Zach Rector has drawn fresh attention to the potential scale of an XRP exchange-traded fund (ETF) after sharing insights from Grok—the artificial-intelligence platform linked to Elon Musk’s X.
In a post on X, Grok highlighted “top ETFs filed under the ’40 Act” and projected that a forthcoming XRP ETF could attract anywhere from $150 million to $20 billion in initial inflows.
A Bold Projection
Grok’s range is striking because it mirrors the explosive debuts of other landmark crypto products. Rector underscored that the estimate is not mere hype but grounded in precedent: Grayscale’s Bitcoin Trust (GBTC), for example, drew billions soon after key structural changes opened the door to wider investment.
If an XRP fund were to capture even the low end of Grok’s range, it would rank among the most successful crypto ETF launches to date.
I asked Grok “What are the top ETFs filed under the 40 act?”
It is already noting how big the XRP ETF could be… 👇
“$150 Million- $20 BILLION debut surge” inflow potential! pic.twitter.com/ZJS3VK9MXL
— Zach Rector (@ZachRector7) September 16, 2025
The Regulatory Pathway
The potential XRP ETF—filed under the U.S. Investment Company Act of 1940—has already cleared a critical hurdle. According to recent reports, the Securities and Exchange Commission’s 75-day review window expired on September 10, 2025, without objection.
Under the ’40 Act, that means the fund can proceed to market unless the SEC raises new concerns. This automatic “go-live” mechanism is a key reason analysts believe substantial early inflows are possible.
Lessons from Earlier Crypto ETFs
Historical context supports Grok’s projections. GBTC remains the largest crypto-linked ETF by assets under management, showing that billions can flow into a digital-asset fund once regulatory clarity is achieved.
More recently, REX’s Solana-focused ETF (ticker SSK) demonstrated how quickly demand can build for an altcoin product, attracting significant capital soon after launch. Those precedents suggest investors are ready to back innovative crypto funds when they appear on mainstream brokerage platforms.
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Factors That Could Shape Inflows
Despite the optimism, several variables will determine whether an XRP ETF can truly match Grok’s upper forecast. Market sentiment, XRP’s price action, custodial arrangements, and the fund’s expense ratio will all influence uptake.
Institutional adoption—particularly from asset managers and large trading firms—will also be critical. As with all ETFs, early trading volume, liquidity, and tight bid-ask spreads will provide the clearest signal of long-term viability.
Bottom Line
Grok’s insights, combined with Zach Rector’s reporting, create a compelling narrative around a potential milestone event in the history of crypto ETFs, suggesting this launch could be among the most impactful.
With regulatory clearance effectively in place and investor appetite for digital-asset exposure still strong, the proposed XRP ETF now enters the final stretch toward market debut. Whether initial inflows land closer to $150 million or approach $20 billion, the coming weeks will reveal just how big this next chapter for XRP—and the broader crypto-ETF space—can be.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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