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Expert Explains 12 XRP Ledger Key Features

All Things XRP (@XRP_investing), a well-known crypto influencer on X, recently shared a thread introducing 12 key features of the XRP Ledger (XRPL). The post, written in simplified terms for educational purposes, described the XRPL as a fast, secure, and low-cost platform for global transactions.

Performance, Cost, and Consensus

All Things XRP drew attention to the digital asset’s advantages over its competitors. XRP transactions complete in three to five seconds, enabling real-time settlement across the globe. This speed, combined with transaction fees that typically cost less than one cent, makes the ledger one of the most efficient blockchain systems.

The XRPL operates using a Federated Consensus model instead of traditional mining. Ripple President Monica Long recently drew attention to the asset’s efficiency, noting that it is 120,000 times more energy efficient than Bitcoin.

Its consensus model allows validators worldwide to agree on transactions quickly and securely. As the influencer noted, it is “eco-friendly” while maintaining decentralization and network integrity.

Built-In Exchange and Programmability

A standout feature of XRPL is its native decentralized exchange (DEX), which allows users to trade digital assets directly on the ledger without third-party platforms. It supports a wide range of assets, including currencies and tokenized commodities.

To support further customization, the XRPL enables programmable logic through Hooks—small scripts that automate actions based on specific conditions. There is significant excitement for the Smart Features updates, as this will drastically improve programmability on the network. Additionally, Trust Lines let users control which assets they receive and from whom, adding an important layer of permissioning for custom tokens.

Transaction Controls and Security Features

The ledger includes several mechanisms for secure and flexible payments. The Checks feature functions like a deferred payment method, allowing users to authorize transfers that only execute when the recipient claims them.

Escrow provides time or condition-based fund locking for future-dated agreements or conditional releases like Ripple’s monthly token unlocks. Multi-signature accounts increase security by requiring multiple approvals before transactions are executed. These tools make the digital asset suitable for more advanced financial workflows and institutional use.

Scalability and Track Record

The XRPL also supports Payment Channels, which enable high-frequency micropayments by recording only the outcome of multiple small transactions. This reduces network congestion and allows for greater scalability.

According to the influencer, the ledger has never broken. Over a decade, the ledger has processed billions of transactions without major outages faced by networks like Solana, earning its reputation as a stable and trusted network. As All Things XRP noted, “XRPL is changing how the world shares value with speed, safety, and smarts!”


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Solomon Odunayo
Solomon Odunayo
Solomon is a trader, crypto enthusiast, and analyst with over seven years of experience in the industry. He strongly believes that crypto assets and the blockchain will continue to gain prominence. At TimesTabloid.com, he focuses on news, articles with deep analysis of blockchain projects, and technical analysis of crypto trading pairs.
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