The long-standing legal dispute between Ripple Labs and the U.S. SEC has finally come to an end, marking a significant milestone in the history of cryptocurrency. Yet, according to legal expert Fred Rispoli, the fight could still be revived under specific circumstances. Although the appeals have been dismissed, the case may not be fully settled, as new challenges could reignite it.
Ripple vs SEC Case Officially Concludes
After nearly five years of intense legal wrangling, Ripple and the SEC have filed a joint motion to dismiss their respective appeals. On August 7, 2025, this move was made public, officially closing a landmark case that has influenced U.S. crypto regulations since 2020.
Fred Rispoli, a respected attorney and longtime follower of the case, confirmed the development in a post on X, stating: “It is done.” This brief but powerful remark captured the relief and closure felt across the XRP community. The lawsuit, which began in December 2020, accused Ripple of conducting an unregistered securities offering through the sale of XRP.
"It is done."
John 19:30"Unless another administration rolls through that is hostile to crypto and Congress hasn't done d*ck on passing legislation."
Fred 3:19 https://t.co/HzRSpdfpcR— Fred Rispoli (@freddyriz) August 7, 2025
The tides turned in July 2023 when Judge Analisa Torres ruled that XRP is not a security when traded on secondary markets; however, it could be considered a security in institutional sales. This critical distinction paved the way for further negotiations. The final settlement resolved monetary penalties and led to both parties abandoning their appeals, effectively ending the case.
Fred Rispoli’s Warning: Two Scenarios Could Reopen the Case
Despite the case’s closure, Rispoli cautioned that it might not be over forever. In a follow-up to his post, he wrote: “Unless another administration rolls through that is hostile to crypto and Congress hasn’t done d*ck on passing legislation.” These two hypothetical scenarios highlight lingering vulnerabilities within the U.S. regulatory landscape.
First, a future U.S. administration that is hostile to digital assets could choose to revisit the Ripple case or initiate similar enforcement actions. Given the shifting political winds and lack of unified regulatory stance across federal agencies, crypto firms remain exposed to unpredictable policy changes.
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Second, Congress’s ongoing failure to pass comprehensive crypto legislation leaves a dangerous void. Despite multiple bipartisan proposals, lawmakers have not yet defined the legal framework for digital assets. In this regulatory gray zone, agencies such as the SEC and CFTC continue to assert competing authority, a dynamic that invites legal uncertainty and potential future action.
XRP and the Industry Move Forward — Cautiously
For now, the XRP community is celebrating the conclusion of a draining legal saga. The dismissal of appeals clears a path for increased institutional adoption and removes a cloud of uncertainty that has long weighed on XRP’s market performance.
However, as Rispoli noted, lasting peace depends on legislative clarity and political stability. Until both are secured, the risk of renewed legal action remains. The Ripple case may be done, but the fight for regulatory clarity in crypto is far from over.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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