Crypto analyst and investor Austin Hilton recently addressed a common question among XRP investors: how much XRP is necessary to reach a $1 million portfolio?
In a detailed breakdown, he explained the potential growth of XRP, how different price points affect investment returns, and what it would take to achieve millionaire status through strategic holdings.
In his video, Hilton drew attention to the market’s recent downturn. XRP, like the rest of the cryptocurrency market, has been affected by recent volatility, experiencing a 17% drop. He attributes this decline to temporary economic factors rather than fundamental issues with XRP itself.
Answered! How much XRP do you need to own to become an $XRP millionaire! pic.twitter.com/k5HxTHGzdt
— Austin Hilton (@austinahilton) March 16, 2025
He remains confident in its long-term potential, forecasting significant price increases over the next few years, predicting a 10x, 30x, or even 40x increase as adoption grows. He believes that as the crypto industry expands, XRP’s valuation will rise, presenting strong opportunities for investors who position themselves early.
Reaching a $1 Million Portfolio with XRP
To illustrate how different price points impact returns, Hilton demonstrated how investors can calculate their potential earnings. Using a crypto profit calculator, he showed that returns vary based on the purchase price, the amount invested, and the selling price.
For example, an investor who bought 40,000 XRP at $0.25 per token and later sold at $2.423 would have turned a $10,000 investment into approximately $96,920, resulting in an $86,920 profit. If the price increased to $5 per token, the same portfolio would be worth $200,000, generating a profit of $190,000.
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If XRP reached $20 per token, an investor who had initially bought $10,000 worth of tokens at lower prices could see nearly $800,000 in profit. If the digital asset climbed to $30, the total portfolio value would surpass $1.2 million.
However, since XRP’s current price is higher, investors need to hold just 33,334 tokens to reach $1 million with the asset valued at $30. At today’s market rates, accumulating this amount would require an investment of almost $81,000.
The Realistic Path to Higher Valuations
Hilton also discussed whether these price targets are realistic. If XRP were to climb to $30, its market capitalization would need to reach approximately $1.7 trillion. While this is a significant jump, he believes it is possible as the market expands, with some projections estimating the industry could grow to $30–50 trillion in total value.
Other experts have also predicted that the digital asset could climb as high as $50. Although he does not expect XRP to surge overnight, Hilton considers a 10x increase feasible within four to five years.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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