In a recent post on X, well-known crypto commentator Mickle stated that XRP has become the best collateral asset the world has ever seen. The claim was supported by an attached video in which a speaker outlined why XRP is being positioned as a central component of future financial systems.
The message focuses on XRP’s technical capabilities, its suitability for institutional use, and ongoing shifts in the global economic order that may increase demand for neutral digital collateral.
XRP Has Become the Best Collateral Asset the World Has Ever Seen #XRP #Crypto pic.twitter.com/KHftQSJSBz
— mickle (@xrpmickle) January 27, 2026
Programmability and Use in Institutional Systems
In the video, the speaker explains that XRP is fully programmable, which is presented as a key requirement for any asset intended to serve as modern collateral. This programmability allows XRP to integrate into advanced financial systems where automation, settlement efficiency, and conditional execution are increasingly important.
According to the speaker, these qualities place XRP in a category suited for large-scale institutional interaction rather than limited or niche use cases.
The video also states that Ripple is positioning XRP as a neutral and decentralized collateral asset that can operate alongside major financial institutions. The emphasis remains on neutrality, suggesting that XRP is not tied to the economic policies or constraints of any single country. This characteristic is increasingly relevant as institutions seek assets that can function across jurisdictions without friction.
Deglobalization and the Declining Centrality of the U.S. Dollar
Another key point raised in the video relates to changes in the global economic environment. The speaker argues that the world is entering a period of deglobalization, where international trade, capital flows, and financial cooperation are becoming more fragmented. In this environment, the U.S. dollar is described as less dominant compared to decades ago.
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As the speaker explains, the value that was once concentrated around the dollar must find alternative destinations. At present, the video notes that a portion of this value is moving into traditional stores such as gold and silver. This movement is portrayed as a response to uncertainty rather than a permanent solution, reflecting a transition phase in how value is stored and transferred.
XRP as Digital Collateral for the Next Phase
The speaker goes on to argue that this transition is still in its early stages and that digital assets will eventually play a central role. According to the video, the XRP Ledger is expected to become a primary destination for this shifting value, with XRP serving as a new form of digital collateral. The asset is described as pristine, highlighting its suitability for use in clean, programmable, and transparent financial processes.
The conclusion in both the video and Mickle’s post is that XRP is positioned to reshape how financial institutions interact. By combining programmability, neutrality, and institutional readiness, XRP is described as an asset capable of supporting collateralization in a monetary system that is evolving away from traditional models.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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