Ripple has strengthened its position as a regulated crypto leader, now holding over 75 global licenses. This milestone highlights the company’s commitment to compliance and positions XRP for wider adoption across financial markets.
Crypto researcher SMQKE (@SMQKEDQG) posted verified documentation of Ripple’s global reach. This confirms the company’s regulated approach to digital assets and payments.
‼️RIPPLE NOW HOLDS OVER 75 GLOBAL REGULATORY LICENSES‼️
Documented.📝👇 pic.twitter.com/Afqv8wfElQ
— SMQKE (@SMQKEDQG) January 21, 2026
U.K. Approvals Advance Services
The company has secured recent approvals in the United Kingdom, obtaining both an Electronic Money Institution license and a Cryptoasset Registration from the Financial Conduct Authority. These licenses allow Ripple to operate fully within the U.K.’s financial system, providing digital payment and asset services in a key international market.
Previously, Ripple has also obtained licenses from other major jurisdictions, including the Dubai Financial Services Authority and the Monetary Authority of Singapore, reflecting its strategic focus on global expansion.
License Progress in the U.S.
In the United States, Ripple is pursuing a banking license and has received conditional approval. This represents a significant step toward operating as a regulated bank, enabling Ripple to provide more integrated financial services. This move would also improve XRP’s role as a settlement solution.
Combined with over 50 state Money Transmitter Licenses and a New York BitLicense, these approvals strengthen Ripple’s credibility with both financial institutions and retail markets.
Licensing Drives XRP Adoption
Ripple’s regulated presence directly benefits XRP adoption. By securing licenses in major financial hubs, the company builds trust with banks, payment providers, and corporations. XRP’s role in cross-border payments becomes more accessible, as institutions are more willing to work with a company recognized and approved by regulators.
Increased institutional participation can drive demand for XRP, supporting price growth and market liquidity. Licenses across Europe, Asia, the Middle East, and North America also support Ripple’s long-term strategy to integrate XRP into the digital finance infrastructure.
With the U.K. approvals and progress on the U.S. banking license, Ripple demonstrates a commitment to working within existing financial frameworks while expanding XRP usage. Partnerships with institutions such as BBVA, DBS, and Société Générale’s crypto division further extend the token’s reach in regulated markets.
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XRP Growth Potential
The conditional U.S. banking license is important. It would allow Ripple to offer digital asset custody, payment services, and liquidity solutions directly through a regulated banking structure. XRP could see increased adoption as a settlement asset in these transactions, providing both speed and cost efficiency for global payments.
Ripple’s licensing strategy signals a clear pathway for XRP to move beyond speculative trading into practical financial use. SMQKE and many experts believe the asset’s price will reflect this increased growth and adoption.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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