Crypto expert Chad Steingraber recently highlighted an important development linking Walmart’s fintech arm, OnePay, to XRP and Ripple’s ecosystem.
In his post, Steingraber pointed out that OnePay’s upcoming crypto services are being built with support from ZeroHash, the same infrastructure provider now utilizing Ripple’s RLUSD stablecoin.
This connection places XRP in a stronger strategic position as institutional adoption builds and as the asset gains more prominent roles in large financial systems.
The Walmart OnePay crypto deal is with a company called ZeroHash.
Guess what ZeroHash is using as a stablecoin.
RLUSD. // XRP https://t.co/aUHNWSSNHM pic.twitter.com/ywc18vT5Wm
— Chad Steingraber (@ChadSteingraber) October 20, 2025
The OnePay Expansion and ZeroHash Collaboration
OnePay, the digital finance platform majority-owned by Walmart, recently announced plans to integrate cryptocurrency trading and custody within its mobile app. The platform, launched in partnership with venture firm Ribbit Capital, aims to evolve into a full-service financial application offering savings products, credit and debit cards, and digital asset management.
According to CNBC, OnePay will initially provide users access to Bitcoin and Ethereum, with ZeroHash powering the custody and trading infrastructure. ZeroHash, a regulated crypto infrastructure firm based in Chicago, manages compliance, liquidity, and settlement services for institutions entering the digital asset space.
In early 2025, ZeroHash confirmed support for RLUSD, enabling deposits, withdrawals, and trading for the stablecoin. This update went live earlier this year, as reflected in ZeroHash’s developer documentation, which stated that RLUSD is now “available using the above symbols” for certified platforms.
XRP’s Role Strengthened Through RLUSD Integration
The integration of RLUSD across ZeroHash’s infrastructure aligns with Ripple’s ongoing effort to enhance the utility of the XRP Ledger for institutional-grade payments and tokenized assets. Because OnePay relies on ZeroHash for its crypto trading operations, the underlying infrastructure could naturally increase the exposure and use of XRP and the XRPL through RLUSD.
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Steingraber emphasized this connection as a sign that XRP’s role in real-world finance continues to expand. By supporting RLUSD, ZeroHash effectively extends the ledger’s presence into new consumer-facing financial systems.
The move positions XRP as a foundational element for liquidity and settlement within platforms that rely on ZeroHash for crypto integration, such as OnePay and other fintech clients.
Institutional Momentum
Ripple’s introduction of RLUSD in late 2024 was designed to bridge traditional finance with blockchain-based settlements. The stablecoin’s multi-chain functionality, operating on both XRP and Ethereum, reflects Ripple’s commitment to interoperability and transparency.
With institutions like ZeroHash adopting RLUSD, Ripple’s infrastructure gains another layer of integration that enhances XRP’s visibility across regulated financial applications.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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