During an interview at the World Economic Forum in Davos, Ripple CEO Brad Garlinghouse shared insights into the company’s collaboration with regulators and its focus on institutional-grade applications of blockchain technology.
The conversation, which was shared on X by prominent crypto commentator HighVibeAssets (@HighVibeAssets), revealed Garlinghouse’s perspective on how Ripple has differentiated itself from early, unregulated corners of the digital asset industry.
Garlinghouse noted that Ripple maintains active engagement with authorities. “We do work with law enforcement at Ripple and we do file suspicious activity reports,” he said. He emphasized that the company only partners with regulated endpoints, describing this as a core distinction in how Ripple operates.
His comments reflect a consistent theme for the company of integrating blockchain technology within established financial frameworks rather than existing outside them, and HighVibeAssets believes this integration will send XRP to $1,000.
THIS IS THE REASON #XRP WILL REACH $1,000 🚀#RLUSD COMPLIANT WILL BRING UNLIMITED UTILITY TO THE #XRPL pic.twitter.com/xcmCFR8I9P
— HighVibeAssets 💥 Ben Malena (@HighVibeAssets) October 23, 2025
Focus on Regulated Activity and Institutional Clients
Garlinghouse clarified that the company’s operations center on regulated financial institutions, particularly in cross-border payments. “Our customers are banks. Our customers are regulated institutions. You can’t have a non-KYC know your customer transaction.”
By focusing on compliance and transparency, Ripple positions its XRP-powered payment solutions as viable tools for traditional finance. He contrasted Ripple’s enterprise use cases with the industry’s early associations. He highlighted that billions of dollars already move through Ripple’s technology, describing the company’s platform as a key part of global financial infrastructure rather than a speculative experiment.
We are on X, follow us to connect with us :- @TimesTabloid1
— TimesTabloid (@TimesTabloid1) June 15, 2025
Regulation and Clarity in Global Markets
When discussing international regulatory environments, Garlinghouse referenced the United Arab Emirates and its approach to digital asset management. While Ripple does not currently hold a VARA license, Garlinghouse acknowledged the UAE’s progress, saying it has “done the work to codify what the regulations are.”
He added that most participants in the crypto space “want to be good actors,” but that clarity about what responsible behavior entails remains essential. Ripple’s approach to clarity is in its highly regulated RLUSD stablecoin, and HighVibeAssets suggests that increased adoption of RLUSD could bring unlimited utility to the XRP Ledger.
Positive Outlook for XRP’s Institutional Role
Garlinghouse’s comments offer reassurance that Ripple continues to build credibility with regulators and financial institutions worldwide. His statements suggest that the company’s commitment to compliance and structured use of blockchain technology supports XRP’s integration into legitimate, large-scale payment systems.
As Ripple strengthens its institutional partnerships and regulatory relationships, XRP’s utility will rapidly increase, and HighVibeAssets’ $1,000 target will become more realistic.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
Follow us on X, Facebook, Telegram, and Google News

