David Schwartz, former CTO of Ripple, recently shared insights on XRP’s price trajectory and the market’s recognition of its utility.
Crypto commentator Xaif (@Xaif_Crypto) drew attention to Schwartz’s comments, which reveal both historical perspective and current thinking on the token’s potential. They also illustrate the vast growth XRP has achieved since its early days.
XRP Can’t Be Dirt Cheap
In 2017, Schwartz addressed the perception of XRP pricing in a post on X. He noted, “It can’t be dirt cheap. That doesn’t make any sense.” He explained that if XRP were priced at $1, acquiring a million XRP would cost $1 million.
Conversely, if XRP cost $1 million, purchasing a single token would also cost $1 million. This statement highlighted the difficulty of defining XRP’s value solely on price rather than utility and market adoption.
David Schwartz: Today, people say $10 or $100 is unrealistic.
The real question isn’t “Can $XRP reach it?” it’s When does the market finally price in the utility? pic.twitter.com/BthMUAJNEA
— Xaif Crypto🇮🇳|🇺🇸 (@Xaif_Crypto) February 12, 2026
Personal Experience and Market Milestones
Schwartz entered his XRP position at $0.006. He recently revealed that he began selling at $0.10, surprised by how quickly the price had grown. Despite the rapid gains, he remarked on the market’s perception of value at that time. He stated in a post from January, “When XRP was $0.006, a price of $0.25 felt about as ridiculous as $100 does today.”
Schwartz earlier said that nobody believed XRP would reach $0.25. He even described a $0.25 party held by early supporters, joking about how seemingly impossible it was to reach $1.
These remarks show XRP’s ability to outperform expectations. His experience demonstrates how early positioning in XRP provided significant gains for those who recognized its function within Ripple’s network and the broader financial ecosystem.
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XRP’s Potential
Today, Schwartz observes that many people still regard XRP prices of $10 or $100 as unrealistic. He stated that $0.25 seemed just as impossible as $100 seems today. However, XRP has surpassed that level by a large margin. Xaif emphasized that the relevant question is not whether the asset can reach those high targets, but rather when the market will fully price in its utility.
Schwartz’s insights illustrate the token’s limitless growth potential. The market skepticism surrounding the $100 price target mirrors past trends. While many doubted XRP, it eventually surpassed expectations.
Market participants like Xaif believe it can repeat this pattern and hit the $100 target. They see XRP as a token with substantial upside that is not fully reflected in current market valuations.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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