Crypto Dyl News (@cryptodylnews) has recently highlighted a development that places Ripple’s stablecoin deeper into institutional finance. He revealed that RLUSD is now being used as collateral tied to BlackRock-related tokenized funds and in cross-border payment flows.
Crypto Dyl News attached a document that shows how fast RLUSD has matured. Within a year, the stablecoin moved from launch to enterprise-grade usage. RLUSD’s market cap crossed $1 billion in December, and the document revealed that it has now surpassed $1.2 billion.
It also secured a position among the top 5 stablecoins, a goal that Ripple CEO Brad Garlinghouse set shortly after its launch. That growth matters because stablecoins only gain institutional trust through liquidity, compliance, and utility.
🔔 JUST IN: Ripple Stablecoin $RLUSD is now being used as Collateral for BlackRock & Cross-Border Payments. pic.twitter.com/FiZ8Q3SMYc
— Crypto Dyl News (@cryptodylnews) January 10, 2026
Regulatory Grounding and Institutional Access
Ripple emphasized that RLUSD operates with regulatory alignment. The company said it “secured conditional approval for the Ripple National Trust Bank (RNTB), subjected reserves to state and federal oversight, and gained recognition from Dubai and Abu Dhabi regulators.” That structure places RLUSD in a different category from most other stablecoins.
This foundation enables institutional usage. RLUSD now serves as collateral in Ripple Prime. It also supports an off-ramp for tokenized funds. Ripple confirmed that RLUSD now supports an off-ramp for tokenized funds “like BlackRock’s BUIDL.”
That detail places RLUSD inside institutional capital workflows rather than adjacent to them. Collateral relevance at this level signals trust, liquidity depth, and regulatory comfort. Those conditions strengthen the infrastructure in which XRP operates.
Cross-Border Payments Move Closer to Scale
Ripple also tied RLUSD directly to the payments infrastructure. The material states that RLUSD is “building a foundation for faster cross-border settlements through Ripple Payments.” This links the stablecoin to Ripple’s long-standing payments network, where XRP already plays a liquidity role.
Ripple highlighted institutional traction across regions. The company cited AMINA Bank as “the first European bank to use our licensed end-to-end payments solution.” It also confirmed that its custody product expanded into the Middle East and Africa.
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Why This Matters for XRP
RLUSD does not replace XRP. It complements it. As RLUSD adoption increases inside Ripple Payments, transaction volume grows across the same rails where XRP operates. Collateral usage also matters for perception. Institutions that hold RLUSD on their balance sheets interact with Ripple’s ecosystem at scale.
That increases exposure to XRP-powered flows without speculative positioning. Over time, this structure supports consistent demand. RLUSD now functions as collateral tied to BlackRock-linked products and supports cross-border payments.
A stablecoin with a large market cap, regulatory oversight, and institutional collateral usage strengthens its network. XRP benefits from that network effect through higher throughput and deeper integrations.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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