More institutions are set to move onto the XRP Ledger. Crypto commentator Pumpius (@pumpius) took to X to declare Ripple’s recent bombshell announcement that could wipe out traditional finance overnight, pointing to the company’s strategic investments in ZILO and Licuido.
These two companies add regulated transfer agency, issuance, and collateral mobility to Ripple’s growing capital markets infrastructure on the XRPL.
The timing is also very notable as Aviva Investors recently tokenized its U.S. Dollar Liquidity Fund on the XRPL. This move is a concrete signal that institutional appetite for onchain finance is no longer theoretical.
🚨 BREAKING: Ripple Just Dropped a BOMBSHELL That Could Wipe Out Traditional Finance Overnight 😳
Ripple is pouring money into ZILO and Licuido to weaponize XRPL for full-blown capital markets — regulated transfer agency, issuance, and collateral mobility.
This comes RIGHT… https://t.co/Hkhxpex6Eg
— Pumpius (@pumpius) August 3, 2026
Details of the Deal
Ripple invested in ZILO and Licuido to close specific infrastructure gaps that have held capital markets back for years. Collateral sits idle on balance sheets while settlement moves slower than it should. As a result, liquidity stays locked when it could be put to work.
ZILO handles digital transfer agency technology, supporting tokenized share classes as funds move onchain. Licuido is an FCA-regulated platform managing issuance, distribution, and execution of financial assets as digital collateral. Ripple’s stablecoin RLUSD acts as the regulated cash leg for transactions, with everything settling atomically on the XRP Ledger.
The Structure Tells the Story
Pumpius described Ripple as building “full-blown capital markets” on the XRPL, and the structure Ripple has assembled supports that reading. Nigel Khakoo, SVP of Trading and Markets at Ripple, confirmed that asset managers including Aviva Investors, Franklin Templeton, and DBS are already deploying tokenized fund structures at scale. ZILO and Licuido provide the regulated infrastructure required to support that activity.
Pumpius warned that this announcement “could wipe out traditional finance overnight.” Phil Goffin, Founder and CEO at ZILO, said the investment accelerates work to serve institutions more effectively. Brian Lynch, CEO and Co-Founder at Licuido, said Ripple’s backing helps scale a collateral marketplace on the XRPL, giving institutions access to liquidity from assets that have long sat unused.
XRP at the Center
Every component of this system touches the XRP Ledger. Issuance and settlement happen on it, and collateral moves across it. As Ripple brings more institutional partners into this infrastructure, the XRP Ledger becomes the operational backbone for an increasing share of institutional digital finance.
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Pumpius called it the “operating system of Wall Street 2.0.” He also noted that once this infrastructure goes live, it will make the old rails look obsolete. Given the partnerships Ripple has secured and the infrastructure now in place, that assessment is becoming increasingly difficult to argue against.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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