Banking Expert: XRP Cannot Stay Affordable For Long, Retail Investors to Be Priced Out

Shannon Thorp, a Treasury Management expert from a prominent global bank, recently provided an intriguing perspective on the future of XRP, suggesting that the digital asset will not remain cheap in the long term. While acknowledging the uncertainty of price predictions, Thorp emphasized the prevailing belief that XRP’s value will inevitably increase.

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Pricing Out Retail Investors

Thorp raised the crucial point that retail investors may eventually find themselves priced out of the XRP market. She dismissed the notion that price fluctuations caused by retail investors’ actions would heavily impact XRP, citing that retail participants only make up approximately 1% of the XRP space.

With significant players such as the Federal Reserve, banks, and businesses increasingly allocating funds to XRP, Thorp argued that the retail segment would be overshadowed, akin to a minnow in a vast ocean. Therefore, she predicted that institutional investments would have a more significant influence on XRP’s price, driving its value upwards and enabling higher transaction volumes.

Potential for XRP Adoption

Thorp drew comparisons to the unchanged cash management system she encountered throughout her extensive career, highlighting how banks tend to align their operations with the Federal Reserve.

She suggested that a similar pattern might emerge in the realm of cryptocurrencies. Taking into account the recent launch of FedNow, an instant payments service developed by the Federal Reserve, Thorp anticipated that other banks would follow suit with similar technology. This potential alignment could amplify the adoption of XRP as a preferred method for conducting financial transactions.

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A Bullish Outlook for XRP

Thorp’s analysis presents a compelling argument for a bullish XRP future. As adoption and integration by major financial players continue to grow, XRP’s price is expected to experience substantial growth. However, as with any investment, it is essential to conduct thorough research and consider various perspectives before making any decisions.

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