Xaif (@Xaif_Crypto) has captured the attention of the XRP army with a new video. It featured Paul Barron speaking with Sandy Kaul, the Head of Digital Asset and Industry Advisory Services at Franklin Templeton.
Referencing the video, Xaif revealed that as much as $2.3 trillion in liquidity could move into XRP. He also said demand from Wall Street and retail is rising while XRP ETFs enter the market. Xaif added that XRP is now part of the same conversation as Bitcoin and Ethereum ETFs.
🚀 $2.3T in liquidity could flow into $XRP, says Franklin Templeton.
XRP ETFs are here and institutions are finally waking up.
Demand from Wall Street + retail is surging, and XRP is leveling up to the same narrative as Bitcoin & Ethereum ETFs. pic.twitter.com/kF21v9cAua— Xaif Crypto🇮🇳|🇺🇸 (@Xaif_Crypto) December 5, 2025
Progress in XRP’s Market Position
Barron asked Kaul if the rise in demand from retail and institutions has started to push XRP toward the same level as Bitcoin and ETH ETF activity. Kaul said, “I think that we’re moving in that direction,” and pointed to the role of stablecoins. She said stablecoins now drive a major part of the digital asset space.
She noted that the XRP Ledger holds a unique position because “XRP is one of the only chains that also has its own stablecoin.” Kaul said RLUSD gives the company a chance to build new business lines.
She added that XRP works on a public chain with an independent validation network. She described this structure as “a pretty interesting business case,” which she said is one reason Franklin Templeton has increased its work with Ripple in recent years.
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Ripple’s Global Growth
Kaul said Ripple faced challenges in the U.S. during the SEC lawsuit but kept building in other countries and continents. She said Franklin Templeton worked with Ripple in Asia for some time and that Ripple’s reach in other regions continues to grow.
Kaul also spoke about the rise of computer-to-computer transactions. She expects this rise to continue as more groups adopt Web3 systems. She said new digital rails will support a much larger volume of automated activity. This increases the need for networks that settle transactions at scale and with clear trust models.
Outlook for XRP
Xaif’s comment about major liquidity moving toward XRP matches the themes seen in Kaul’s remarks. Institutions seeking assets with strong settlement tools, clear global reach, and a stablecoin that works within the same ecosystem. XRP now holds these features while also gaining new ETF products.
Franklin Templeton’s XRP ETF is making waves in the market as demand for the digital asset surges. Kaul’s comments reflect a growing view that XRP may play a larger role as new digital financial systems expand.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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