A recent post from crypto enthusiast XRP_Cro aimed to address a long-standing source of confusion in the digital asset space: the difference between Ripple, XRP, and the XRP Ledger.
The images he shared were designed to simplify these distinctions for users, analysts, and institutions to speak accurately about each one. His post reinforces that these three elements operate in separate roles, even though they are connected within the same broader ecosystem.
Know the difference 👀
Ripple ≠ $XRP ≠ XRP Ledger. pic.twitter.com/0oThrZbxZm— XRP_Cro 🔥 AI / Gaming / DePIN (@stedas) December 8, 2025
Ripple as a technology company
The images describe Ripple as an enterprise blockchain company that develops products and services using several digital assets, including XRPL, XRP, and RLUSD.
Ripple is one of many contributors building tools that support activity on the XRP Ledger, and it also holds XRP as part of its corporate assets. The post emphasizes that Ripple is not the ledger nor the token, but a company that participates in the ecosystem like other developers and businesses.
XRP: the native token of the ledger
According to the visual breakdown, XRP serves as the native token of the XRP Ledger. It functions, like other blockchain networks, which use their own native assets.
XRP enables transaction processing, protects the network from spam by requiring a minimal fee, and provides a bridge asset for exchanges within the ledger’s built-in decentralized exchange. XRP exists as part of the protocol and operates independently of Ripple’s corporate structure.
The XRP Ledger: a decentralized layer-1
The XRP Ledger is depicted as a decentralized, layer-1 blockchain with more than a decade of operational reliability. It is maintained by a distributed network of validators and is used by businesses and developers globally for tokenization and asset transfers.
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Its design supports fast settlement, stability, and the exchange of both crypto-native and real-world assets. The material shared in the post highlights that the ledger does not belong to Ripple; instead, it is an open network sustained by a broad community.
Supporting clearer communication
The central message in the post is that accurate terminology is essential when discussing this ecosystem. Ripple refers to the company, XRP refers to the token, and the XRP Ledger refers to the blockchain.
Treating them as interchangeable leads to misunderstandings in reporting, analysis, and regulatory discussions. By presenting these distinctions clearly, XRP_Cro’s post encourages a more precise understanding of how each component functions and why separating them is important for anyone following developments in the ecosystem.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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