whether change is coming, but which systems are positioned to absorb institutional-scale value flows when regulatory switches are flipped.
As X Finance Bull frames it, XRP’s relevance may ultimately be determined less by narratives and more by whether it fits the architecture of the next global financial system. In markets shaped by policy and infrastructure, that distinction can define outcomes.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
Follow us on Twitter, Facebook, Telegram, and Google News
