A recent prediction from XRP enthusiast Bird presents a clear and ambitious view of how tokenisation could evolve in the near term.
The statement suggests that gold and silver could be fully tokenised on the XRP Ledger before the end of the second quarter, placing assets with an estimated combined market value of around $40 trillion onto a blockchain-based settlement network.
While the timeline is aggressive, the message reflects confidence in both tokenisation as a financial process and the technical capabilities of the XRP Ledger.
At the center of the prediction is the belief that tokenisation is moving from limited trials toward real financial use cases. Gold and silver, long regarded as foundational assets in global finance, are increasingly discussed as candidates for digital representation due to their liquidity, standardisation, and international demand.
Prediction:
Gold and Silver will be fully tokenised on the XRP Ledger before the end of Q2.
Combined they’re currently worth ~$40T market cap.
This is why an XRP slogan is “ All The Money “
— Bird (@Bird_XRPL) January 12, 2026
Bird’s view positions the XRP Ledger as a network capable of supporting these assets at scale, offering fast settlement, low transaction costs, and the ability to issue and transfer tokenised commodities efficiently.
The reference to a combined $40 trillion market value is used to emphasize scale rather than to imply a direct transfer of that value into XRP itself.
The prediction does not suggest that gold and silver would be replaced by XRP, but rather that their digital arrangements could exist and move on a ledger where XRP plays an operational role. This distinction is central to understanding the claim and its potential implications.
XRP’s Utility in a Tokenised Gold and Silver Market
In the scenario described, XRP’s importance is from its functions within the XRP Ledger rather than from being a store of value for commodities. While the ledger enables creation and trading of assets, such as tokenized gold and silver, XRP is used for transaction fees and, where needed, as a bridge asset between different currencies or asset pairs.
Increased activity involving tokenised commodities could therefore lead to higher transactional demand for XRP without requiring the commodities themselves to be backed by XRP.
Bird’s reference to the long-standing XRP slogan “All The Money” aligns with this interpretation. The phrase is used to express a vision in which many forms of value, including commodities, move across shared digital rails. It reflects an idea of connectivity and settlement efficiency rather than a literal claim that all market value flows into XRP.
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Ambitious Timing and Long-Term Direction
The prediction’s end-of-Q2 timeline remains the most uncertain element. Full tokenisation of global gold and silver markets would require regulatory approvals, trusted custodians, regular audits, and participation from major financial institutions. These processes typically take years rather than months. However, the prediction appears to place more emphasis on direction than on exact timing.
By pointing to gold and silver, Bird highlights how tokenisation could eventually extend to the most established asset classes.
Whether or not the proposed deadline is met, the statement reflects a growing confidence that the XRP Ledger is suited for large-scale financial settlement and that XRP could benefit from increased use of the network as traditional assets continue to move toward digital representation.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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