SBI Holdings has provided clear confirmation of its integration of Ripple’s XRP into its R3 Corda operations. This was outlined in its 2025 financial report, showing a deliberate focus on digitization and cross-border payment efficiency. Crypto researcher SMQKE (@SMQKEDQG) recently highlighted this significant development.
The company highlighted its joint ventures with R3 of the U.S. and SMFG, utilizing the Corda blockchain platform to power international and domestic transactions. This confirmation demonstrates XRP’s growing role in institutional finance and cross-border payment infrastructure.
As recent as 2025, SBI confirmed its use of R3 Corda with XRP.✅
Documented.📝👇 https://t.co/8zI9ZAx7Us pic.twitter.com/Y160fTQ5kG
— SMQKE (@SMQKEDQG) January 24, 2026
SBI’s Web3 Network Expansion
SBI’s presentation emphasized a comprehensive Web3 ecosystem spanning digital assets, NFT marketplaces, and blockchain-based financial services. The report shows that SBI is leveraging Ripple’s technology for international money transfers through RippleNet.
Specifically, SBI noted the use of Ripple’s money transfer solution that uses XRP, highlighting a practical application in cross-border remittances. The company’s strategy includes digital asset exchanges, crypto lending, and research initiatives, all integrated into a single Web3 network.
Strategic Use of XRP
SBI’s confirmation of XRP use in Corda operations marks a significant step for the token. According to the company, one of its joint ventures with R3 provides services on the Corda platform for tokenized assets and settlements.
The financial report states that the blockchain network enables secure and transparent transactions while supporting various digital and traditional rails. SBI has always supported XRP. The asset now powers this system, providing liquidity and faster settlement for international transfers.
Institutional Use of XRP with R3
Crypto analyst ChartNerd (@ChartNerdTA) previously highlighted that the XRP Ledger supports CorDapps operations and will eventually enable net settlement and real-time gross settlement on Corda. This reinforces SBI’s approach and indicates a growing integration of XRP in enterprise blockchain solutions.
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The collaboration ensures that payment obligations on Corda can be settled using XRP, with automatic validation via oracle services. This demonstrates XRP’s role as a functional asset in global financial infrastructure, extending its utility beyond trading or speculation.
Enhancing Cross-Border Efficiency
SBI’s integration of XRP with Corda improves efficiency for both domestic and international transactions. The platform supports deferred net settlement and real-time gross settlement payments.
This capability allows financial institutions to reduce processing time, minimize friction, and maintain compliance with regulatory standards. XRP’s utility in these operations enhances its relevance and credibility among institutional participants.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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