SMQKE recently highlighted a newly surfaced document on X, drawing attention to the crucial difference between having a Digital Token Identifier (DTI) and being truly positioned for institutional adoption.
While any cryptocurrency can obtain a DTI, XRP stands out because it is not only identified but also integrated into the broader financial standards framework that underpins global payments.
What a DTI Really Means
A DTI, defined under ISO 24165, is a unique, fixed-length identifier issued to digital tokens. Its purpose is simple: to provide a standardized reference for tokens across registries, exchanges, and regulatory systems.
However, the document makes it clear that a DTI does not speak to the reliability, creditworthiness, or actual value of a token. It functions much like a birth certificate — proof of existence, but not proof of trustworthiness or utility.
Further confirmation that XRP’s ISO 20022 compliance is unique.📄
All digital assets can receive a DTI (digital token identifier). This allowed cryptocurrencies to be formally recognized under the ISO system for the first time.🙇♂️
However, as the first document makes clear:… https://t.co/YoTcUIjDoX pic.twitter.com/eLnTJbhK4n
— SMQKE (@SMQKEDQG) August 21, 2025
XRP’s Formal Recognition in Global Registries
Unlike many digital assets that only have the identifier in theory, XRP is already listed with formal DTIs in recognized registries used by regulators and market utilities. This ensures that XRP is part of the official catalog of reference data financial institutions increasingly rely on.
That level of visibility gives XRP an edge over tokens still lacking standardized recognition in regulated markets.
INATBA and Institutional Alignment
XRP’s advantage does not end with a registry listing. Ripple, the company behind XRP, is a founding member of the International Association for Trusted Blockchain Applications (INATBA), a global standards and policy forum that connects blockchain projects with regulators and financial institutions.
This association places XRP in a unique position as a digital asset actively engaged in shaping compliance, interoperability, and trust frameworks that will guide the future of blockchain adoption.
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ISO 20022 Messaging vs. Simple Identification
Another common misconception is equating a DTI with ISO 20022 compliance. While the DTI is about identification, ISO 20022 is a financial messaging standard that enables richer, structured data exchange across banking systems.
Ripple has long built its payment solutions around ISO 20022, making them natively compatible with the infrastructure banks are adopting. This dual positioning — having a registered identifier and being ISO 20022-aligned — strengthens XRP’s real-world use case far beyond tokens with only a DTI.
The Bottom Line
SMQKE’s observation underscores why XRP is uniquely situated. It not only has a DTI like other tokens but also carries the weight of compliance, registry validation, and institutional involvement that few assets can claim.
While a DTI alone does not guarantee trust or adoption, XRP’s combined alignment with ISO 20022 standards and active role in regulatory and financial dialogues place it ahead of most of the industry. In a future shaped by compliance and interoperability, XRP is already positioned where many others are still trying to get.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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