The debate surrounding the long-term valuation of XRP has intensified recently, with analysts setting thousands of dollars as potential targets. BarriC (@B_arri_C), a well-known crypto enthusiast, has thrown his hat in the race, with one of the most aggressive outlooks.
He tied XRP’s future value directly to global financial adoption. His view does not center on short-term speculation. Instead, it focuses on how XRP might function if it were to become a core settlement asset for banks and financial institutions worldwide.
If every bank and financial institution around the world adopts and utilises $XRP#XRP will have to be extremely expensive, so it can fractionalized and allocated to every bank and financial institution globally
That’s why a –
$1,000 $XRP
$10,000 $XRP
$50,000 $XRP
Is…
— BarriC (@B_arri_C) December 19, 2025
A Bold XRP Price Prediction
BarriC argues that XRP’s price must rise dramatically if it becomes a global liquidity tool. He stated that if every bank and financial institution adopts XRP, its price will become expensive. That way, it can be fractionalized and distributed to all financial institutions that will use it.
Ripple CTO David Schwartz has also previously suggested that XRP cannot remain cheap. Higher prices are required to handle the scale of the cross-border payment market. From that assumption, BarriC concluded that XRP can reach $1,000, $10,000, or even $50,000.
BarriC links value to utility. He treats XRP less like a speculative token and more like infrastructure. In his view, a low unit price would not support settlement at scale across thousands of institutions. High value enables efficiency. Fractionalization allows distribution without requiring excessive token supply movement.
Market Cap Criticism and Structural Pushback
Many analysts reject this outlook. They point to market cap constraints as a hard limit. At $10,000 per XRP, total valuation would reach levels that dwarf today’s global financial markets. Critics argue that such numbers break conventional valuation models.
They also note that adoption does not automatically require extreme prices. Liquidity can increase through velocity rather than valuation. Pundits like Jake Claver have been criticized for predicting that XRP can hit $10,000. BarriC suggests that the digital asset could go even higher.
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The Long-Term Utility Counterargument
Supporters of BarriC’s view challenge those assumptions. They argue that market cap comparisons rely on equity logic, not liquidity mechanics. In XRP’s case, they believe that traditional valuation limits do not apply.
They also emphasize that global settlement involves trillions in daily transactions. If XRP absorbs even a fraction of that volume, price appreciation becomes a functional requirement, not a speculative outcome. Higher prices reduce the number of tokens needed per transaction. That improves efficiency and stability.
This vision assumes near-universal institutional trust and integration. It does not describe today’s market. It represents a radically different financial system.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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