New data from crypto enthusiast XRP Avenger (@XRP_Avengers) highlights the current distribution of XRP across wallets. The information provides insight into the concentration of holdings and the scale of individual accounts, offering a clearer picture of how XRP is positioned across the network.
Large Accounts Dominate Supply
The whales in the ecosystem dominate the overall supply. 8 wallets hold over 1 billion XRP each, totaling more than 9.2 billion XRP. Another 25 wallets contain between 500 million and 1 billion tokens, representing nearly 14.9 billion XRP.
There are 62 accounts with balances between 100 million and 500 million tokens. They collectively hold over 15.1 billion XRP, forming the largest single group of holders.
Combined, these 95 wallets account for over half of all XRP in circulation. While XRP is fully decentralized, only a small number of holders control a large share of the supply.
The average amount of #XRP per wallet. pic.twitter.com/XLh3mXCilE
— ⚔️ XRP Avengers ⚔️ (@XRP_Avengers) February 21, 2026
Mid-Sized Accounts Hold Significant Stakes
Mid-sized accounts contribute meaningfully to circulation. Wallets holding between 20 million and 100 million XRP total 145 in number and sum to 6.45 billion XRP. Accounts with 10 to 20 million XRP include 170 wallets, collectively holding 2.45 billion XRP.
Those in the 5 to 10 million XRP range number 180 wallets with 1.35 billion XRP. This indicates that while fewer in number, mid-sized holders maintain substantial stakes.
Smaller Wallets Represent the Majority of Accounts
Smaller wallets represent the bulk of the network in terms of quantity. Accounts with balances from 1 to 5 million tokens number 1,550 and contain roughly 3.25 billion XRP.
Wallets holding between 500,000 and 1 million XRP number 2,500 and hold 1.85 billion XRP. The 30,000 wallets in the 100,000 to 500,000 XRP range collectively hold 6.5 billion XRP, while 11,000 accounts in the 75,000 to 100,000 XRP bracket hold 1.1 billion XRP.
These figures show large retail participation in the ecosystem, with many regular investors fighting for a spot in the institution-dominated space.
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Data from Very Small Wallets
Very small wallets dominate numerically but account for less than 1% of total XRP. Accounts with 20 to 500 XRP number 2.5 million, while 1.4 million wallets contain under 20 XRP. Together, these millions of small accounts hold just over 200 million XRP.
Based on this data, the average holder has around 14,400 XRP, much higher than the 1,000 XRP experts have advised investors to hold. The data also suggests potential stability in the XRP ecosystem. Concentration among top wallets may enable controlled liquidity, while the presence of mid-sized holders spreads holdings across a moderate range.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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