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Expert Says “Tell Me Why I Will Not Hold XRP” Based on this Institutional Math

Crypto content creator XRP Avenger (@XRP_Avengers) posted a video that detailed a financial projection for XRP. The numbers demand attention.

The post walks through a specific calculation method that ties XRP’s potential price directly to real-world transaction volumes across major financial institutions and networks.

The Volume Calculation Breakdown

XRP Avenger builds his case by stacking up transaction volumes from institutions and networks that already have ties to XRP or Ripple’s ecosystem.

He lists Japanese banks at $25 trillion, the top 10 US banks at $12.5 trillion, Mastercard at $9 trillion, Visa at $16 trillion, American Express at $1 trillion, and the new Hidden Road deal at $3 trillion. He adds tokenization at $2 trillion.

Then the numbers get much larger. SWIFT sits at $1.5 quadrillion, the Derivatives Market at $1 quadrillion, and the DTCC at $3 quadrillion. The combined total reaches $5.53 quadrillion in potential volume running on the XRP Ledger.

Where the Price Projections Come From

XRP Avenger applies a straightforward formula. He takes a percentage of that total volume as XRP’s market cap, then divides by the circulating supply of 58 billion XRP. At just 1% of total volume, the market cap reaches $55 trillion. That puts the price at $943, just below the $1,000 target set for 2030.

At 5%, the price hits $4,719. At 10%, XRP reaches $9,438. The math itself is simple, but the weight of the projection comes from the volume figures.

Why This Is Significant for XRP

XRP Avenger acknowledges the complexity here. He states that “the volume numbers of all these partnerships are fairly accurate,” but notes that outcomes depend heavily on demand for XRP itself. That is the critical variable. The projection assumes XRP functions as the actual settlement asset across these networks.

The Hidden Road partnership is a notable addition to this list. Ripple acquired Hidden Road in 2025 and has rebranded it to Ripple Prime. The acquisition brought a prime brokerage that clears over $3 trillion in annual volume into the XRP ecosystem.

The Takeaway

XRP Avenger’s projections are scenario-based, not guaranteed. But the institutions and networks he references are real, and the volume figures he uses reflect actual market activity.

The math gives XRP holders a structured way to evaluate what meaningful adoption could produce at scale. For anyone watching XRP’s institutional trajectory, this framework puts specific numbers to a case that is still developing.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.


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Tobi Loba
Tobi Loba
Tobi Loba is a passionate writer with a vast interest in the stock market. She joined the crypto ecosystem about three years ago and has written lots of ebooks and articles in relation to cryptocurrency and blockchain projects. Tobi Loba earned her degree at the University of Ibadan.
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