The crypto world often focuses on price swings while overlooking deeper structural developments. While traders’ attention remains glued to price movement, Ripple, the company behind XRP, is quietly transforming institutional liquidity flows.
According to analyst Skipper, Ripple has received expanded approval from the Monetary Authority of Singapore (MAS), upgrading its Major Payment Institution license. This allows Ripple to manage end-to-end digital token payment flows using XRP and RLUSD for institutional clients. Singapore now serves as a regulated hub for XRP-based payments.
Global Crypto Hub
Singapore has long been Ripple’s Asia-Pacific headquarters. The MAS expansion allows Ripple to onboard banks, fintechs, and crypto firms in a fully compliant manner. It can now handle collection, exchange, settlement, and payout of digital tokens across regulated channels.
This positions Singapore as a strategic hub for cross-border payments, offering institutional clients clarity and regulatory certainty. XRP and RLUSD become central to regulated liquidity flows across Asia.
Majority don't see the big picture for #XRP.
Ripple has received expanded approval from the Monetary Authority of Singapore (MAS), upgrading its Major Payment Institution license.
This allows Ripple to manage end-to-end digital token payment flows in Singapore using XRP and… pic.twitter.com/sAYSR9pADc
— Skipper | XRPL (@skipper_xrp) December 2, 2025
Institutional Integration with XRP and RLUSD
Major players like DBS and Franklin Templeton are issuing and trading tokenized money market funds on the XRP Ledger in Singapore. RLUSD is used for settlement and liquidity, enabling corporate treasuries to trade and manage these assets efficiently.
Ripple’s acquisitions of Hidden Road (now Ripple Prime) and GTreasury integrate corporate treasury workflows. Treasuries can originate flows, process them through Ripple Prime, settle on XRPL, and route liquidity using XRP and RLUSD — all within a regulated environment.
The Bigger Picture for XRP
Skipper notes that most market participants miss the significance of these developments. The combination of regulatory clarity, tokenized funds, and corporate treasury adoption could create unprecedented institutional demand.
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If XRP reaches high valuations, it will likely result from multi-trillion-dollar treasuries managing liquidity through XRPL and tokenized assets settling on XRP Ledger. Singapore’s regulatory hub may become the continent’s central switchboard for global trade using XRP.
Long-Term Implications
The MAS approval highlights Ripple’s potential to unify corporate cash management, tokenized asset trading, and digital liquidity channels. This structural shift could underpin XRP’s long-term adoption and market relevance.
Investors should watch Singapore as a testbed for XRP’s institutional applications. Regulatory clarity, combined with integrated treasury workflows, may turn XRP into a critical tool for cross-border liquidity.
Ripple’s strategic moves suggest institutional adoption, rather than retail speculation, will drive the next phase of XRP growth. Singapore’s MAS license is the keystone in this transformation.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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