Market commentator X Finance Bull has ignited fresh debate in the crypto space with a bold prediction that XRP is “going to $100 and beyond.” In a viral post on X, he outlined a two-phase journey for the token: Phase 1 driven by pure speculation, and Phase 2—now underway—powered by real-world utility and global liquidity demand.
According to him, “the breakout already happened,” and the market is simply awaiting the “vertical move” next.
Market Snapshot and Key Levels
As of report time, XRP is trading around $3.12, placing it just below its long-standing all-time high. Many analysts agree that reclaiming and holding above this level would open the door to genuine price discovery. Recent rallies have brought XRP within striking distance of that threshold, with highs near $3.26–$3.29 in recent weeks.
$XRP is going to $100 and beyond, and you can’t stop it
Phase 1 was pure speculation
Phase 2? Real-world utility + global liquidity demandCharts don’t lie. The breakout already happened. The vertical move is next.
How high do you see $XRP going? 🚀👇 pic.twitter.com/TNiPSC0cCE
— X Finance Bull (@Xfinancebull) August 15, 2025
This latest surge reflects growing bullish sentiment, with technical charts showing an extended breakout from multi-year consolidation. Increased trading volumes and stronger momentum indicators suggest that the market structure is favoring the bulls.
The Utility and Liquidity Thesis
Fundamental developments enhancing XRP’s real-world use case support the case for $100 XRP. Ripple’s December 2024 launch of RLUSD, a USD-backed stablecoin issued on both the XRP Ledger (XRPL) and Ethereum, added a significant layer of liquidity to the ecosystem. RLUSD is designed to streamline settlement flows, making on-chain transfers between institutions faster and more efficient.
Another major milestone arrived on June 30, 2025, with the mainnet debut of the XRPL EVM Sidechain. This upgrade brought full Ethereum-compatible smart contract functionality to the XRP ecosystem, enabling developers to deploy dApps directly connected to XRPL’s native speed and low-cost settlement features. Both RLUSD and the EVM sidechain have strengthened the case for XRP as a core bridge asset in global finance.
On-chain data further reinforces the bullish outlook. Whale accumulation of XRP has increased notably in recent months, a trend historically linked to sustained upward market moves rather than short-term spikes.
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Technical Perspective
From a charting standpoint, XRP has already completed a breakout from its multi-year price range. The current consolidation is viewed by many analysts and traders as a healthy pause before the next leg higher.
A confirmed close above that all-time high could mark the start of a fresh price discovery phase, potentially supporting X Finance Bull’s ambitious target.
Outlook
While calls for $100 XRP may seem extreme today, the combination of strengthened utility, growing liquidity infrastructure, and technical momentum has fueled the most optimistic forecasts in years.
If adoption accelerates through stablecoin integration, DeFi expansion on XRPL’s EVM sidechain, and broader institutional uptake, the path toward double- and even triple-digit territory may eventually shift from speculation to possibility.
For now, all eyes remain on the $3.65 level—a gateway price that could determine whether XRP’s next chapter is merely another rally or the start of a historic run.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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