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If You Dropped $10K Into XRP In 2016 and Held Tight, Here’s How Much You Have Today

Picture turning a modest crypto bet into a life-changing fortune. That’s exactly what the numbers show for an XRP investment made nearly a decade ago—figures recently highlighted by market analyst John Squire and confirmed by publicly available price data.

From a Modest Stake to Millions

On February 16, 2016, XRP traded at about $0.0085. A $10,000 outlay—reduced by fees to $9,975.10, actually invested—would have purchased roughly 1,173,541 XRP.

Today, with XRP listed at $2.87 on CoinMarketCap, that same holding would be worth around $3,368,063. In other words, the original stake has multiplied about 338 times, representing an extraordinary 33,665% increase before any taxes or additional costs.

The Journey Between Then and Now

This spectacular rise was anything but smooth. Over the past nine years XRP has weathered sharp market swings, dramatic crypto bull and bear cycles, and intense regulatory scrutiny. Yet it has also gained traction as Ripple’s cross-border payments technology found wider adoption and the XRP Ledger continued to evolve.

More recently, greater regulatory clarity in the United States has helped restore investor confidence, keeping XRP firmly among the top digital assets by market capitalization.

Assumptions Behind the Calculation

The math above follows a straightforward premise: one purchase of $9,975.10 worth of XRP at $0.0085 on February 16, 2016, held without any further trades, and valued today at $2.87. It assumes no additional fees, no staking or yield, and no taxes. Any variation, including different snapshot dates, trading costs, or local tax obligations, would alter the final figure.

Takeaway for Investors

John Squire’s example illustrates both the breathtaking potential and the serious risk of long-term crypto investing. Turning ten-thousand-dollar bet into more than $3.3 million required about ten years of unwavering patience through gut-wrenching price collapses and soaring rallies.

For anyone watching the digital-asset markets today, it is a striking reminder: extraordinary gains are possible, but they demand resilience and come with the volatility that defines cryptocurrency.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.


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Zaccheaus Ogunjobi
Zaccheaus Ogunjobi
I am a passionate and experienced writer with a strong focus on cryptocurrency and the financial landscape. With a keen eye for market trends and emerging financial technologies, I strive to deliver insightful, well-researched content that educates and informs. Whether breaking down complex financial concepts or analyzing the latest market movements, my goal is to make finance accessible and engaging for a wide audience.
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