A renewed debate has emerged within the XRP community following comments from prominent market commentator Armando Pantoja. In a recent post, he suggested that XRP could one day reach as high as $10,000.
Projections like these are commonly rejected on the grounds of market capitalization constraints. However, Pantoja argues that this perspective relies too heavily on today’s economic structure.
His outlook is rooted in the assumption that future technological shifts, particularly those driven by advanced artificial intelligence, could fundamentally alter how value is created, transferred, and measured.
Reframing the Market Capitalization Debate
Pantoja acknowledged that a $10,000 XRP price seems unrealistic under today’s liquidity and market conditions. However, he argues that market capitalization is shaped by the economic environment.
People say $XRP can’t hit $10k because of market cap.
But, They ignore the Singularity…
when AI outnumbers humans 10 to 1, value must transfer instantly.
The addressable market explodes, market caps skyrocket. XRP was built for this. #XRP #Singularity pic.twitter.com/dfduO368vl
— Armando Pantoja (@_TallGuyTycoon) September 21, 2025
As autonomous AI systems expand economic activity, financial networks could scale dramatically. This would make valuations that appear impossible today more plausible.
The Crypto Market’s Journey So Far
To support his thesis, Pantoja places XRP within the broader historical development of digital assets. He points to the erosion of trust in traditional finance following the 2008 financial crisis and subsequent government bailouts as a catalyst for innovation.
In the years that followed, Bitcoin emerged as an alternative store of value, while XRP was developed with a focus on fast and efficient value transfer.
Later crises, including the collapse of Mt. Gox, tested the resilience of the ecosystem but also contributed to its maturation. The introduction of Ethereum further expanded the sector by enabling programmable financial applications, accelerating adoption, and institutional interest.
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AI Singularity and the Future of Financial Scale
Pantoja’s thesis centers on the AI singularity, a theoretical point where artificial intelligence surpasses human intelligence and operates at a vast scale. He anticipates a future in which automated systems execute most economic transactions. This would require financial infrastructure that supports instant settlement and constant availability.
He argues that traditional banking systems may struggle under such demands. At a much higher price, XRP could deliver the liquidity needed for enormous transaction volumes.
Some experts believe XRP works better at high prices like $10,000. Pantoja shares this belief, maintaining that only a network valued in the hundreds of trillions could support such activity. Reaching this price would put XRP’s market cap above $500 trillion.
Pantoja ultimately positions XRP as a potential backbone for global payments in an increasingly automated economy. He views Bitcoin as a long-term store of value and Ethereum as a platform for decentralized applications.
XRP’s role is unique, as it was engineered to address the specific challenge of efficient cross-border value movement, and this role could help it reach unimaginable heights.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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