XRP has entered one of its most decisive phases in years. The launch of several spot XRP ETFs has pushed institutional attention higher. Yet, the token’s price has not matched community expectations.
XRP’s performance in 2025 has been stronger than Bitcoin on a percentage basis. However, the token still trades below the explosive predictions made before ETF approvals. Liquidity remains deep, and the circulating supply sits above 60 billion tokens. These numbers suggest a market preparing for a larger move but still waiting for a strong trigger.
XRP trades near $2.18 with strong daily volume and a market cap above $131 billion. Many investors now want a clearer outlook for 2025. This rising curiosity led us to consult the AI model ChatGPT to predict the XRP price by December 2025.
ETF Launches and Institutional Demand
The arrival of spot XRP ETFs changed the market structure. These funds absorb XRP from open circulation and store it in institutional custody. This process reduces the available supply on exchanges.
Strong inflows can therefore create significant upward pressure. Early ETF numbers show interest from retail and institutions, with stunning inflows. If momentum grows, supply-side pressure may intensify.
On-Chain Activity and Adoption Signals
XRP’s long-term value depends on real usage. Settlement volumes, stablecoin flows, and DeFi activity on the XRPL are the main indicators. Adoption has grown in some regions but remains uneven across global corridors. If stablecoin expansion increases on XRPL, demand for XRP could rise. Actual adoption must now catch up with investor expectations.
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ChatGPT’s Price Targets for December 2025
ChatGPT’s model delivers three scenarios.
The Base Case expects slow but steady ETF inflows and modest adoption. This projects $3.00 to $3.50 by December 2025.
The Moderate Bull Case assumes stronger ETF momentum and wider global use. This places XRP between $4.50 and $6.00.
The Aggressive Bull Case considers large institutional accumulation and rapid XRPL expansion. This pushes XRP toward $8.00 to $10.00 or higher. Each scenario relies on real, measurable factors, not speculation.
Key Metrics to Watch in the Coming Months
Investors should track ETF inflows, XRPL settlement data, and institutional custody reports. These indicators reveal the direction of long-term demand. Market liquidity, macro conditions, and regulatory commentary will also play major roles.
A Market Preparing for a Defining Moment
XRP enters the final months of 2025 with strong potential but mixed momentum. ETF demand and regulatory clarity offer powerful tailwinds. True growth, however, depends on the adoption of the XRPL.
ChatGPT’s projections show meaningful upside, yet each path depends on clear signals. The coming weeks will determine which scenario becomes reality.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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