Financial expert Levi Rietveld recently shared a video addressing remarks made by Jack Mallers, a well-known Bitcoin advocate. In his commentary, Rietveld urged the XRP community to listen closely to Mallers’ insights, even though Mallers is widely regarded as a Bitcoin maximalist.
Rietveld explained that many of Mallers’ arguments regarding Bitcoin could also be applied to XRP, suggesting that by replacing “Bitcoin” with “XRP” in his reasoning, holders of XRP could gain valuable perspectives on the digital asset’s long-term potential.
Rietveld emphasized that while Mallers often speaks in favor of Bitcoin, his broader points on financial markets, investment strategies, and the failures of traditional portfolios have implications that go beyond a single digital asset. According to Rietveld, this crossover of reasoning highlights why XRP may stand at a similar point today as Bitcoin did in earlier years.
The MOMENT This Happens, XRP GOES NUCLEAR – Jack Mallers#XRP pic.twitter.com/59XXG4E4rx
— Levi | Crypto Crusaders (@LeviRietveld) August 19, 2025
Jack Mallers on the State of Traditional Portfolios
Mallers began his analysis by criticizing the conventional 60/40 investment portfolio of stocks and bonds, declaring it to be “dead.” He stressed that such traditional strategies cannot deliver sustainable returns in the current economic climate, particularly as U.S. pensions, endowments, and retirement accounts face mounting losses from bonds and underperforming equities.
Mallers cited examples of commercial real estate being marked down significantly and noted that many institutional savings accounts are now severely underwater.
He argued that Bitcoin provides an essential alternative, citing both private sector adoption and shifts in government policy. Mallers referenced Harvard University’s decision to purchase over $100 million worth of Bitcoin.
He highlighted President Donald Trump’s executive order allowing Bitcoin and gold to be included in 401(k) retirement accounts. He framed these developments as critical steps toward securing financial portfolios in an environment where fiat currency continues to lose value through inflation and monetary debasement.
Levi Rietveld’s Application to XRP
Rietveld, while acknowledging Mallers’ Bitcoin advocacy, positioned XRP as being in a similar situation to Bitcoin in 2018, when skepticism about its long-term value was widespread. He argued that while institutional attention is currently centered on Bitcoin, XRP is quietly outperforming other cryptocurrencies in terms of relative strength during both market declines and recoveries.
Rietveld suggested that XRP could soon become a primary choice for investors, particularly as wealth advisors begin considering its inclusion in retirement and investment portfolios through potential exchange-traded funds.
He reinforced the idea that digital assets as a class are gaining legitimacy, noting that Treasury Secretary Besson recently affirmed the government’s intention to support digital assets under high regulatory standards. According to Rietveld, this confirms that the U.S. government is not only prioritizing Bitcoin but also creating a path for broader digital asset adoption, which directly benefits XRP’s market positioning.
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Both Mallers and Rietveld agreed on the fundamental point that traditional financial instruments are no longer sufficient to safeguard wealth.
Mallers advocated for Bitcoin as the solution, while Rietveld argued that XRP offers a superior option. He pointed out that while fiat currencies continue to be devalued, digital assets present an alternative system that preserves value and resists inflationary pressures.
Rietveld concluded his analysis by reiterating that XRP represents a unique opportunity for investors who want to enter before liquidity cycles shift away from Bitcoin toward other digital assets. He maintained that XRP’s performance metrics already demonstrate its strength compared to competitors, reinforcing his view that XRP is the more compelling long-term option.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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