At a moment when market sentiment around XRP appears increasingly fragile, a recent commentary from BullRunners founder Nick Anderson presents a sharply different perspective.
Rather than focusing on short-term price weakness, Anderson points to a series of institutional developments that, in his view, suggest strategic accumulation is underway. At the same time, retail investors remain focused on losses.
Anderson notes that XRP has declined significantly from recent highs, trading below the two-dollar level after being near $3.65 only months ago. He describes rising fear across social platforms and private messages, with many holders questioning whether to exit their positions. Against this backdrop, he argues that major financial players are moving in the opposite direction.
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XRP ETFs Pass a Major Milestone
Central to his analysis is the rapid growth of XRP exchange-traded funds. According to Anderson, XRP-focused ETFs have surpassed one billion dollars in total assets under management.
Products launched by firms such as Grayscale, Bitwise, Franklin Templeton, and Canary Capital are reportedly reaching this level faster than any other digital asset ETF, except Bitcoin and Ethereum.
He emphasizes that these funds are physically backed, meaning real XRP must be purchased to support new shares. Despite declining prices, Anderson reports that institutions continue to buy millions of dollars’ worth of XRP daily.
He adds that further momentum is expected, with additional issuers, including 21Shares, receiving approval to bring new XRP ETF products to market. For him, the combination of falling prices and steady inflows points to long-term positioning rather than short-term speculation.
Exchange Supply Tightens as Buying Continues
Another data point highlighted is the reduction of XRP held on exchanges. Anderson states that more than one billion XRP have been left on trading platforms over the past two months. In his assessment, this trend suggests decreasing available supply at the same time ETFs require continuous purchases to back new shares.
He contrasts this activity with what he describes as retail panic selling, arguing that professional fund managers and large institutions are accumulating while individual investors react emotionally to price movements. The imbalance between shrinking exchange supply and rising institutional demand, he says, creates conditions that often precede market recoveries.
Banks pen the Door to Broader Access
Anderson also points to regulatory developments in the United States. He explains that the Office of the Comptroller of the Currency has cleared national banks to facilitate XRP transactions for customers as riskless principal trades. This would allow major banks to offer XRP buying and selling directly through standard banking apps, without holding the asset on their balance sheets.
In his view, this approval could expose XRP to millions of users who are unlikely to engage with cryptocurrency exchanges. He argues that banks do not invest in such infrastructure without anticipating future demand, suggesting that institutional clients are already signaling interest.
Ripple’s Strategy and Long-Term Positioning
Turning to Ripple’s corporate actions, Anderson highlights the company’s application for a U.S. bank charter, which would grant access to the Federal Reserve system. He frames this as a step toward embedding XRP into regulated financial infrastructure rather than treating it purely as a speculative asset.
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He also references Ripple’s recent billion-dollar acquisitions, including firms focused on institutional trading and corporate payments, as well as the rollout of its RLUSD stablecoin. According to Anderson, while institutions may prefer stable instruments for balance sheet management, XRP remains essential as the bridge asset enabling cross-currency movement within this framework.
Fear, Fundamentals, and Market Timing
Anderson concludes that current conditions reflect a familiar pattern in financial markets. While sentiment remains pessimistic and price action weak, he believes the underlying fundamentals are strengthening through ETF growth, banking access, and Ripple’s expansion.
He cautions that further downside or sideways movement is still possible in the near term, but maintains that periods of elevated fear often coincide with strategic accumulation by large players.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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