Crypto commentator Pumpius linked new ADP employment figures to what he views as growing structural weakness in the U.S. small business sector.
The report showed that small firms collectively cut about 120,000 jobs in November. Firms with one to nineteen employees accounted for roughly forty-six thousand of those cuts, and companies with twenty to forty-nine employees reduced around seventy-four thousand positions.
Pumpius noted that this decline is part of a longer trend, with six monthly drops in the past seven months and a total loss of 264,000 jobs since spring. He described this as a level of stress not seen since the early pandemic period in 2020.
🚨 XRP WAS BUILT FOR THIS MOMENT:
Small business employment in the United States is collapsing and this is exactly the kind of macro environment that pushes capital toward assets like XRP.The latest ADP report shows
• Small firms cut one hundred twenty thousand jobs in… pic.twitter.com/3EFT5HGoLk— Pumpius (@pumpius) December 4, 2025
How weakening employment ties into policy easing
Pumpius argued that such sharp declines in small-business employment usually lead to a policy response centered on liquidity support and eventual interest rate cuts. According to his assessment, these measures tend to restart broader market cycles.
He also stressed that when the economy weakens, rate cuts do not benefit all assets equally. In his view, capital moves away from purely speculative positions and toward assets that have clear use cases, regulatory progress, and rising institutional involvement.
Why Pumpius believes XRP is well placed
Pumpius highlighted a set of current developments he believes support XRP in this environment. He pointed to the introduction of ETF products, which he said can enable larger inflows from institutional and retail channels. He also mentioned that exchange reserves for XRP have fallen to multi-year lows, which he interprets as an indication of tightening supply.
We are on X, follow us to connect with us :- @TimesTabloid1
— TimesTabloid (@TimesTabloid1) June 15, 2025
On the institutional side, he referred to ongoing work on settlement and treasury tools designed for enterprise use. He further noted that RLUSD provides a compliant source of stable liquidity and that regulatory clarity in several regions continues to advance.
Overall perspective
In Pumpius’s view, the sequence is straightforward: small-business weakness leads to easier policy. Easier policy increases liquidity, and liquidity tends to flow toward assets that provide real utility and operate within regulated frameworks.
He concluded that XRP currently fits this profile. How strongly these conditions influence future market behaviour will depend on upcoming policy decisions, the pace of regulatory developments, and continued institutional adoption.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
Follow us on X, Facebook, Telegram, and Google News
