The cryptocurrency world thrives on sudden reversals, emotional swings, and moments of public reflection. XRP, already in the spotlight following Ripple’s U.S. banking charter approval, has once again sparked intense discussion.
In this climate, critics and supporters alike are reassessing the token’s real-world potential, its institutional backing, and the limits of hype-driven speculation.
Commentator Minus Wells addressed his previous skepticism in a viral X video, blending humor, satire, and candid self-reflection. He began with exaggerated astonishment, saying, “Did you hear that Ripple is now a bank? Ripple has sent me their first coin… I saw that I was a hater, and you know what? I’m a changed man now.
I am literally holding the future currency of the world.” Wells’ theatrical delivery highlights the dramatic shift that milestones like Ripple’s banking charter can provoke—even among outspoken critics.
" I have to be calm and understanding that I was wrong about $XRP "
You are not ready for this video 😭😭😭 pic.twitter.com/v8ZL7KmJ1V
— ᙢinus ᙡells (@MinusWells) January 29, 2026
Satire and Market Commentary
Wells used satire to emphasize how exaggerated hype and baseless fear often dominate crypto conversations. He mocked claims that XRP could hit $100 or even $20, noting instead the practical limits imposed by market mechanics and liquidity. “There will be no… all-time high for XRP.
It won’t even go to 20 dollars… you’ll be lucky if you see it ever above five dollars,” he said, highlighting how extreme price predictions often misrepresent reality. This comedic approach underscores a serious point: crypto markets are driven as much by psychology and sentiment as by fundamentals.
Ripple’s Banking Milestone
Ripple’s U.S. banking charter represents a major step toward institutional legitimacy. Wells’ video, while humorous and sarcastic, acknowledged this significance: the regulatory approval enables broader adoption of XRP in cross-border payments and strengthens the ecosystem’s credibility.
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“I have to be calm and understanding that I was wrong about XRP,” he admitted, reflecting how structural progress can shift even the staunchest opinions.
Lessons on Hype and Investor Behavior
Beyond the theatrics, Wells addressed broader market dynamics, noting that promotional efforts often stem from investors with vested interests rather than corporate mandates.
“People are legitimately paid to promote XRP… from whales who cannot sell currently without crashing the market,” he explained. His observation serves as a reminder that traders must separate hype from tangible adoption, especially when assessing long-term value.
Key Takeaways
Minus Wells’ video blends entertainment with insight, demonstrating how skepticism can evolve in the face of regulatory and institutional milestones. His message reinforces that careful observation and critical thinking remain vital in the emotionally charged crypto space.
XRP’s ongoing adoption and the Ripple banking charter show that fundamental developments often matter more than headline-driven predictions, reminding traders and enthusiasts to focus on substance over spectacle.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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