Elon Musk rarely moves without triggering waves of speculation. Since he rebranded Twitter into X and announced plans to build an “everything app,” crypto investors have searched relentlessly for signals about what payment infrastructure could power the platform. Every symbol, meme, and licensing update now feeds a larger narrative about digital finance and global settlement rails.
Crypto commentator DooridooriX reignited that conversation on X, suggesting that XRP and Stellar Lumens could sit at the heart of Musk’s long-term payments vision. DooridooriX framed the argument around Musk’s repeated emphasis on the letter “X,” urging XRP holders to recognize what he views as mounting signals.
Musk’s “Everything App” and Payment Ambitions
Musk has publicly confirmed that he wants X to evolve beyond social media into a fully integrated digital ecosystem that includes payments. His company has secured multiple U.S. money transmitter licenses, which represent tangible regulatory groundwork for financial services integration.
These steps demonstrate serious intent. However, Musk has not publicly named any cryptocurrency partner for X’s future payment infrastructure. Observers continue to speculate, but no official announcement confirms XRP or XLM integration.
Now is the era of X ( $XRP) and $XLM.
How much more does Elon Musk need to show before you understand? 😜$XRP = $1000$XLM = $100 https://t.co/JcEfNFHJKK pic.twitter.com/TieDAmQas5— DooriDoori (@DooridooriX) February 20, 2026
ISO 20022 and Institutional Infrastructure
DooridooriX referenced visuals linking XRP and XLM to ISO 20022 financial messaging standards and global institutional frameworks associated with the International Monetary Fund and the Bank for International Settlements. Both digital assets support structured messaging capabilities that align with cross-border payment modernization efforts.
Financial institutions worldwide are transitioning to ISO 20022 to improve data transparency and settlement efficiency. XRP and XLM networks position themselves as interoperable settlement layers within that evolving system. Yet ISO 20022 compliance does not automatically translate into selection by private technology platforms such as X.
The Power of Symbolism
DooridooriX also highlighted Musk’s meme referencing a “420-digit prime” and connected it to crypto culture and the symbolism of “X.” Supporters interpret Musk’s consistent branding around the letter as a subtle alignment with XRP and XLM.
We are on X, follow us to connect with us :- @TimesTabloid1
— TimesTabloid (@TimesTabloid1) June 15, 2025
The post further referenced the 1988 cover of The Economist, which depicted imagery often interpreted as forecasting a unified global currency. Enthusiasts frequently revisit that cover to reinforce narratives about an emerging digital monetary order.
Symbolism can inspire conviction, but symbolism does not confirm partnerships.
Vision Versus Verified Integration
Musk continues building financial capabilities within X, and blockchain-based rails remain technically plausible for global payments. XRP and XLM both specialize in cross-border value transfer and institutional liquidity solutions. Those characteristics make them logical candidates in theory.
However, no verified documentation or public statement confirms that X will integrate either asset. Investors should separate confirmed regulatory developments from interpretive narratives.
Musk’s ambitions for X remain expansive. Until official integration details emerge, speculation will continue—but facts must guide conclusions.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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