Crypto influencer X Finance Bull (@Xfinancrbull) has drawn attention to recent developments in the global payment landscape that reinforce the potential long-term role of XRP.
Referencing the Bank for International Settlements (BIS) and Ripple’s involvement in international standards, the influencer stated, “75% of cross-border payments will run on ISO 20022 by 2027,” suggesting XRP is fundamentally built for this transition.
He added that this transformation represents “how legacy finance gets replaced in plain sight,” by encouraging observers to reconsider XRP’s potential value against the backdrop of global flows worth over $150 trillion.
THE G20 CONFIRMED IT
75% of cross-border payments will run on ISO 20022 by 2027
Ripple built for this. $XRP powers it
This is how legacy finance gets replaced in plain sightYou think $3 #XRP is the top?
Try pricing in $150T in global flowsA NEW MONETARY SYSTEM BEGINS pic.twitter.com/s4Iz2RiG8c
— X Finance Bull (@Xfinancebull) May 27, 2025
G20’s Endorsement of the ISO 20022 Timeline
The BIS has confirmed that the Committee on Payments and Market Infrastructures (CPMI) will continue to maintain harmonised data requirements throughout the G20 cross-border payments programme, which will run until the end of 2027.
This aligns with the timeline for achieving substantial implementation of ISO 20022 standards across global financial systems. According to the BIS report, the shift to ISO 20022 is not just a technical upgrade, but a coordinated effort to improve interoperability, speed, and transparency in cross-border payments.
This transition is significant given the G20’s ambition to modernize international payments. With 75% of cross-border transactions expected to operate on ISO 20022 by 2027, the focus on data harmonisation and interoperability underscores the urgency and scale of the shift underway.
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Ripple’s Position within the ISO 20022 Framework
Ripple’s payment system is ISO 20022 compliant, and according to the document shared by X Finance Bull, it is the first distributed ledger technology (DLT) company to be included in the ISO 20022 Standards Body.
Ripple states this step is aimed at helping customers meet the demands of the new interoperable payment landscape, further validating its alignment with international objectives.
ISO 20022 is becoming the global standard for financial messaging, replacing legacy formats across SWIFT and other systems.
SWIFT has announced plans to migrate to the new standard by November. Ripple’s integration into the ISO framework positions it to contribute directly to the development of messaging standards and ensure its XRP-powered systems work seamlessly.
X Finance Bull emphasized the connection, noting that XRP was built for this. The comment reflects a broader sentiment in the XRP community that the asset is positioned for utility rather than speculation, and its integration into Ripple’s cross-border payment solutions distinguishes it.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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