The global payments industry lit up today after Swift unveiled a major initiative aimed at transforming how money moves across borders. The world’s leading financial messaging network announced a sweeping upgrade designed to make international retail payments as fast and predictable as domestic transactions.
The news immediately set off a storm of speculation in crypto circles, where many believe it signals a shift toward the kind of instant, transparent settlement long championed by Ripple.
Swift’s Ambitious Payment Overhaul
Swift revealed that it is collaborating with some of the world’s largest banks to ensure cross-border retail payments match the speed and reliability of domestic transfers. The new scheme sets strict performance targets for settlement time, cost, and transparency.
⚠️ BREAKING NEWS:
SWIFT announced that they‘re launching a new initiative to transform payments:
They will ensure that „cross-border retail payments are as fast and predictable as domestic ones!“ 👀
Sounds like #XRP to me 😏 pic.twitter.com/lno1qlSrO2
— 𝓐𝓶𝓮𝓵𝓲𝓮 (@_Crypto_Barbie) September 25, 2025
Designed with input from more than 30 major financial institutions, the initiative promises consumers and small businesses a seamless international payment experience that rivals sending money across town.
Why XRP Supporters Are Excited
For the XRP Army, Swift’s announcement aligns perfectly with Ripple’s core strengths. Ripple’s On-Demand Liquidity platform uses XRP to provide near-instant settlement between different fiat currencies, a capability that mirrors Swift’s newly stated goals.
We are on X, follow us to connect with us :- @TimesTabloid1
— TimesTabloid (@TimesTabloid1) June 15, 2025
Supporters argue that as banks seek solutions to meet these higher standards, Ripple’s technology—and the XRP token—are positioned to play a critical role. Ripple’s recent launch of its RLUSD stablecoin further underscores its readiness to serve mainstream financial institutions.
A Sign, Not a Guarantee
Despite the optimism, Swift’s statement does not indicate that it will adopt any specific cryptocurrency. The initiative defines a framework for faster, more predictable cross-border payments but leaves each participating bank free to choose the technology that best meets the new requirements.
Even so, the move highlights a growing industry demand for real-time settlement—exactly the problem Ripple’s ecosystem was built to solve.
Swift’s bold plan, amplified by Amelie, underscores a financial system in transition. For the XRP Army, it is more than headline news: it is another signal that global payments are steadily moving toward the instant, transparent future Ripple has been advocating for years.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
Follow us on Twitter, Facebook, Telegram, and Google News
